How to safely use ATMs abroad
The thought of a debit card being skimmed (or worse) eaten up by a foreign ATM is enough to send shivers down the spine of even the most carefree traveller.
It’s never been easier to access money abroad, but doing this is not without its risks. We’ve put together a best practice guide for withdrawing cash from ATMs abroad.
Follow our advice and you can access your funds without the mini-heart attacks.
Cover your pin code
This one goes without saying (and you should really be doing it when you withdraw cash at home). By covering your pin code as you enter it you protect your account from anyone who might be watching your transaction a little too closely.
Be mindful of your surroundings
Make sure you’re paying attention to the surroundings of the particular ATM you’re withdrawing from. Go with your gut, and if something feels a little bit amiss there’s every chance that’s because it actually is.
Withdraw during the day, close to a branch
Don’t take your chances when you’re taking cash out. By withdrawing during the day at an ATM that is close to a branch you can ensure that if something does go wrong (like a hungry, card-eating ATM) you can go inside for immediate assistance.
Be aware of your balance
Sometimes your card might’ve been skimmed and you might not even know it. By being aware of your balance and checking it regularly you can know straight away if a few hundred dollars here or there has gone missing and you need assistance.
Additional tips
- Notify your bank/card provider before you travel. They can track your funds.
- Try to lock in a foreign currency when the exchange rate is strong.
- Carry multiple cards in different parts of your luggage to avoid pickpockets.
- Inform your bank/insurer as soon as you notice something wrong.
No matter where you’re travelling to, making sure you know how to access your cash while away – and in the most affordable way – is very important. Easy to use and with countless benefits, the Over60 Cash Passport allows you to securely access your cash in the same way you use an ATM or credit card. To apply for a card today, click here.
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