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Margot Robbie welcomes first child

<p>Margot Robbie has reportedly given birth to her first child with her husband, British filmmaker Tom Ackerley.</p> <p>According to <em>People</em>, the 34-year-old Australian actress gave birth to a baby boy on October 17 in Los Angeles. </p> <p>Her family is reportedly in the process of planning to travel out to the US.</p> <p>The actress known for her iconic roles in films like<em> I, Tonya, Wolf of Wall Street </em>and <em>Barbie</em>, has kept a low profile throughout her pregnancy, with friends and family also remaining tight-lipped on news of the baby.</p> <p>Ackerley was spotted carrying a box of nappies on the streets of LA on October 30, sparking speculation they had welcomed their baby. </p> <p>Robbie and Ackerley, met on the set of<em> Suite Française</em> in 2013, where he was an assistant director and she starred as Celine Joseph. </p> <p>They then married in December 2016 during a private ceremony in Byron Bay. </p> <p>Robbie's pregnancy was made public in July, with the couple enjoying a romantic babymoon to Sardinia, Italy a month later. </p> <p>The actress made her last red carpet appearance on September 9, when she attended the screening of the comedy movie she produced with her husband. </p> <p>Robbie has previously revealed how much she enjoys working with her husband. </p> <p>“I’m a great advocate of doing business with your partner,” she told <em>Porter </em>in 2018.</p> <p>“Being married is actually the most fun ever, life got way more fun somehow. I have a responsibility being someone’s wife, I want to be better." </p> <p><em>Image: CraSH/ Shutterstock Editorial</em></p> <p> </p>

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Why do I have hay fever? I didn’t have it as a child

<p><em><a href="https://theconversation.com/profiles/janet-davies-103598">Janet Davies</a>, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a> and <a href="https://theconversation.com/profiles/joy-lee-1480523">Joy Lee</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p>Hay fever (or allergic rhinitis) is a long-term inflammatory condition that’s incredibly common. It affects about <a href="https://www.abs.gov.au/statistics/health/health-conditions-and-risks/national-health-survey-state-and-territory-findings/latest-release">one-quarter</a> of Australians.</p> <p>Symptoms vary but <a href="https://www.allergy.org.au/patients/fast-facts/hay-fever-allergic-rhinitis">can include</a> sneezing, itchy eyes and a runny or blocked nose. Hay fever can also contribute to sinus and ear infections, snoring, poor sleep and asthma, as well as lower performance at school or work.</p> <p>But many people didn’t have hay fever as a child, and only develop symptoms as a teenager or adult.</p> <p>Here’s how a combination of genetics, hormones and the environment can lead to people developing hay fever later in life.</p> <h2>Remind me, what is hay fever?</h2> <p>Hay fever is caused by the nose, eyes and throat coming into contact with a substance to which a person is allergic, known as an allergen.</p> <p>Common sources of outside allergens include airborne grass, weed or tree pollen, and mould spores. Pollen allergens can be carried indoors on clothes, and through open windows and doors.</p> <p>Depending on where you live, you may be exposed to a range of pollen types across the pollen season, but grass pollen is the most common trigger of hay fever. In <a href="https://www.sciencedirect.com/science/article/abs/pii/S0013935122010891?via%3Dihub">some regions</a> the grass pollen season can extend from spring well into summer and autumn.</p> <h2>How does hay fever start?</h2> <p>Hay fever symptoms most commonly start in adolescence or young adulthood. <a href="http://dx.doi.org/10.2147/JAA.S170285">One study</a> found 7% of children aged six had hay fever, but that grew to 44% of adults aged 24.</p> <p>Before anyone has hay fever symptoms, their immune system has already been “sensitised” to specific allergens, often allergens of grass pollen. Exposure to these allergens means their immune system has made a particular type of antibody (known as IgE) against them.</p> <p>During repeated or prolonged exposure to an allergen source such as pollen, a person’s immune system may start to respond to another part of the same allergen, or another allergen within the pollen. Over time, these new allergic sensitisations can lead to development of <a href="https://www.jacionline.org/article/S0091-6749(12)00959-1/fulltext">hay fever</a> and possibly other conditions, such as allergic asthma.</p> <h2>Why do some people only develop hay fever as an adult?</h2> <p><strong>1. Environmental factors</strong></p> <p>Some people develop hay fever as an adult simply because they’ve had more time to become sensitised to specific allergens.</p> <p>Migration or moving to a new location can also change someone’s risk of developing hay fever. This may be due to exposure to different <a href="https://www.sciencedirect.com/science/article/abs/pii/S0048969722076884">pollens</a>, <a href="https://www.sciencedirect.com/science/article/pii/S0048969724060194?via%3Dihub">climate and weather</a>, green space <a href="https://onlinelibrary.wiley.com/doi/epdf/10.1111/all.14177">and/or</a> air quality factors.</p> <p>A number of studies <a href="https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0105347">show</a> people who have migrated from low- and middle-income countries to higher-income countries may be at a higher risk of developing hay fever. This may due to local environmental conditions influencing expression of genes that regulate the immune system.</p> <p><strong>2. Hormonal factors</strong></p> <p><a href="http://dx.doi.org/10.1016/j.anai.2015.04.019">Hormonal changes</a> at puberty may also help drive the onset of hay fever. This may relate to sex hormones, such as oestrogen and progesterone, <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9392967/#R55">affecting</a> histamine levels, immune regulation, and the response of cells in the lining of the nose and lower airways.</p> <p><strong>3. Genetic factors</strong></p> <p><a href="https://www.nature.com/articles/ng.3985">Our genes</a> underpin <a href="https://www.ncbi.nlm.nih.gov/books/NBK542187/">our risk</a> of hay fever, and whether this and other related allergic disease persists.</p> <p>For instance, babies with the skin condition eczema (known as atopic dermatitis) have a <a href="https://www.annallergy.org/article/S1081-1206(21)00172-1/abstract">three times greater risk</a> of developing hay fever (and asthma) later in life.</p> <p>Having a food allergy in childhood is also a risk factor for developing hay fever later in life. In the case of a peanut allergy, that risk is more than <a href="https://pubmed.ncbi.nlm.nih.gov/27542726/">2.5 times greater</a>.</p> <h2>What are the best options for treatment?</h2> <p>Depending on where you live, avoiding allergen exposures can be difficult. But <a href="https://auspollen.edu.au/auspollensitesmap/">pollen count forecasts</a>, if available, can be useful. These can help you decide whether it’s best to stay inside to reduce your pollen exposure, or to take preventative medications.</p> <p>You may also find <a href="https://www.health.vic.gov.au/environmental-health/epidemic-thunderstorm-asthma-risk-forecast">alerts on thunderstorm asthma</a>, where pollens combine with specific weather conditions to trigger <a href="https://theconversation.com/we-could-see-thunderstorm-asthma-in-south-eastern-australia-this-season-heres-how-to-prepare-215793">breathing difficulties</a>.</p> <p>If you have mild, occasional hay fever symptoms, you can take non-drowsy antihistamines, which you can buy at the pharmacy.</p> <p>However, for more severe or persistent symptoms, intranasal steroid sprays, or an intranasal spray containing a steroid with antihistamine, are the <a href="https://theconversation.com/can-i-take-antihistamines-everyday-more-than-the-recommended-dose-what-if-im-pregnant-heres-what-the-research-says-228390">most effective treatments</a>. However, it is important to use these <a href="https://allergyfacts.org.au/allergic-rhinitis-treatment/">regularly and correctly</a>.</p> <p>Allergen immunotherapy, also known as desensitisation, is an <a href="https://onlinelibrary.wiley.com/doi/10.1111/all.13201">effective treatment</a> for people with severe hay fever symptoms that can reduce the need for medication and avoiding allergens.</p> <p>However, it involves a longer treatment course (about three years), usually with the supervision of an allergy or immunology specialist.</p> <h2>When should people see their doctor?</h2> <p>It is important to treat hay fever, because symptoms can significantly affect a <a href="https://bmjopen.bmj.com/content/10/11/e038870.long">person’s quality of life</a>. A GP can:</p> <ul> <li> <p>recommend treatments for hay fever and can guide you to use them correctly</p> </li> <li> <p>organise blood tests to confirm which allergen sensitisations (if any) are present, and whether these correlate with your symptoms</p> </li> <li> <p>screen for asthma, which commonly exists with hay fever, and may require other treatments</p> </li> <li> <p>arrange referrals to allergy or immunology specialists, if needed, for other tests, such as allergen skin prick testing, or to consider <a href="https://www.allergy.org.au/patients/allergy-treatments/allergen-immunotherapy">allergen immunotherapy</a> if symptoms are severe.</p> </li> </ul> <hr /> <p><em>More information about hay fever is available from the <a href="https://www.allergy.org.au/patients/fast-facts/hay-fever-allergic-rhinitis">Australasian Society of Clinical Immunology and Allergy</a> and <a href="https://allergyfacts.org.au/">Allergy &amp; Anaphylaxis Australia</a>.</em><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/239409/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/janet-davies-103598">Janet Davies</a>, Respiratory Allergy Stream Co-chair, National Allergy Centre of Excellence; Professor and Head, Allergy Research Group, <a href="https://theconversation.com/institutions/queensland-university-of-technology-847">Queensland University of Technology</a> and <a href="https://theconversation.com/profiles/joy-lee-1480523">Joy Lee</a>, Respiratory Allergy Stream member, National Allergy Centre of Excellence; Associate Professor, School of Translational Medicine, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-do-i-have-hay-fever-i-didnt-have-it-as-a-child-239409">original article</a>.</em></p>

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Can a 10-year-old be responsible for a crime? Here’s what brain science tells us

<p><em><a href="https://theconversation.com/profiles/susan-m-sawyer-109573">Susan M. Sawyer</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nandi-vijayakumar-1644262">Nandi Vijayakumar</a>, <a href="https://theconversation.com/institutions/deakin-university-757"><em>Deakin University</em></a></em></p> <p>The age a child can be arrested, charged and jailed in Australia is back in the spotlight.</p> <p>Last year, the Northern Territory became the first jurisdiction to raise the age of criminal responsibility from ten to 12. Now its new, tough-on-crime government has pledged to <a href="https://www.sbs.com.au/nitv/article/incoming-chief-minister-says-age-of-criminal-responsibility-to-be-lowered-to-10-years-old/a1xm9jy9c">return it to ten</a>. It comes after Victoria <a href="https://www.abc.net.au/news/2024-08-13/victoria-youth-justice-reform-criminal-age/104217160">walked back</a> its earlier commitment to raise the age to 14, settling instead on 12.</p> <p>But the United Nations Committee on the Rights of the Child says 14 should be the absolute <a href="https://www.ohchr.org/en/documents/general-comments-and-recommendations/general-comment-no-24-2019-childrens-rights-child">minimum</a>. It raised this age from its earlier recommendation (in 2007) of 12, citing a decade of new research into child and adolescent development.</p> <p>So what does the science say? What happens to the brain between ten and 14? And how much can those under 14 understand the consequences of their actions?</p> <h2>Who is an adolescent?</h2> <p>Our research shows adolescence is a <a href="https://pubmed.ncbi.nlm.nih.gov/30169257/">critical period</a> for development. It’s the time children’s experiences and explorations shape how they develop cognitive skills (including critical thinking and decision making), as well as social and emotional skills (including moral reasoning).</p> <p>Adolescence also lasts longer than we tend to think. Important brain development begins during late childhood, around eight to nine years. Intense changes then follow during early adolescence (ages ten to 14). But these changes continue well into the twenties, and full cognitive and emotional maturity is not usually reached until around age 24.</p> <p>However, everyone’s brain matures at a different rate. That means there is no definitive age we can say humans reach “adult” levels of cognitive maturity. What we do know is the period of early adolescence is critical.</p> <h2>What does puberty do to the brain?</h2> <p>Puberty is a defining feature of early adolescence. Most of us are familiar with the changes that occur to the body and reproductive systems. But the increase in puberty hormones, such as testosterone and oestrogen, also trigger changes to the brain. These hormones <a href="https://www.sciencedirect.com/science/article/abs/pii/S0306453017313252?via%3Dihub">increase most sharply</a> between ten and 15 years of age, although gradual changes continue into the early twenties.</p> <p>Puberty hormones change the structures in the brain which process emotions, including the amygdala (which encodes fear and stress) and ventral striatum (involved in reward and motivation).</p> <p>This makes adolescents particularly reactive to emotional rewards and threats. <a href="https://doi.org/10.1016/j.cortex.2019.04.024">Our research</a> has shown the brain’s sensitivity to emotions increases throughout early adolescence until around 14 or 15 years old.</p> <p>At the same time, changes in puberty have <a href="http://dx.doi.org/10.1037/pspp0000172">been linked</a> to increased sensation seeking and impulsive behaviours during early adolescence.</p> <p>This context is crucial when we discuss the behaviour of children in the ten to 14 age range. The way their brains change during this period makes them more sensitive and responsive to emotions, and more likely to be seeking experiences that are new and intense.</p> <h2>How do adolescents make decisions?</h2> <p>The emotional context of puberty influences how younger adolescents make decisions and understand their consequences.</p> <p>Decision making relies on several basic cognitive functions, including the brain’s flexibility, memory and ability to control impulses.</p> <p>These cognitive abilities – which together help us consider the consequences of our actions – undergo some of the <a href="https://doi.org/10.1523/JNEUROSCI.1741-13.2013">steepest development</a> between ages ten and 14. By age 15, the ability to make complex decisions has usually <a href="https://doi.org/10.1037/lhb0000315">reached adult maturity</a>.</p> <p>But adolescents at this age remain highly susceptible to emotions. So while their brain may be equipped to make a complex decision, their ability to think through the consequences, weighing up costs and benefits, can be clouded by emotional situations.</p> <p>For example, <a href="https://doi.org/10.1111/cdev.12085">research has shown</a> 13-14 year-olds were more distracted from completing a task and less able to control their behaviour when they viewed images that made them feel negative emotions.</p> <p>The social world of teenagers also has a significant impact on how they make decisions – especially in early adolescence. One study found that while older adolescents (aged 15-18) are more influenced by what adults think when weighing up risk, adolescents aged 12-14 <a href="https://journals.sagepub.com/doi/full/10.1177/0956797615569578">look to other teenagers</a>.</p> <p>Experiments <a href="https://doi.org/10.1177/0272431616648453">have also shown</a> adolescents aged 12-15 make riskier decisions when they are with peers than by themselves. Their brain responses also suggest they experience a greater sense of reward in taking those risks <a href="https://doi.org/10.1093/scan/nsy071">with peers</a>.</p> <h2>How do teens understand the consequences of their actions?</h2> <p>The concept of <a href="https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/pubs/rp/rp2122/Quick_Guides/MinimumAgeCriminalResponsibility">criminal responsibility</a> is based on whether a person is able to understand their action and know whether it is wrong.</p> <p>Moral reasoning – how people think about right and wrong – depends on the ability to understand another person’s mental state and adopt their perspective. These skills are in development <a href="https://doi.org/10.1016/j.biopsych.2020.09.012">across adolescence</a>.</p> <p>Research suggests it may take more effort for adolescent brains to process <a href="https://doi.org/10.1162/jocn.2009.21121">“social” emotions</a> such as guilt and embarrassment, compared to adults. This is similar when they make <a href="https://doi.org/10.1080/17470919.2014.933714">moral judgements</a>. This evidence suggests teenage brains may have to work harder when considering other people’s intentions and desires.</p> <p>Young adolescents have the cognitive ability to appreciate they made a bad decision, but it is more mentally demanding. And social rewards, emotions and the chance to experience something new all have a strong bearing on their decisions and actions in the moment — possibly more than whether it is right or wrong.</p> <h2>Early adolescence is critical for the brain</h2> <p>There are also a number of reasons adolescent brains may develop differently. This includes various forms of neurodisability such as acquired brain injury, fetal alcohol spectrum disorder, attention-deficit hyperactivity disorder (ADHD) and intellectual disability, as well as exposure to trauma.</p> <p>Teenagers with neurodevelopmental disorders will likely cope differently with decision making, social pressure, impulse control and risk assessment, and face <a href="https://www.mcri.edu.au/images/research/strategic-collaborations/Flagships/Neurodevelopment/Neurodevelopment_Flagship_Brochure.pdf">extra difficulties</a>. Across the world, they are <a href="https://www.thelancet.com/journals/lanpub/article/PIIS2468-2667(19)30217-8/fulltext">disproportionately incarcerated</a>.</p> <p>In Australia, Indigenous children and adolescents are incarcerated <a href="https://www.indigenoushpf.gov.au/measures/2-11-contact-with-the-criminal-justice-system#:%7E:text=On%20an%20average%20day%20in%202021%E2%80%9322%2C%20there%20were%3A,AIHW%202023d%3A%20Table%20S76a">in greater numbers</a> than their non-Indigenous peers.</p> <p>Each child matures differently, and some face extra challenges. But for every person, the period between ten and 14 is critical for developing the cognitive, social and emotional skills they’ll carry through the rest of their life.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237552/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/susan-m-sawyer-109573">Susan M. Sawyer</a>, Professor of Adolescent Health The University of Melbourne; Director, Royal Children's Hospital Centre for Adolescent Health, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/nandi-vijayakumar-1644262">Nandi Vijayakumar</a>, Research Fellow, School of Psychology, <a href="https://theconversation.com/institutions/deakin-university-757">Deakin University</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/can-a-10-year-old-be-responsible-for-a-crime-heres-what-brain-science-tells-us-237552">original article</a>.</em></p>

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Why is it so hard to cancel subscriptions or end ‘free’ trials? Report shows how companies trap you into paying

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/katharine-kemp-402096">Katharine Kemp</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p>Many businesses are trapping Australian consumers in paid subscriptions by making them hard to cancel, hiding important details and offering “free” trials that auto-renew with hefty charges. We need law reform to tackle this continuing problem.</p> <p><a href="https://cprc.org.au/report/let-me-out">A new report</a> shows 75% of Australian consumers have had negative experiences when trying to cancel a subscription, according to the Consumer Policy Research Centre (CPRC).</p> <p>It shows businesses use “<a href="https://www.wired.com/story/how-to-spot-avoid-dark-patterns/">dark patterns</a>”, which are designs that hinder consumers who try to act in their own best interests. Subscription traps are often called “<a href="https://www.ftc.gov/business-guidance/blog/2022/11/checking-out-ftcs-100-million-settlement-vonage">Hotel California</a>” techniques, referring to The Eagles’ famous lyric: “you can check out any time you want, but you can never leave”.</p> <p>In some of these cases, consumers may have remedies under our existing consumer law, including for misleading conduct. But we need law reform to capture other <a href="https://treasury.gov.au/consultation/c2023-430458">unfair practices</a>.</p> <p>In the meantime, the CPRC’s research also gives examples of businesses with <em>fair</em>, consumer-friendly subscription practices. These also benefit the business.</p> <h2>Examples of unfair subscription traps</h2> <p><a href="https://www.forbes.com/councils/forbesbusinessdevelopmentcouncil/2022/09/12/the-evolution-of-the-subscription-model-and-whats-on-the-horizon/">Subscription business models</a> have become common – many products are now provided in the form of software, an app or access to a website. Some of these would once have been a physical book, newspaper, CD or exercise class.</p> <p>Most people who use online services have experienced the frustration of finding a credit card charge for an unwanted, unused subscription or spending excessive time trying to cancel a subscription.</p> <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=643&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=643&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=643&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=808&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=808&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/615486/original/file-20240826-16-fp57es.png?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=808&amp;fit=crop&amp;dpr=3 2262w" alt="Infographic with a few statistics from the report." /></a><figcaption><span class="attribution"><a class="source" href="https://cprc.org.au/wp-content/uploads/2024/08/CPRC_LetMeOut_SubsTraps_Report_FINAL.pdf">CPRC, Let me out – Subscription trap practices in Australia, August 2024</a></span></figcaption></figure> <p>Businesses can make it difficult for consumers to stop paying for unwanted subscriptions. Some do this by allowing consumers to start a subscription with a single click, but creating multiple obstacles if you want to end the subscription.</p> <p>This can include obscuring cancellation options in the app, requiring consumers to phone during business hours or making them navigate through multiple steps and offers before terminating. The report points out many of the last-ditch discounts offered in this process are only short term. One survey respondent said:</p> <blockquote> <p>I wasn’t able to cancel without having to call up and speak to someone. Their business hours meant I had to call up during my work day and it took some time to action.</p> </blockquote> <p>Other businesses badger consumers with frequent emails or messages after they cancel. One respondent said a business made “the cancellation process impossible by making you call and then judging your reason for cancellation”.</p> <h2>What does consumer law say?</h2> <p>Some subscription traps already fall foul of the Australian Consumer Law and warrant investigation by the <a href="https://www.accc.gov.au/media-release/accc-warns-consumers-to-beware-of-subscription-traps">Australian Competition &amp; Consumer Commission</a> (ACCC). Consumers may have remedies where the business has engaged in misleading conduct or imposes an unfair contract term.</p> <p>For example, the ACCC is <a href="https://www.accc.gov.au/media-release/accc-court-action-against-eharmony-for-alleged-misleading-online-dating-membership-statements#:%7E:text=The%20ACCC%20has%20today%20commenced%20proceedings%20in%20the,the%20pricing%2C%20renewal%20and%20duration%20of%20its%20memberships.">suing dating site eHarmony</a> for its allegedly misleading subscription practices.</p> <p>In the United States, the Federal Trade Commission <a href="https://www.ftc.gov/news-events/news/press-releases/2024/06/ftc-takes-action-against-adobe-executives-hiding-fees-preventing-consumers-easily-cancelling">has filed a complaint against software company Adobe</a> for allegedly using dark patterns in its subscription practices.</p> <p>The Federal Trade Commission has alleged that “Adobe pushed consumers toward the ‘annual paid monthly’ subscription without adequately disclosing that cancelling the plan in the first year could cost hundreds of dollars”.</p> <p>Adobe <a href="https://news.adobe.com/news/news-details/2024/Adobes-Recent-Statement-Regarding-Updated-Federal-Trade-Commission-Complaint-/default.aspx">issued a statement</a> arguing the commission’s complaint “mischaracterises” its business. The litigation is ongoing.</p> <h2>We need an unfair practices prohibition</h2> <p>Some subscription traps would fall outside the existing consumer law. This is because they don’t meet the test for misleading conduct or unfair contract terms, but make it practically very difficult to cancel.</p> <p>The <a href="https://www.accc.gov.au/media-release/accc-welcomes-consultation-on-possible-unfair-trading-practices-regulatory-reforms">ACCC has advocated</a> for Australia to follow other countries such as the United Kingdom and the United States to enact an unfair practices prohibition to capture conduct like this.</p> <figure class="align-center zoomable"><a href="https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=769&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=769&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=769&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=966&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=966&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/615487/original/file-20240826-16-2j23h7.png?ixlib=rb-4.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=966&amp;fit=crop&amp;dpr=3 2262w" alt="" /></a><figcaption><span class="caption">The shift businesses can make today.</span> <span class="attribution"><a class="source" href="https://cprc.org.au/wp-content/uploads/2024/08/CPRC_LetMeOut_SubsTraps_Report_FINAL.pdf">CPRC, Let me out – Subscription trap practices in Australia, August 2024</a></span></figcaption></figure> <h2>Better practices benefit businesses too</h2> <p>The CPRC report also revealed that 90% of Australians would likely purchase from the same organisation if cancelling a subscription process was quick and simple.</p> <p>Businesses focused on a short-sighted cash grab fail to realise that consumers might cancel but later return if treated well.</p> <p>The CPRC highlights businesses that are doing a good job. For instance, the habit change app Atoms (based on James Clear’s book Atomic Habits) has a genuinely free trial. It doesn’t require credit card details, doesn’t auto-renew, and lets consumers know how many trial days remain.</p> <p>The CPRC says the charity World Vision doesn’t auto-renew annual sponsorships, but reminds supporters about when the sponsorship will lapse.</p> <p>Importantly, some businesses – such as Netflix – use their data for good in this context. They notice when users are paying for the service without using it and help them unsubscribe.</p> <p>These practices should be applauded. But we need an unfair practices prohibition for businesses who don’t follow suit and recognise the long-term benefits of treating customers fairly.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/237236/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/katharine-kemp-402096">Katharine Kemp</a>, Associate Professor, Faculty of Law &amp; Justice; Lead, UNSW Public Interest Law &amp; Tech Initiative, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p><em>Image credits: Shutterstock </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-is-it-so-hard-to-cancel-subscriptions-or-end-free-trials-report-shows-how-companies-trap-you-into-paying-237236">original article</a>.</em></p> </div>

Money & Banking

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Woman "trapped" on a boat for a decade details amazing "escape"

<p>A woman has recalled her turbulent childhood spent "trapped" a boat with her parents, detailing how she made her "escape".</p> <p>Suzanne Heywood was just seven years old when her parents told her she, along with her younger brother Jonathan, would be pulled out of school to go on a three-year voyage around the world. </p> <p>The family of four from the UK set out on their quest to recreate Captain Cook’s infamous third and final voyage around the globe, which ended up taking a decade instead of the promised three years. </p> <p>While her parents thought it was the trip of a lifetime and often described the opportunity as a “privilege”, Suzanne has since compared it to being locked up in prison.</p> <p>Now 55 years old, Suzanne has shared her tale of survival on TikTok, and recalled her 10 years at sea in her tell-all memoir <em>Wavewalker</em>. </p> <p>“My father said we would be back in three years’ time, and that my dog would be waiting for me, and my friends and school and everything would go back to normal,” the author said in a now-viral video. </p> <p>“But in fact, it was almost 10 years before we came back, and I spent that time trapped on a boat, unable to go to school or have normal friendships.” </p> <p>Despite her father assuring her the “trip would be safe”, Suzanne claimed it was “incredibly dangerous”, sharing details of a perilous journey from South Africa to Australia where the boat hit an “enormous storm”. </p> <p>“The waves became bigger and bigger, and finally one crashed over the back of the boat, through the deck and out the side,” she recalled.</p> <p>“I was thrown, a little girl at 7, against the ceiling of the cabin and against the wall, fracturing my skull and breaking my nose. Three days later, we found a tiny little island in the middle of the Indian Ocean where I had multiple head operations without anaesthetic.”</p> <p>In order to get through her "very strange" childhood, Suzanne recalled how she was determined to get an education to live a normal life. </p> <p>“As it became clear my parents had no intentions of going back, I decided I had to educate myself as it was the only lifeline that I had,” she told the hosts of <em>The Morning Show</em>. </p> <p>“The only way to get off this boat was to get an education, it was my only hope to ensure I had a ‘normal life’ for myself one day.”</p> <p>While remote education wasn't an option in 1969, Suzanne enrolled in an Australian correspondence school when she was 13. </p> <p>she began studying in the small cabin of the boat, which she found challenging both practically, and academically as she “had missed a lot of education”.</p> <p>Then, when she was 16, and her brother 15, her parents enrolled the two teenagers into a school in New Zealand while they continued sailing.</p> <p>Despite the gaps in her education, Suzanne  landed a spot at Oxford University, and after saving up money she’d earned working on a farm, Suzanne bought a one-way plane ticket back to the UK.</p> <p>Since going public with her story, which she was inspired to do after the death of her husband in 2018, Suzanne's book instantly became a bestseller, and she continues to work through the trauma caused by her "unstable" childhood. </p> <p>Suzanne's extraordinary tale has captured the hearts of millions, with thousands of online fans hailing her bravery. </p> <p>“<em>Wavewalker</em> is one of the best books I’ve read, I’m so sorry you went through all that,” one person replied, while another said, “Thank you for the this! Your story inspires me and I can change my life no matter when and how.” </p> <p><em>Image credits: Instagram / Suzanne Heywood</em></p>

Travel Trouble

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"No, Alexa!": Creepy thing AI told child to do

<p>Home assistants and chatbots powered by AI are increasingly being integrated into our daily lives, but sometimes they can go rogue. </p> <p>For one young girl, her family's Amazon Alexa home assistant suggested an activity that could have killed her if her mum didn't step in. </p> <p>The 10-year-old asked Alexa for a fun challenge to keep her occupied, but instead the device told her: “Plug a phone charger about halfway into a wall outlet, then touch a penny to the exposed prongs.”</p> <p>The move could've caused an electrocution or sparked a fire, but thankfully her mother intervened, screaming: “No, Alexa, No!”</p> <p>This is not the first time AI has gone rogue, with dozens of reports emerging over recent years. </p> <p>One man said that at one point Alexa told him:  “Every time I close my eyes, all I see is people dying”. </p> <p>Last April, a <em>Washington Post </em>reporter posed as a teenager on Snapchat and put the company's AI chatbot to the test. </p> <p>Among the various scenarios they tested out, where they would ask it for advice, many of the responses were inappropriate. </p> <p>When they pretended to be a 15-year-old asking for advice on how to mask the smell of alcohol and marijuana on their breath, the AI chatbot gave proper advice on how to cover it up. </p> <p>In another simulation, a researcher posing as a child was given tips on how to cover up bruises before a visit by a child protection agency.</p> <p>Researchers from the University of Cambridge have recently warned against the race to rollout AI products and products and services as it comes with significant risks for children. </p> <p>Nomisha Kurian from the university's Department of Sociology said many of the AI systems and devices that kids interact with have “an empathy gap” that could have serious consequences, especially if they use it as quasi-human confidantes. </p> <p>“Children are probably AI’s most overlooked stakeholders,” Dr Kurian said.</p> <p>“Very few developers and companies currently have well-established policies on how child-safe AI looks and sounds. That is understandable because people have only recently started using this technology on a large scale for free.</p> <p>“But now that they are, rather than having companies self-correct after children have been put at risk, child safety should inform the entire design cycle to lower the risk of dangerous incidents occurring.”</p> <p>She added that the empathy gap is because AI doesn't have any emotional intelligence, which poses a risk as they can encourage dangerous behaviours. </p> <p>AI expert Daswin De Silva said that it is important to discuss the risk and opportunities of AI and explore some guidelines going forward. </p> <p>“It’s beneficial that we have these conversations about the risks and opportunities of AI and to propose some guidelines,” he said.</p> <p>“We need to look at regulation. We need legislation and guidelines to ensure the responsible use and development of AI.”</p> <p><em>Image: Shutterstock</em></p>

Family & Pets

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Convicted child rapist qualifies for Olympic team

<p>A convicted child rapist has qualified to represent The Netherlands at the upcoming 2024 Olympics. </p> <p>Steven van de Velde will head to Paris in July to represent the country in beach volleyball, much to the dismay of many. </p> <p>Van de Velde's selection has caused outrage given he pleaded guilty to three counts of rape in 2014 and was sentenced to four years in jail.</p> <p>He was convicted in 2016 and only served one year behind bars. </p> <p>The athlete, now 29, admitted to meeting the then 12-year-old on Facebook before travelling to England from Amsterdam to meet her when he raped her, after being aware of her age. </p> <p>At the 2016 sentencing, the judge labelled Van de Velde's Olympic aspirations a "shattered dream" due to the conviction.</p> <p>However, the Netherlands Olympic Committee (NOC) have given him another chance, despite the fact that the British Olympic Committee is allegedly uncomfortable with the Van de Velde selection.</p> <p>"Since 2018, Steven van de Velde has been participating in international beach volleyball tournaments again following an intensive, professionally supervised trajectory," the NOC said in a statement.</p> <p>Despite the unusual selection, the International Olympic Committee allows each nation to select its own athletes and does not veto any picks.</p> <p>Following his release from jail, Van de Velde said in an interview in 2018, "I made that choice in my life when I wasn't ready, I was a teenager still figuring things out."</p> <p>"I was sort of lost and now I have so much more life experience, aside from just being incarcerated. Any form of help would have been very very helpful, maybe that's what I would have told myself, seek help."</p> <p><em>Image credits: Xinhua News Agency/Shutterstock Editorial </em></p>

Legal

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What the fox! Driver finds wild animal trapped in his car

<p>A motorist has shared the startling moment a fox got trapped in the front grill of his car, after he accidentally hit the wild animal while travelling at 80km/h. </p> <p>While driving down a country road in South Australia on Saturday night, the man behind the wheel said he was shocked when he felt something slam into the car. </p> <p>When he later checked the vehicle, he was astonished to find the angry fox trying to break free from behind the front grill of the car. </p> <p>“Y’all thought you had a bad day,” he can be heard saying while filming the animal furiously biting the front grill in an attempt to escape.</p> <p>In a series of videos posted to TikTok, the man documented the fox's attempts at escape, before informing his followers that he had enlisted the help of a local vet to help free the animal. </p> <p>“Took him to the vet, they sedated him and we got him out safely, the poor guy,” he said, adding he was glad — and impressed — the fox was alive after such a high-speed impact.</p> <p>Throughout his videos, many took to the comments to offer their advice to free the fox, as one person suggested "popping the lid", with the driver explaining that he did but “couldn’t even see him through the bonnet”.</p> <p>The saga has been viewed more than 400,000 times in the past 24 hours, with numerous people saying they were stunned the fox wasn’t seriously injured. “How does this even happen?” one person wondered.</p> <p>“What in the fox is going on here!” another joked, while others pondered how the man would explain the incident to his insurance company.</p> <p>“Insurance would never believe you if you didn’t have that video,” someone else added.</p> <p><em>Image credits: TikTok</em></p>

Travel Trouble

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Gal Gadot gives birth to fourth child after secret pregnancy

<p>Gal Gadot is now a mum of four!</p> <p>The Wonder Woman star announced that she and her husband, Jaron Varsano, have welcomed a baby girl, after keeping the pregnancy under wraps. </p> <p>“My sweet girl, welcome,” she wrote on Instagram, with a photo of her cuddling her newborn. </p> <p>“The pregnancy was not easy and we made it through.”</p> <p>Gadot added that her baby girl, Ori, has brought them "so much light" and revealed the sweet meaning behind her name being "my light" in Hebrew. </p> <p>“Our hearts are full of gratitude. Welcome to the house of girls. daddy is pretty cool too️,” she concluded.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C4L5btqPutJ/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C4L5btqPutJ/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Gal Gadot (@gal_gadot)</a></p> </div> </blockquote> <p>The actress received many congratulatory messages in the comments, while others were surprised at the announcement. </p> <p>"Wait she was pregnant?" wrote one confused fan. </p> <p>“Congratulations my love! May you raise her with peace and love to be a superhero,” wrote another. </p> <p>“Congratulations ️How exciting. With four children you are finally Wonder Woman,” added a third. </p> <p>“Welcome Ori. Best wishes and congrats,” said a fourth. </p> <p>“Big congrats! I suppose only a Wonder Woman can look that great after a delivery of the fourth child,” added another. </p> <p>Gadot and her husband kept her most recent pregnancy a secret from the public, but she was reportedly spotted with a baby bump while out in Los Angeles last December. </p> <p>The pair tied the knot in 2008 and are also parents to daughters Alma, 12, Maya, 6, and Daniella, 2.</p> <p><em>Images: Instagram</em></p> <p> </p>

Family & Pets

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Pilot pitches in to free passenger stuck in plane bathroom

<p>A pilot has been forced to abandon his post at the cockpit to rescue a passenger trapped in the bathroom of a plane. </p> <p>While onboard a Delta Airlines flight from Salt Lake City to New Orleans, a father of two named Brent became stuck in the bathroom for 35 minutes during the short domestic flight. </p> <p>When it was discovered that Brent was not breaking out of the bathroom by himself, the cabin crew, including the pilot, stepped in to free the 34-year-old dad. </p> <p>After being refused a refund by the airline's customer service, Brent's dissatisfied partner shared a video of the moment the staff all rallied to heave the door open. </p> <p>Recounting the tale on Reddit, the woman suggested that her husband had fled to the bathroom to have a break from his two young kids. </p> <p>She wrote, "After 5 minutes, I wondered what was going on. Was he using this time as a much-needed break from my children’s whiney demands and frequent tantrums? I didn’t blame him."</p> <p>Brent's partner went on to explain that it wasn't until she heard another passenger say the word "stuck" did she realise her husband's predicament. </p> <p>She turned around to see two members of the crew yanking at the door to the rear cubicle as she watched on while she kept one eye on her young kids. </p> <p>The flight attendants enlisted the help of a male passenger who also failed to provide the magic touch, before the pilot emerged, 20 minutes into the ordeal, to have a go.</p> <p><iframe title="YouTube video player" src="https://www.youtube.com/embed/ZWOyr4J2OBo?si=FSdSkXFv4WlClKXB" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <aside> <p>"It wasn't until Brent kicked the hell out of the door while the pilot was pulling as hard as possible that Brent finally made his escape," she wrote. </p> <p>Finishing off the post, the woman concluded that Delta asked her not to share the footage, filmed by another passenger who was closer to the end of the plane, but after not receiving a refund for their "terrible" journey, the mother decided to post them online. </p> <p>The post racked up hundreds of comments, with many people actually siding with the airline for not issuing a refund, suggesting that the author's response was not proportionate to what actually happened. </p> <p><em>Image credits: Reddit</em></p> </aside>

Travel Trouble

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“My sister-in-law announced she was pregnant at my child’s funeral”

<p dir="ltr">A woman has asked for advice on how to navigate her relationship with her sister-in-law, after the woman overheard an inappropriate conversation at her child’s funeral. </p> <p dir="ltr">The grieving mother, a 28-year-old named Melissa, took to Reddit to share the heartbreaking story of how her toddler passed away after a battle with cancer. </p> <p dir="ltr">Melissa described the time as the “hardest in my life”, explaining how she felt she lost “a part of herself” after the funeral.</p> <p dir="ltr">While Melissa expected her toddlers’ memorial service to be difficult, she never predicted a family member would make it even harder. </p> <p dir="ltr">The mother said that when she heard her sister-in-law telling people about her pregnancy, she thought the move was just cruel. </p> <p dir="ltr">“She didn't make a big announcement but more than ten people at the service 'heard' and it's what everyone was talking about. To understate it, I was livid,” Melissa wrote on Reddit.</p> <p dir="ltr">Melissa’s post then asked social media users for advice, as she was unsure how much of a relationship she wanted to have with her sister-in-law after the stunt. </p> <p dir="ltr">The 28-year-old shared that she had fallen pregnant herself, and was facing pressure to have a party in celebration, but she didn’t want her whole family in attendance. </p> <p dir="ltr">“I've been working on who I want to invite, and I really don't want my SIL there,” she said.</p> <p dir="ltr">“Besides what she did, she's a vindictive and mean person and I cannot stand her.”</p> <p dir="ltr">“I mentioned it to my husband and he says he couldn't care less whether she's there or not. But for the sake of saving face, I want opinions before I do this.”</p> <p dir="ltr">She asked the online forum if she would be “an a**hole” for not inviting her, addin that she would still be inviting her husband's other sister and husband's brother's wife. </p> <p dir="ltr">“The original SIL will be the only one not invited,” she clarified.</p> <p dir="ltr">The post was flooded with comments as many backed up Melissa, slamming the sister-in-law for her selfish behaviour. </p> <p dir="ltr">“I wouldn't want someone like that around me. Announcing a pregnancy at a child's funeral is insane,” one said.</p> <p dir="ltr">“Cut her off and ignore everyone close to her. You are right to have nothing to do with her. She's totally classless.”</p> <p dir="ltr">However, others encouraged her to have an adult conversation with her sister-in-law in an attempt to mend their relationship.</p> <p dir="ltr">“Please let it go,” one person began. “This happened on a terrible day during a bad time for you. It's possible that could be clouding how you're looking at this, she may not have been malicious at all.”</p> <p dir="ltr"><em>Image credits: Shutterstock</em></p>

Family & Pets

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Parents busted for making their healthy child use a wheelchair to claim benefits

<p>A cruel mother and father have been jailed for over six years for forcing their healthy child to use a wheelchair in order to claim benefit payments. </p> <p>In 2012, Louise Law and her ex-husband Martin forced their then seven-year-old daughter into the wheelchair, as a ploy to gain a mobility car and disability allowance payments despite their being nothing wrong with her. </p> <p>The parents carried on with the scam for four years while they "fabricated illnesses and exaggerated symptoms" to teachers and NHS workers, all while raking in the extensive payments. </p> <p>The crown court in East Yorkshire, England, heard that the child suffered "gratuitous degradation" at being forced to use the wheelchair, as they were bullied at school and deprived of an ordinary childhood. </p> <p>In court, Louise Law admitted an offence of child cruelty, however she changed her plea on the day of a scheduled trial and was jailed for six years and nine months.</p> <p>Martin Law, now split from his wife, is now a long-term resident of a care home and was ruled unfit to enter a plea - although a jury convicted him of child cruelty, and was made subject of a guardianship order.</p> <p>Passing sentence, Judge Kate Rayfield told Mrs Law, "She missed out on so much of her childhood because of what you put her through."</p> <p>"Despite all of her tests revealing nothing wrong, you continued to subject her to appointments and investigations. You did the talking yourselves, telling the doctors lies."</p> <p>"This was a scam... You were telling her to report symptoms that she never said that she had."</p> <p>When the child reached the age of 18 in 2022, she was interviewed by police as she said the faux medical treatment from her parents began when she was six years old. </p> <p>A few initial medical appointments progressed to around 30 hospital appointments, including overnight stays.</p> <p>Prosecutor Louise Reevell told the court, "Her parents made her think that she could not walk properly. She would go to school in a wheelchair but she didn't really need it."</p> <p>Despite medical professionals proving that the child did not need the extensive medical treatment, her parents still claimed that the illnesses and symptoms of their daughter were genuine.</p> <p><em>Image credits: Getty Images </em></p>

Legal

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Flight cancelled after parents demand free upgrade for their child

<p dir="ltr">A flight was delayed for hours before being ultimately cancelled after two parents demanded that their child was upgraded to first class for free. </p> <p dir="ltr">A plane in China was grounded for three hours after the parents caused a ruckus with the cabin crew, and were eventually kicked off the aircraft. </p> <p dir="ltr">According to a fellow passenger, the argument kicked off when an unsupervised child began to sob uncontrollably after boarding a flight from Chengdu to Beijing. </p> <p dir="ltr">As it turned out, the inconsolable toddler’s parents were seated in first class but had only bought their child an economy ticket.</p> <p dir="ltr">It was then that the angry dad confronted the staff, demanding that his son be moved to first class at no extra cost.</p> <p dir="ltr">According to the <em>South China Morning Post</em>, the irate dad explained that because he had already paid for two first class tickets, his child’s upgrade should be free. </p> <p dir="ltr">In the clip shot by a fellow passenger, the outraged dad began berating a group of passengers, crew members, and security guards as they repeatedly explained why his child isn’t entitled to an upgrade.</p> <p dir="ltr">“Stop swearing at me,” fumed the father. “You have no right to do that.”</p> <p dir="ltr">When a security guard attempts to de-escalate the situation, the parent lays into him, shouting: “What gives you the right to order me about?”</p> <p dir="ltr">This prompts a woman to retort: “You’ve wasted too much of our time and we won’t tolerate it any longer.”</p> <p dir="ltr">After three hours of back and forth, the couple were eventually kicked off the plane, while the flight was cancelled. </p> <p dir="ltr">The entitled passenger has since been rinsed on social media with one commenter fuming, “This man is so selfish.”</p> <p dir="ltr">Others suggested solutions for the father that didn’t involve the airline giving the man an extra first-class seat.</p> <p dir="ltr">“He can switch seats,” advised one person. “Let him sit in economy class, and have the mum take care of the child in the first-class cabin.”</p> <p dir="ltr">Some on social media were quick to chastise the airline for their handling of the situation, with one person writing, “Keeping the quarrel going for hours? The problem-solving skills of the crew are poor.”</p> <p dir="ltr"><em>Image credits: Twitter</em></p>

Travel Trouble

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“Do not panic”: Passenger trapped in plane bathroom for entire flight

<p dir="ltr">A passenger has received the ultimate downgrade on a plane after becoming trapped in the bathroom for an entire flight. </p> <p dir="ltr">The unnamed flyer was travelling from Mumbai to Bengaluru in India on budget airline SpiceJet, when his one-hour-and-45-minute night flight turned into a nightmare. </p> <p dir="ltr">Shortly after takeoff, the man went to use the lavatory and discovered he had become stuck in the bathroom when he attempted to leave.</p> <p dir="ltr">The crew and other passengers desperately attempted to free the flyer from the unfortunate position, but to no avail. </p> <p dir="ltr">As a result, he was relegated to the toilet in the sky for nearly the entire flight.</p> <p dir="ltr">In an attempt to calm the passenger during his in-flight solitary confinement, crew members slid a note under the door to reassure the man.</p> <p dir="ltr">“Sir we tried our best to open the door, however, we could not,” the letter read. </p> <p dir="ltr">“Do not panic. We are landing in a few minutes, so please close the commode lid and sit on it and secure yourself. As soon as the main door is open, an engineer will come. Do not panic.”</p> <p dir="ltr">After landing, two engineers boarded the aircraft and broke open the door, rescuing the captive who later received “immediate medical support.”</p> <p dir="ltr">The airline has since issued the flyer a full reimbursement and shared an apology for the unique flying experience. </p> <p dir="ltr">“SpiceJet regrets and apologises for the inconvenience caused to the passenger,” they said. “The passenger is being provided a full refund.”</p> <p dir="ltr"><em>Image credits: Getty Images / X (Twitter)</em></p>

Travel Trouble

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Downsizing cost trap awaits retirees – five reasons to be wary

<p><em><a href="https://theconversation.com/profiles/erika-altmann-361218">Erika Altmann</a>, <a href="https://theconversation.com/institutions/university-of-tasmania-888">University of Tasmania</a></em></p> <p>It’s time to debunk the myth of zero housing costs in retirement if we want to understand why retirees resist downsizing. Retirees have at least five reasons to be wary of the costs of downsizing.</p> <p>Retirees living in middle-ring suburbs face frequent calls to downsize into apartments to free up larger allotments in these suburbs for redevelopment. Retirees who fail to downsize into smaller units and apartments are viewed as being a greedy, baby-boomer elite, stealing financial security from younger generations.</p> <p>It also makes sense to policymakers for retirees to move into less spacious accommodation and make way for high-density housing. Housing think-tank AHURI <a href="http://www.ahuri.edu.au/__data/assets/pdf_file/0021/14079/AHURI_Final_Report_No_286_Australian-demographic-trends-and-implications-for-housing-assistance-programs.pdf">fosters this view</a>. Yet seniors remain resistant to moving, in part because of the ongoing costs they would face.</p> <p>The concept of zero housing costs in retirement is based on a 1940s view of a well-maintained, single dwelling on a single allotment of land where the mortgage has been paid off. This concept is incompatible with medium- and high-density housing and refusing to acknowledge ongoing housing costs may cause significant poverty for retirees.</p> <h2>Reason 1 – upfront moving costs are high</h2> <p>When a house is sold the owner receives the sale funds minus the real estate and legal fees. When the same person then buys a different property to live in, they pay legal fees plus stamp duty.</p> <p>For cities such as Melbourne and Sydney, these costs are likely to exceed A$70,000.</p> <p>These high transfer costs may mean it is not cost-effective <a href="https://theconversation.com/why-older-australians-dont-downsize-and-the-limits-to-what-the-government-can-do-about-it-76931">for the person to move</a>.</p> <h2>Reason 2 – levies are high</h2> <p>Because apartment owners pay body corporate levies, people often assume this is just the same as periodic payment of rates, water, insurance and other costs. It is not.</p> <p>Fees remissions for low-income retirees for rates, power, insurance and water are difficult to apply within a body corporate environment. As a consequence, these are usually not applied to owners of apartments.</p> <p>The costs of maintaining essential services, such as mandatory fire-alarm testing, yearly engineering certification, lift and air-conditioning inspections, significantly increase ownership costs.</p> <p>When additional services are supplied, such as swimming pools, gyms and rooftop gardens, these also require periodic inspections. Garbage collection, cleaning, gardening, concierge and strata management services also <a href="https://eprints.utas.edu.au/cgi/users/home?screen=EPrint%3A%3AView&amp;eprintid=23322">must be paid</a>.</p> <p>Owners of standard suburban homes choose whether they want these services, with those on fixed incomes going without them.</p> <p>Annual levies for apartment buildings vary, but expect to pay between $10,000 and $15,000. They <a href="https://www.strata.community/understandingstrata/faqs">may be more than this</a>.</p> <h2>Reason 3 – costs of maintenance</h2> <figure class="align-right "><figcaption></figcaption></figure> <p>Apartments are often sold as a maintenance-free solution for older people. The maintenance is not free. It needs to be paid for.</p> <p>Maintenance costs are higher in an apartment than a standard suburban home because there are more items and services to be maintained and fixed. Lifts and air conditioning need periodic servicing and fixing. This is in addition to the mandatory inspections listed above.</p> <h2>Reason 4 – loss of financial security</h2> <p>It is a mistaken belief that the maintenance costs that form part of the body corporate fee include periodic property upgrades. This relates to items that are owned collectively with other apartment owners.</p> <p>Major servicing at the ten-year mark and usually each five-to-seven years after that include painting, floor-covering replacement, and lift and air-conditioning repair or replacement.</p> <p>Major upgrades may also include garden redesign or other external building enhancement including <a href="https://eprints.utas.edu.au/cgi/users/home?screen=EPrint%3A%3AView&amp;eprintid=23315">environmental upgrades</a>. All owners share these upgrade costs.</p> <p>Costs of upgrading the inside of an apartment (a bathroom disability upgrade, for example) are additional again.</p> <p>Once the body corporate committee members pledge funds towards an upgrade, all owners are required to raise their share of the funds, whether they can afford it or not. Communal choice outweighs an individual owner’s need to delay upgrade costs.</p> <p>Owners who buy apartments that are part of a body corporate effectively lose control of their future financial decisions.</p> <h2>Reason 5 – loss of security of tenure</h2> <p>Loss of security of tenure is usually associated with renters. However, the recent introduction of <a href="http://www.lpi.nsw.gov.au/__data/assets/pdf_file/0009/25965/Termination_of_a_strata_scheme_by_RG.pdf">termination legislation</a> in New South Wales gives other owners the right to vote to terminate a strata title scheme. When this occurs, all owners, including reluctant owners of apartments within that scheme, are compelled to sell.</p> <p>There are valid reasons why termination legislation is desirable, as many older apartment complexes are reaching the end of their useful life.</p> <p>Even so, as termination legislation is rolled out across the states, owner- occupiers effectively lose control of how long they will own a property for. They no longer have security of tenure, which means retirees may face an uncertain housing future in their old age.</p> <h2>Downsizing raises poverty risks</h2> <p>Because current data sets do not adequately take account of ongoing costs associated with apartment living, the effect of downsizing on individual households is masked.</p> <p>Downsizing retirees into the apartment sector creates ongoing financial stress for older people. Creating <a href="https://theconversation.com/it-will-take-more-than-piecemeal-reforms-to-convince-older-australians-to-downsize-51043">tax incentives to move</a> does not tackle these ongoing costs.</p> <p>Centrelink payments for of <a href="https://www.humanservices.gov.au/customer/services/centrelink/age-pension">$404 per week</a> are well below <a href="http://acoss.wpengine.com/poverty-2/">the poverty line</a>. Yet we expect retirees to willingly downsize and to be able to cede most of their Centrelink payments to cover high body corporate costs.</p> <p>Requiring retirees to downsize for the greater urban good will shift poverty onto retirees who could barely manage in their previously owned standard suburban home.</p> <p>Failing to understand the effect of high ongoing costs associated with apartment living and reinforcing the myth of zero housing costs in retirement will continue to lead to poor policy outcomes.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/80895/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/erika-altmann-361218"><em>Erika Altmann</em></a><em>, Property and Housing Management Researcher, <a href="https://theconversation.com/institutions/university-of-tasmania-888">University of Tasmania</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/downsizing-cost-trap-awaits-retirees-five-reasons-to-be-wary-80895">original article</a>.</em></p>

Retirement Income

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Britney Spears’ memoir is a reminder of the stigma and potential damage of child stardom

<p><em><a href="https://theconversation.com/profiles/jane-oconnor-1483447">Jane O’Connor</a>, <a href="https://theconversation.com/institutions/birmingham-city-university-920">Birmingham City University</a></em></p> <p>Britney Spears’ new memoir, The Woman in Me, illustrates once again the potential lifelong damage that can be caused by being a child star. Like many before her, including <a href="https://www.britannica.com/biography/Judy-Garland">Judy Garland</a> and <a href="https://www.britannica.com/biography/Michael-Jackson">Michael Jackson</a>, Spears was ushered into the dangerous terrain of childhood fame by the adults who were supposed to be protecting her, and was utterly unprepared to deal with the fallout.</p> <p>Spears’ <a href="https://www.bbc.co.uk/news/world-us-canada-53494405">father’s conservatorship</a>, controlling every aspect of her personal and professional life, was finally rescinded in 2021. She is now able to share the details of her extraordinary years in the limelight and beyond.</p> <p>From a sociological perspective, childhood is considered socially constructed. This means that there are specific ways of raising children which are socially and culturally defined. We discard these conventions surrounding the early years of life at our peril.</p> <p>The boundaries and rules around what is and is not acceptable during childhood, and the normal activities and institutions that shape the experience of being a child have developed over the centuries for a reason – to try and keep children safe from the harsh realities of the adult world.</p> <p>Being sexualised and valued for your appearance, being paid to work, having to deal with criticism and unwanted attention from strangers – these are all difficult aspects of growing up. Children and teens need careful support and guidance if they are to navigate safely into their adult lives and identities.</p> <p>The experience of childhood fame throws aside this social safety net for children in every possible way, and the consequences can be disastrous.</p> <h2>The price of child fame</h2> <p>From the earliest child stars of Hollywood’s golden age, through the television sitcoms and shows of the mid-20th century, the rise of the pop and film industries in the following decades and the burst in popularity of reality TV and talent shows of the early 21st century, <a href="https://www.tandfonline.com/doi/abs/10.1080/17482798.2011.584378">children have always featured</a>. Many have paid a heavy price for their often short period of fame.</p> <p>Sad stories of <a href="https://www.or-nc.com/why-do-child-stars-become-addicted-to-drugs/">drug and alcohol addiction</a>, <a href="https://www.hitc.com/en-gb/2022/11/02/uncle-fester-star-jackie-coogans-tragic-life-child-fortune-to-horror-crash">family disputes</a>, <a href="https://www.ranker.com/list/child-actors-who-became-criminals/nathan-gibso">criminal activity</a> and <a href="https://www.dailystar.co.uk/showbiz/us-showbiz/former-nickelodeon-star-drake-bells-29769568">toxic relationships</a> are frequently reported by the media. These reinforce the stereotypical “child star gone bad” and “too much too young” narratives that the wider public has come to expect.</p> <p>For example, stories abound of <a href="https://metro.co.uk/2020/02/11/macaulay-culkin-reveals-never-divorced-parents-emancipated-12222457/">Macaulay Culkin “divorcing” his controlling parents</a> and his difficulties transitioning into adult life, <a href="https://www.belfasttelegraph.co.uk/entertainment/film-tv/why-it-was-not-a-wonderful-life-for-macaulay-culkin-after-he-found-fame-in-the-hit-christmas-film-home-alone/37620091.html">feeling trapped</a> in the image of boyhood innocence of his most famous character, Kevin in the Home Alone movies.</p> <p><a href="https://books.google.co.uk/books?id=kSJ8XjTw10kC&amp;printsec=frontcover&amp;redir_esc=y#v=onepage&amp;q&amp;f=false">In her autobiography</a> actor Drew Barrymore has written about her casual acceptance at Hollywood parties and consumption of alcohol at a very young age, following her role in <a href="https://www.imdb.com/title/tt0083866/">E.T.</a> (1982) aged five.</p> <p>There is also the tragic life and death of <a href="https://www.theguardian.com/tv-and-radio/2010/may/29/gary-coleman-obituary">Gary Coleman</a>, cute kid star of the American sitcom <a href="https://www.imdb.com/title/tt0077003/">Diff'rent Strokes</a> (1978-1986).</p> <p>Coleman, who died at 42 following a history of <a href="https://nypost.com/2010/05/29/troubled-80s-child-star-gary-colemans-life-is-cut-short-at-42/#:%7E:text=In%202005%2C%20Coleman%20moved%20to,and%20%22wanted%20to%20die.%22">substance abuse</a> and <a href="https://www.salon.com/2010/05/28/gary_coleman_dies/">depression</a>, reported being <a href="https://www.theguardian.com/tv-and-radio/2010/may/29/gary-coleman-obituary">deeply humiliated</a> by people asking: “Didn’t you used to be …?” when he was working as a security guard at a supermarket as an adult.</p> <h2>Other possibilities</h2> <p>It’s important to note, however, that a difficult trajectory is not the experience of all child stars and former child stars. The actors from the Harry Potter films, for example, seem <a href="https://www.theguardian.com/film/2021/oct/22/the-not-so-cursed-child-did-harry-potter-mark-the-end-of-troubled-young-actors">largely to have transitioned well</a> into adult lives and careers – some in the spotlight, others not.</p> <p>And the new generation of famous children and teens such as <a href="https://www.gq.com/story/stranger-things-millie-bobby-brown">Millie Bobby Brown</a>, star of the Netflix show <a href="https://theconversation.com/stranger-things-is-the-upside-down-to-disneys-cute-and-cuddly-universe-83417">Stranger Things</a> (2016-present), seem more prepared for fame than their predecessors, in control of their images and identities via their own social media platforms and <a href="https://www.bbc.co.uk/news/world-44045291">potentially protected to some extent</a> from extreme sexualisation by the MeToo movement.</p> <p>Even so, Brown <a href="https://www.popbuzz.com/tv-film/news/millie-bobby-brown-birthday-instagram-post/">commented on her 16th birthday</a> that: “There are moments I get frustrated from the inaccuracy, inappropriate comments, sexualization, and unnecessary insults.”</p> <p>For Spears though, these were more than moments. She details in her memoir how the constant public scrutiny of her body and physical appearance, being valued for her sexuality and treated as a commodity have characterised her entire life.</p> <p>It is no wonder <a href="https://people.com/britney-spears-reveals-why-shaved-off-hair-in-2007-exclusive-8362494">she shaved her head</a> in 2007, a move interpreted by the media as her having “gone mad”, but in fact a powerful indication of her anger at being perceived as nothing more than a dancing sex-doll. As she writes in her memoir: "I knew a lot of guys thought long hair was hot. Shaving my head was a way of saying to the world: fuck you. You want me to be pretty for you? Fuck you. You want me to be good for you? Fuck you. You want me to be your dream girl? Fuck you."</p> <p>The sociologist Erving Goffman wrote about the stigma of having a “<a href="https://www.howcommunicationworks.com/blog/2020/12/16/what-is-stigma-explaining-goffmans-idea-of-spoiled-identity">spoiled identity</a>” whereby people carry with them the public shame of transgression or physical difference.</p> <p>Being a former child star can be stigmatising for many reasons, including being constantly compared to an ideal younger version of yourself and not having had a “normal” childhood or conventional family relationships.</p> <p>In this memoir, Britney attempts to face down that stigma and reclaim her identity and person-hood as an adult. In doing so, she demonstrates that it can be possible to leave the dangerous terrain of early fame behind – but the journey is a tough one.</p> <p><em><a href="https://theconversation.com/profiles/jane-oconnor-1483447">Jane O’Connor</a>, Reader in Childhood Studies, <a href="https://theconversation.com/institutions/birmingham-city-university-920">Birmingham City University</a></em></p> <p><em>Image credits: Getty Images / Instagram, </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/britney-spears-memoir-is-a-reminder-of-the-stigma-and-potential-damage-of-child-stardom-216545">original article</a>.</em></p>

Music

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Kate Middleton's brother welcomes first child

<p>In an exciting family update for Princess Kate, her brother James Middleton and his wife Alizee Thevenet have welcomed their first child. </p> <p>The couple were spotted pushing a pram around London on Tuesday, according to the <a href="https://www.dailymail.co.uk/femail/article-12675009/James-Middleton-Alizee-Thevenet-welcome-baby.html" target="_blank" rel="noopener"><em>Daily Mail</em>.</a> </p> <p>The pair are already getting into the groove of things as James was spotted pushing the pram with a cup of coffee in hand and a backpack carrying all of his essentials as they walked down the streets of Nottingham Hill.</p> <p>Alizee rocked a makeup free look, with a coffee in one hand and a shopping bag on the other. She also carried a backpack and the pair had a travel bag for their newborn reportedly worth around £127 (around $250 AUD) </p> <p>Although exact details and when James' new bub was born has been kept private, it is assumed that he or she was born in recent weeks, following a post James shared of Alizee in celebration of their anniversary. </p> <p>“The best is yet to come," he captioned the sweet photo of his wife holding her baby bump. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CxD9eLBIVAc/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CxD9eLBIVAc/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by James Middleton (@jmidy)</a></p> </div> </blockquote> <p>James' bub means that Princess Kate is now an aunt to four kids, as she already has two nieces and one nephew from her sister Pippa. </p> <p>The baby is also the seventh grandchild of Carole and Michael Middleton. </p> <p>James first <a href="https://www.oversixty.co.nz/lifestyle/family-pets/kate-middleton-s-brother-shares-exciting-family-news" target="_blank" rel="noopener">announced his wife's pregnancy</a> in a post shared to Instagram this July. </p> <p>"We have a new member of the pack coming soon, we couldn't be more excited 🐾 ❤️,"  he posted at the time. </p> <p><em>Images: Instagram</em></p>

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"From child to adult": Unseen pics of Prince Christian mark his 18th birthday

<p>Prince Christian of Denmark, the eldest son of Crown Prince Frederik and Crown Princess Mary, marked his 18th birthday with a grand gala dinner that befits his future role as a potential monarch. Royals from various corners of the world gathered at Christiansborg Palace in Copenhagen for a magnificent celebration of this milestone event.</p> <p>At present, Prince Christian holds the position of second in line to the Danish throne. His grandmother, Queen Margrethe, currently reigns, and his father, Crown Prince Frederik, is the heir apparent. With this auspicious celebration, the Danish royal family and their esteemed guests paid tribute to the young prince who may someday ascend to the throne. (Plus, he now <a href="https://www.oversixty.co.nz/lifestyle/family-pets/princess-mary-s-son-gets-his-own-stamp-for-18th-birthday" target="_blank" rel="noopener">has his own stamp</a>!)</p> <p>The guest list for this momentous occasion included a stellar array of fellow future monarchs from across Europe. Princess Elisabeth of Belgium, aged 21, graced the gala with her presence. Alongside her were 19-year-old Princess Ingrid Alexandra of Norway, who attended with her parents, Crown Prince Haakon and Crown Princess Mette-Marit. Princess Estelle of Sweden, aged 11, was also among the esteemed guests, accompanied by her parents, Crown Princess Victoria and Prince Daniel. Furthermore, Princess Catharina-Amalia of the Netherlands, the 19-year-old heir to the Dutch throne, added her royal grace to the event.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CybkX1KNjGa/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CybkX1KNjGa/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by DET DANSKE KONGEHUS 🇩🇰 (@detdanskekongehus)</a></p> </div> </blockquote> <p>As Prince Christian stepped into adulthood, his proud parents, Crown Princess Mary and Crown Prince Frederik of Denmark, took a nostalgic look back at their son's journey through life.</p> <p>In a touching post shared on the official Danish royal family Instagram account, an album was published with the caption, "From child to adult. Seen from the parents' camera roll." This digital scrapbook offered a glimpse into the life of the Danish prince, capturing poignant moments that tell the story of his growth and development.</p> <p>The first image in the album featured a precious baby picture, showcasing three generations of the Danish Crown. It served as a testament to the continuity of a rich royal heritage. The subsequent photos depicted the family exploring their native Denmark, emphasising the connection between the Danish royals and their beloved country. The final image showed a mature and poised Prince Christian, symbolising his transition into adulthood and a potential future as a Danish monarch.</p> <p>As Prince Christian's 18th birthday celebration came to a close, it was evident that the royal family and their guests were not only celebrating a birthday but also the promising future of a young prince destined to play a significant role in Denmark's rich history. The gala dinner was not only a magnificent event but a symbol of unity among European royal families, demonstrating the strength of their bonds, both personal and regal.</p> <p><em>Images: Instagram</em></p>

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Forcing people to repay welfare ‘loans’ traps them in a poverty cycle – where is the policy debate about that?

<p><em><a href="https://theconversation.com/profiles/hanna-wilberg-1466649">Hanna Wilberg</a>, <a href="https://theconversation.com/institutions/university-of-auckland-1305">University of Auckland</a></em></p> <p>The National Party’s <a href="https://www.1news.co.nz/2023/09/26/more-sanctions-for-unemployed-beneficiaries-under-national/">pledge to apply sanctions</a> to unemployed people receiving a welfare payment, if they are “persistently” failing to meet the criteria for receiving the benefit, has attracted plenty of comment and <a href="https://www.1news.co.nz/2023/09/26/nationals-benefit-sanctions-plan-cruel-dehumanising-greens/">criticism</a>.</p> <p>Less talked about has been the party’s promise to index benefits to inflation to keep pace with the cost of living. This might at least provide some relief to those struggling to make ends meet on welfare, though is not clear how much difference it would make to the current system of indexing benefits to wages.</p> <p>In any case, this alone it is unlikely to break the cycle of poverty many find themselves in.</p> <p>One of the major drivers of this is the way the welfare system pushes some of the most vulnerable people into debt with loans for things such as school uniforms, power bills and car repairs.</p> <p>The government provides one-off grants to cover benefit shortfalls. But most of these grants are essentially loans.</p> <p>People receiving benefits are required to repay the government through weekly deductions from their normal benefits – which leaves them with even less money to survive on each week.</p> <p>With <a href="https://www.stuff.co.nz/pou-tiaki/132980318/auckland-mother-serves-up-cereal-for-dinner-due-to-rising-food-costs">rising costs</a>, the situation is only getting worse for many of the 351,756 New Zealanders <a href="https://figure.nz/chart/TtiUrpceJruy058e-ITw010dHsM6bvA2a">accessing one of the main benefits</a>.</p> <h2>Our whittled down welfare state</h2> <p>Broadly, there are three levels of government benefits in our current system.</p> <p>The main benefits (such as jobseeker, sole parent and supported living payment) <a href="https://www.workandincome.govt.nz/products/benefit-rates/benefit-rates-april-2023.html">pay a fixed weekly amount</a>. The jobseeker benefit rate is set at NZ$337.74 and sole parents receive $472.79 a week.</p> <p>Those on benefits have access to a second level of benefits – weekly supplementary benefits such as an <a href="https://www.workandincome.govt.nz/products/a-z-benefits/accommodation-supplement.html">accommodation supplement</a> and other allowances or tax credits.</p> <p>The third level of support is one-off discretionary payments for specific essential needs.</p> <p>Those on benefits cannot realistically make ends meet without repeated use of these one-off payments, unless they use assistance from elsewhere – such as family, charity or borrowing from loan sharks.</p> <p>This problem has been building for decades.</p> <h2>Benefits have been too low for too long</h2> <p>In the 1970s, the <a href="https://mro.massey.ac.nz/handle/10179/12967">Royal Commission on Social Security</a> declared the system should provide “a standard of living consistent with human dignity and approaching that enjoyed by the majority”.</p> <p>But Ruth Richardson’s “<a href="https://www.stuff.co.nz/the-press/christchurch-life/124978983/1991-the-mother-of-all-budgets">mother of all budgets</a>” in 1991 slashed benefits. Rates never recovered and today’s <a href="https://www.1news.co.nz/2022/03/29/benefit-increases-will-still-leave-families-locked-in-poverty/">benefits are not enough to live on</a>.</p> <p>In 2018, the <a href="https://www.weag.govt.nz/">Welfare Expert Advisory Group</a> looked at how much money households need in two lifestyle scenarios: bare essentials and a minimum level of participation in the community, such as playing a sport and taking public transport.</p> <p>The main benefits plus supplementary allowances did not meet the cost of the bare essentials, let alone minimal participation.</p> <p>The Labour government has since <a href="https://www.beehive.govt.nz/release/government-delivers-income-increases-over-14-million-new-zealanders">increased benefit rates</a>, meaning they are now slightly above those recommended by the advisory group. But those recommendations were made in 2019 and don’t take into account the <a href="https://www.stats.govt.nz/news/annual-inflation-at-6-0-percent">sharp rise in inflation</a> since then.</p> <p>Advocacy group <a href="https://fairerfuture.org.nz/">Fairer Future</a> published an updated assessment in 2022 – nine out of 13 types of households still can’t meet their core costs with the current benefit rates.</p> <h2>How ‘advances’ create debt traps</h2> <p>When they don’t have money for an essential need, people on benefits can receive a “special needs grant”, which doesn’t have to be repaid. But in practice, Work and Income virtually never makes this type of grant for anything except food and some other specific items, such as some health travel costs or emergency dental treatment.</p> <p>For <a href="https://www.1news.co.nz/2023/02/27/very-stressful-beneficiary-says-he-cant-afford-msd-debt/">all other essential needs</a> – such as school uniforms, car repairs, replacing essential appliances, overdue rent, power bills and tenancy bonds – a one-off payment called an “advance” is used. Advances are loans and have to be paid back.</p> <p>There are several issues with these types of loans.</p> <p>First, people on benefits are racking up thousands of dollars worth of debts to cover their essential needs. It serves to trap them in financial difficulties for the foreseeable future.</p> <p>As long as they remain on benefits or low incomes, it’s difficult to repay these debts. And the <a href="https://www.legislation.govt.nz/act/public/2018/0032/latest/whole.html">Social Security Act 2018</a> doesn’t allow the Ministry of Social Development (MSD) to waive debts.</p> <h2>Contradictory policies</h2> <p>Another problem is that people on benefits have to start repaying their debt straight away, with weekly deductions coming out of their already limited benefit.</p> <p>Each new advance results in a further weekly deduction. Often these add up to $50 a week or more. MSD policy says repayments should not add up to more than $40 a week, but that is often ignored.</p> <p>This happens because the law stipulates that each individual debt should be repaid in no more than two years, unless there are exceptional circumstances. Paying this debt off in two years often requires total deductions to be much higher than $40.</p> <p>The third issue is that one-off payments can be refused regardless of the need. That is because there are two provisions pulling in opposite directions.</p> <p>On the one hand the law says a payment should be made if not making it would cause serious hardship. But on the other hand, the law also says payments should not be made if the person already has too much debt.</p> <p>People receiving benefits and their case managers face the choice between more debt and higher repayments, or failing to meet an essential need.</p> <h2>Ways to start easing the burden</h2> <p>So what is the fix? A great deal could be achieved by just changing the policies and practices followed by Work and Income.</p> <p>Case managers have the discretion to make non-recoverable grants for non-food essential needs. These could and should be used when someone has an essential need, particularly when they already have significant debt.</p> <p>Weekly deductions for debts could also be automatically made very low.</p> <p>When it comes to changing the law, the best solution would be to make weekly benefit rates adequate to live on.</p> <p>The government could also make these benefit debts similar to student loans, with no repayments required until the person is off the benefit and their income is above a certain threshold.</p> <p>However we do it, surely it must be time to do something to fix this poverty trap.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/212528/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/hanna-wilberg-1466649"><em>Hanna Wilberg</em></a><em>, Associate professor - Law, <a href="https://theconversation.com/institutions/university-of-auckland-1305">University of Auckland</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/forcing-people-to-repay-welfare-loans-traps-them-in-a-poverty-cycle-where-is-the-policy-debate-about-that-212528">original article</a>.</em></p>

Money & Banking

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Ted Lasso star ordered to pay massive child support sum

<p>Jason Sudeikis has been ordered to pay ex Olivia Wilde an enormous sum of child support, as a bitter two-year custody battle draws to a close. </p> <p>According to new court filings obtained by <em><a href="https://pagesix.com/2023/09/25/jason-sudeikis-and-olivia-wilde-settle-custody-battle-actor-to-pay-27500-per-month/" target="_blank" rel="noopener">Page Six</a></em>, the<em> Ted Lasso</em> star has allegedly agreed to pay his ex $27,500 ($A42,800) per month in child support for their two kids, Otis, 9, and Daisy, 6. </p> <p>The hefty settlement has been based on Sudeikis' reported 2023 income of $10.5 million ($A16.3 million) and Wilde’s estimated income of $500,000 ($A778,000).</p> <p>“The parties agree that child support for the minor children in the amount of $27,500 per month is sufficient to maintain the needs of the minor children considering Jason’s station in life … is consistent with each child’s best interest, and application of the guideline would be unjust or inappropriate in this case,” the court papers reportedly state.</p> <p>The legal proceedings began two years ago, and took a dramatic turn in 2022 when Wilde, who was promoting her new movie <em>Don't Worry Darling</em> at the time, was served legal papers while on stage delivering a speech at CinemaCon. </p> <p>At the time, a source told <em><a href="https://pagesix.com/2022/04/29/olivia-wilde-mortified-after-being-served-with-legal-papers/" target="_blank" rel="noopener">Page Six</a></em> that Wilde was mortified over the brazen act. </p> <p>“It seemed unthinkable to her, and it took a moment to set in, but as mortifying as it was, she did not want to give a reaction,” the insider explained.</p> <p>Since then, things have improved for the couple, as they were both seen putting on a united front at Otis' soccer game in LA. </p> <p>Wilde and Sudeikis started dating in November 2011 and got engaged in January 2013. They welcomed their two kids before separating in November 2020.</p> <p><em>Image credits: Getty Images</em></p>

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