Alex O'Brien
News

8 most bizarre insurance claims ever

Insurance is there to protect you when something goes wrong, but these insurance claims surely left the respective providers scratching their heads.

Here’s a list containing the eight most-bizarre insurance claims.

Some of these insurance claims beggar belief!

1. The farmer’s phone

Media reports suggest one farmer in the UK filed an insurance claim after losing his iPhone while helping his livestock give birth. The claim was reportedly paid out in full by his provider while the iPhone seemingly disappeared in the cow.

2. Coconuts strike a cop

A police officer in Hawaii was struck by a coconut when removing outlying fronds from a palm tree and was reportedly award over $30,000 for his efforts!

3. Parachute on your parade

A family’s camping holiday in Wales was reportedly ruined when a parachute from a nearby airbase dropped in, destroying their equipment. What made matters worse was the fact that their insurers rejected their claim entirely! 

4. A tasty claim

While he never had to make a claim, famed US food critic Egon Ronay had reportedly insured his famously judicious tastebuds for over $300,000.

5. Alien abduction insurance

If the truth is indeed out there and this extra-terrestrial threat concerns you, Alien Abduction Insurance can be purchased from St. Lawrence Agency in Florida.

6. Twin trouble

Lloyds of London have developed a reputation for offering quirky insurance policies, but we think their Multiple Birth Insurance takes the case, providing cover for the financial impact of having more than one child.

7. Tom Jones’ chest hair

In the days before man-scaping became a fad, Lloyds made more headlines by agree to insure Tom Jones’ chest hair for a six figure sum. Imagine filling out the paperwork on that claim! 

8. Dentures overboard

A pensioner, who reportedly lost his teeth overboard when overcome by sea sickness, put a claim in to his travel insurers under “lost baggage”.

Related links:

10 odd things celebrities have insured

Smart tips for renewing your insurance

8 common insurance traps to avoid

Tags:
finance, insurance, claims, funny, bizarre