12 super simple ways to save some cash
Saving money is a lot easier said than done. Whether you’ve got a holiday you’re thinking about taking, or you just want to make day to day life a little less stressful, there is a range of strategies you can employ to put a couple of dimes together. Here are 12 tips to cut costs:
1. Don't buy luxury, sometimes the budget brands are just as good and save you heaps.
2. Read the junk mail and compare offers because you can get a better deal where you didn't think you could.
3. Cut unnecessary expenses and reduce, if possible, the necessary expenses as well.
4. Buy used goods, it's cheaper and you can haggle.
5. See if you can switch power companies. I'm aware of several people who are saving $250 a year.
6. Borrow books and movies from the library or movie store - it's free or low cost compared to buying new and it's fast.
7. Barter with family and friends, it's free and everyone wins.
8. Take advantage of specials, sales and deals including buying in bulk, it can save you more than you realise.
9. Walk, bike or car pool or use other public transport, it's good for the environment and saves you money.
10. Shop around for the best deal, it might be better elsewhere.
11. Follow insurance company advice: Don't smoke, do have alarms and do get multi policies - it protects you and saves cash.
12. Have a savings account with all the savings from this and don't touch it, you will be amazed at what you have saved in a short time.
Written by John Murphy. Republished with permission of Stuff.co.nz.
Image credits: Getty Images