Why some investment options are better than others
<p>Not all investment options are equal. The Westpac New Zealand Notice Saver PIE can be a good option for people looking for an alternative to a term deposit. </p>
<p><a href="https://www.westpac.co.nz/investment-kiwisaver/notice-saver-pie/" target="_blank"><strong><span style="text-decoration: underline;">Westpac’s Notice Saver PIE</span></strong></a> account allows investors to enjoy term deposit-sized returns with the convenience of accessible funds at relatively short notice. Here are a few reasons why you might want to consider a Westpac Notice Saver PIE.</p>
<p><strong>Accessibility</strong></p>
<p>Term deposits by nature are not very accessible, which can be a real problem for people looking for the flexibility to save for major expenses. And while traditional savings accounts provide more ready access to your money, they offer significantly lower returns. Westpac’s Notice Saver PIE provides a happy medium between these two options, offering returns higher than those of a traditional savings account, however your funds are easier to access than a term deposit. All you need is to provide 32 days’ notice*, which is perfect for people who are saving up for a holiday, paying for renovations or need to cover any upcoming expenditures.</p>
<p><strong>Growth</strong></p>
<p>Another benefit of the Westpac Notice Saver PIE account is the capacity for growth. Unlike a term deposit, you don’t need a mint to get started (you can open a Notice Saver PIE with just $500) and you can add additional funds whenever you like, which is ideal for people looking to expand their investment. Returns are paid monthly, so you can choose to reinvest these and further grow your investment or receive them as a monthly income.</p>
<p><strong>Tax benefits</strong></p>
<p>A Westpac Notice Saver PIE account also opens the door for you to reap tax benefits. With PIE accounts you could pay less tax on your returns, giving you the opportunity to grow your wealth at a quicker rate. For more information on the tax benefits you could unlock with a Westpac Notice Saver PIE, <a href="https://www.westpac.co.nz/investment-kiwisaver/notice-saver-pie/#tab3" target="_blank"><strong><span style="text-decoration: underline;">click here</span></strong></a>. </p>
<p><strong>No fees</strong></p>
<p>Another reason why you might want to consider a Westpac Notice Saver PIE account is the fact that there are no account maintenance or transaction fees**.</p>
<p><strong>Limited time offer</strong></p>
<p>Currently Westpac is offering a special limited-time offer on their Notice Saver PIE account. For more information on how you can unlock this offer, <a href="https://www.westpac.co.nz/investment-kiwisaver/notice-saver-pie/limited-time-offer/\" target="_blank"><strong><span style="text-decoration: underline;">click here</span></strong></a>. </p>
<p>Westpac also offer some other investment options that you might want to consider –</p>
<ul>
<li><span style="text-decoration: underline;"><a href="https://www.westpac.co.nz/kiwisaver/" target="_blank"><strong>The Westpac KiwiSaver Scheme </strong></a></span></li>
<li><span style="text-decoration: underline;"><a href="https://www.westpac.co.nz/investment-kiwisaver/investment-solutions/investment-options/" target="_blank"><strong>Westpac Investment options </strong></a></span></li>
</ul>
<p>Westpac has more than 50 Authorised Financial Advisers ready to help you achieve your financial goals. <a href="https://www.westpac.co.nz/investment-kiwisaver/investment-solutions/financial-and-investment-advisory-services/" target="_blank"><strong><span style="text-decoration: underline;">To find out more, click here</span></strong></a>. </p>
<p>THIS IS SPONSORED CONTENT BROUGHT TO YOU IN CONJUNCTION WITH <a href="https://www.westpac.co.nz/" target="_blank"><strong><span style="text-decoration: underline;">WESTPAC NZ</span></strong></a>.</p>
<p><em><span style="font-size: smaller;"> *The withdrawal amount will receive a lower return until its withdrawal date.</span></em></p>
<p><em><span style="font-size: smaller;"> **The only service fees that might apply are if you’re a frequent user of the Westpac phone banking<br /> service – the first 10 calls each month are free, however after that they’re 50 cents per call.</span></em></p>
<p><em><span style="font-size: smaller;">Investments made in the Westpac Notice Saver PIE Fund (“the Fund”) do not represent bank deposits or liabilities of Westpac New Zealand Limited (“Westpac NZ”) or any other member of the Westpac group of companies, and are subject to investment and other risks. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac group companies or any person guarantees the Fund's performance, returns or repayment of capital. Any rates of return are subject to change. Westpac NZ’s General Terms and Conditions (including online banking terms) apply to investments in the Fund. You can get more information and free copies of the Disclosure Statement for Westpac NZ, the term sheet for the Fund and Westpac NZ’s General Terms and Conditions from any Westpac branch. A copy of the Trust Deed for the Fund can be accessed <strong><span style="text-decoration: underline;"><a href="https://www.westpac.co.nz/trustdeed">here</a><a href="file:///C:/Users/Oversixty/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/4W41S3SA/Westpac%20NZ%20native%20article%20-%20FINAL.docx#_msocom_1"></a></span></strong>.</span></em></p>
<p><em><span style="font-size: smaller;">Investments made in the Westpac KiwiSaver Scheme (Scheme) do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme’s performance, returns or repayment of capital.</span></em></p>
<p><em><span style="font-size: smaller;">For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 367 3317 (international toll charges apply). You can also download the <span style="text-decoration: underline;"><strong><a href="http://www.westpac.co.nz/assets/Personal/KiwiSaver/kiwisaver-product-disclosure-statement.pdf" target="_blank">Product Disclosure Statement</a><a href="file:///C:/Users/Oversixty/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/4W41S3SA/Westpac%20NZ%20native%20article%20-%20FINAL.docx#_msocom_2"></a></strong></span>.</span></em></p>
