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Readers response: What do you regret not appreciating more when you were younger?

When it comes to ageing, we often learn to appreciate things that we often dismissed when we were younger. We asked our readers what they have only truly started to appreciate with age, and the response was overwhelming. Here's what they said. Ross Forbes - Being brought up on a farm in a family environment where I was taught excellent work ethics and the value of community. Alice McMurdo - The beauty of the scenery in Scotland and not taking the opportunity to see more of the beautiful countryside when I had the chance. Pat Isaacs - My health and energy. Esther Miller - Not having to pay bills. I now understand why my daddy was always telling us cut off the light, shut the door, stop wasting food, do not pour more milk than you are going to drink. I remember him saying "wait till you have to pay for it yourselves". Lesson learned. Marie Chong - My parents. Rosalie Jones - Movement without pain. Michelle Nightingale - My family. Sally O'Neill - Being happy and free, not having any responsibilities to worry about. Chris Gray - My mum. If only I had known what I now know. Margie Buckingham - My ability to always be employed and buy my first house at 21. Also, my upbringing and great start my parents gave me by ensuring I went to a good school and studied hard. Kerri Anderson - Being younger. Linda Kauffman - My mother. Image credits: Shutterstock

Family & Pets

How to revive your curls without paying salon prices

Maintaining curly hair takes a lot of time and effort and sometimes no matter what you do, the frizz just cannot be tamed. While getting your hair done at the salon can be a treat, having to pay salon prices to get softness, shine and definition for your curls is just not sustainable in the long run. Enter <a href="https://www.johnfrieda.com/en-au/home/" target="_blank" rel="noopener">John Frieda</a>'s newest Frizz Ease Miraculous Recovery range, which is now infused with repairing ceramides designed to transform frizzy and damaged hair. The Miraculous Recovery Repairing shampoo and conditioner are two of my personal faves, as I could feel the difference in how soft my hair felt after the first use. Not only are the products safe for colour-treated hair, they also made my curls more manageable and easy to style, with the effects lasting for two days, which is amazing considering how quickly my curls can go limp. I also loved how subtle the scent was, and found the most effective way of applying the conditioner was to comb it through my hair with a detangling brush in the shower, as it helps distribute the product evenly. While different curls all need slightly different care, I found the shampoo provided the perfect balance of cleaning build-up on my hair without leaving it dry or flaky. The star of the range was definitely the All-in-1 extra strength serum, which provided extra protection for my colour-treated and chemically treated hair. I love that you can apply this product through wet or dry hair, and it was the perfect way to revive my curls. The Finishing Creme was a bit too thick for my fine, curly hair, but for those with tighter curls or those looking for some extra moisture during more humid days, a light layer of the product would surely tame any flyaways or frizz. With most of their products retailing for around $20 it is an affordable solution to bringing life back into colour-treated and damaged curls. The product can be found in all major supermarkets and pharmacies across <a href="https://www.chemistwarehouse.com.au/shop-online/5571/john-frieda-haircare" target="_blank" rel="noopener">AU</a> and <a href="https://www.chemistwarehouse.co.nz/shop-online/5571/john-frieda-haircare" target="_blank" rel="noopener">NZ</a>. Images: Supplied

Beauty & Style

How to fall asleep without sleeping pills: 7 natural sleep aids that actually work

It’s 3am and you’re suddenly wide awake. Try these seven science-backed strategies to fall back to sleep fast. Give meditation a try As a mindfulness coach, I’m very aware of the day-to-day anxieties and worries that can interfere with a good night’s sleep. One of the most effective natural sleep aids is a quick meditation session to ease yourself out of those stresses. If you’ve never meditated before, you’ll likely find the meditation interrupted by thoughts flashing through your mind. It’s important for you to know that this isn’t a failure on your part, and that you aren’t doing anything wrong. Thinking is just what the brain does, as naturally as lungs take in air. The point is to be non-judgmental yet aware of your thoughts, bodily experiences and breath, moment by moment. Stop wanting to fall asleep It’s counterintuitive, isn’t it? Sometimes trying too hard to do something is the very thing that prevents us from achieving it – and that’s never more true than when it comes to falling asleep. Desperately wanting to sleep will only stoke anxieties that will further stress your brain, essentially feeding it the message that it’s not safe to sleep. Throw in those worries about your to-do list at work the following day, and the whole thing can snowball into a panic attack. Try letting go of that feeling that you absolutely must sleep now, and observe your own anxieties for what they are without judgment. When you stop looking at sleep as a goal, you’ll find it easier to fall asleep. Start a journal If you find yourself struggling to fall asleep, pick up a pen and paper (not your phone!), and start writing: simply scribble down an account of what’s going on inside your head. Although there’s no “right” way to journal, you might start by listing the events of your day, and from there, how those events and encounters made you feel. Building this structured picture of your thoughts may help you see that the problem that’s keeping you up at night, and is likely less overwhelming than you thought. Why my insistence on a pen and paper? First off, studies show the simple motor action that’s involved in the act of handwriting has a calming effect. Secondly, the light emitted by laptops and phones isn’t conducive to falling asleep. Find yourself a "3am friend" Some of us are lucky to have a ‘3am friend’, that close confidant you can call up in the wee hours knowing that they won’t hold it against you in the morning. Although it’s great to have someone to talk to when you want to fall asleep, it’s important that the conversation doesn’t just rehash the anxieties that are preventing you from catching shut-eye in the first place. Rather than using the call to seek solutions for those issues, talk about things that calm your nerves, or even have them assist you in deep breathing. It may sound silly, but doing a series of deep, relaxing breaths can help you let go of the troubles that are keeping you wide awake. Take a warm shower Taking a warm shower not only relaxes your muscles and soothes minor aches and pains, but it also raises your core body temperature. As soon as you step out of the shower, your body starts working at lowering that temperature, which is something that normally happens when you’re falling asleep naturally. (That’s why we always feel the need for a blanket when we sleep, no matter how warm it is!) By kick-starting that temperature-lowering process, you’re tricking your body into falling asleep fast. Stretch yourself to sleep Anxiety keeping you up? Research suggests mild stretching can help take the edge off and relax muscles that have become stiff and sore after a long day. We’re not talking intricate yoga poses or acrobatics here, either: Simple stretches like an overhead arm stretch and bending over to touch your toes should do the trick. Ramp up the relaxation potential with a soundtrack of ambient noise at a volume that’s just barely audible. There are plenty of white noise apps that are free to download, but soft music can work as well (so long as there are no lyrics). Just remember, if you’re using an electronic device to play these sleep-promoting sounds, make sure it’s placed screen-down so you’re not distracted by the light it emits. Read (or listen!) to something new When you’re struggling with insomnia, it might be tempting to pull an old favourite off the bookshelf. In reality, it’s better to read or listen to an audio book that covers a topic on which you know absolutely nothing. New information, while taking attention away from the stressors that are keeping you up at night, gives your brain enough of a workout to make it tire more quickly than when it’s engaged with familiar subjects and concepts. Again, if it’s an audio book or podcast you’re listening to, make sure the light-emitting side of the device is face down to keep the room as dark as possible. Darkness and warmth play an essential part in the production and maintenance of melatonin, the hormone that plays the central role falling asleep. Image credits: Getty Images This article by Deepak Kashyap originally appeared on <a href="https://www.readersdigest.co.nz/healthsmart/conditions/sleep/how-to-fall-asleep-without-sleeping-pills-7-natural-sleep-aids-that-actually-work" target="_blank" rel="noopener">Reader's Digest</a>.

Body

How to be kind to yourself (without going to a day spa)

<a href="https://theconversation.com/profiles/lydia-brown-179583">Lydia Brown</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> “I have to be hard on myself,” Sarah told me in a recent telehealth psychology session. “I would never reach my potential if I was kind and let myself off the hook.” I could empathise with this fear of self-compassion from clients such as Sarah (not her real name). From a young age, we are taught to be kind to others, but self-kindness is never mentioned. Instead, we are taught success hinges on self-sacrifice. And we need a healthy inner critic to bully us forward into becoming increasingly better versions of ourselves. But <a href="https://journals.sagepub.com/doi/abs/10.1177/0146167212445599">research shows</a> there doesn’t have to be a trade-off between self-compassion and success. Self-compassion can help you reach your potential, while supporting you to face the inevitable stumbles and setbacks along the way. <h2>What is self-compassion?</h2> <a href="https://self-compassion.org/">Self-compassion</a> has <a href="https://www.tandfonline.com/doi/abs/10.1080/15298860309027">three</a> key ingredients. 1. Self-kindness This involves treating yourself with the same kindness you would extend towards a good friend – via your thoughts, feelings and actions – especially during life’s difficult moments. For instance, if you find yourself fixating on a minor mistake you made at work, self-kindness might involve taking a ten-minute walk to shift focus, and reminding yourself it is OK to make mistakes sometimes, before moving on with your day. 2. Mindfulness In this context, mindfulness involves being aware of your own experience of stress or suffering, rather than repressing or avoiding your feelings, or over-identifying with them. Basically, you must see your stress with a clear (mindful) perspective before you can respond with kindness. If we avoid or are consumed by our suffering, we lose perspective. 3. Common humanity Common humanity involves recognising our own experience of suffering as something that unites us as being human. For instance, a sleep-deprived parent waking up (for the fourth time) to feed their newborn might choose to think about all the other parents around the world doing exactly the same thing – as opposed to feeling isolated and alone. <h2>It’s not about day spas, or booking a manicure</h2> When Sarah voiced her fear that self-compassion would prevent her success, I explained self-compassion is distinct from self-indulgence. “So is self-compassion just about booking in more mani/pedis?” Sarah asked. Not really, I explained. A one-off trip to a day spa is unlikely to transform your mental health. Instead, self-compassion is a flexible <a href="https://link.springer.com/chapter/10.1007/978-3-031-22348-8_7">psychological resilience factor</a> that shapes our thoughts, feelings and actions. It’s associated with a suite of benefits to our <a href="https://iaap-journals.onlinelibrary.wiley.com/doi/abs/10.1111/aphw.12051">wellbeing</a>, <a href="https://www.tandfonline.com/doi/abs/10.1080/15298868.2011.639548">relationships</a> and <a href="https://www.tandfonline.com/doi/abs/10.1080/17437199.2019.1705872">health</a>. <h2>What does the science say?</h2> Over the past 20 years, we’ve learned self-compassionate people enjoy a wide range of benefits. They tend to be <a href="https://iaap-journals.onlinelibrary.wiley.com/doi/abs/10.1111/aphw.12051">happier</a> and have <a href="https://doi.org/10.1016/j.cpr.2012.06.003">fewer psychological symptoms</a> of distress. Those high on self-compassion <a href="https://journals.sagepub.com/doi/abs/10.1177/0146167212445599">persevere</a> following a failure. They say they are more motivated to overcome a personal weakness than those low on self-compassion, who are more likely to give up. So rather than feeling trapped by your inadequacies, self-compassion encourages a <a href="https://hbr.org/2018/09/give-yourself-a-break-the-power-of-self-compassion">growth mindset</a>, helping you reach your potential. However, self-compassion is not a panacea. It will not change your life circumstances or somehow make life “easy”. It is based on the premise that life is hard, and provides practical tools to cope. <h2>It’s a factor in healthy ageing</h2> I research menopause and healthy ageing and am especially interested in the value of self-compassion through menopause and in the second half of life. Because self-compassion becomes important during life’s challenges, it can help people navigate physical symptoms (for instance, <a href="https://www.sciencedirect.com/science/article/pii/S0378512214001649?via%3Dihub">menopausal hot flushes</a>), life transitions such as <a href="https://journals.sagepub.com/doi/10.1177/0956797611429466">divorce</a>, and <a href="https://link.springer.com/chapter/10.1007/978-3-031-22348-8_7">promote healthy ageing</a>. I’ve also teamed up with researchers at <a href="https://www.autismspectrum.org.au/">Autism Spectrum Australia</a> to explore self-compassion in autistic adults. We found autistic adults report significantly <a href="https://link.springer.com/article/10.1007/s10803-022-05668-y">lower levels</a> of self-compassion than neurotypical adults. So we developed an online <a href="https://www.autismspectrum.org.au/blog/new-online-self-compassion-program-for-autistic-adults">self-compassion training program</a> for this at-risk population. <h2>Three tips for self-compassion</h2> You <a href="https://onlinelibrary.wiley.com/doi/abs/10.1002/jclp.21923">can learn</a> self-compassion with these three exercises. 1. What would you say to a friend? Think back to the last time you made a mistake. What did you say to yourself? If you notice you’re treating yourself more like an enemy than a friend, don’t beat yourself up about it. Instead, try to think about what you might tell a friend, and direct that same friendly language towards yourself. 2. Harness the power of touch Soothing human touch <a href="https://www.frontiersin.org/journals/psychiatry/articles/10.3389/fpsyt.2020.555058/full">activates</a> the parasympathetic “relaxation” branch of our nervous system and counteracts the fight or flight response. Specifically, self-soothing touch (for instance, by placing both hands on your heart, stroking your forearm or giving yourself a hug) <a href="https://www.sciencedirect.com/science/article/pii/S2666497621000655">reduces</a> cortisol responses to psychosocial stress. 3. What do I need right now? Sometimes, it can be hard to figure out exactly what self-compassion looks like in a given moment. The question “what do I need right now” helps clarify your true needs. For example, when I was 37 weeks pregnant, I woke up bolt awake one morning at 3am. Rather than beating myself up about it, or fretting about not getting enough sleep, I gently placed my hands on my heart and took a few deep breaths. By asking myself “what do I need right now?” it became clear that listening to a gentle podcast/meditation fitted the bill (even though I wanted to addictively scroll my phone).<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223194/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/lydia-brown-179583">Lydia Brown</a>, Senior Lecturer in Psychology, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-to-be-kind-to-yourself-without-going-to-a-day-spa-223194">original article</a>.

Caring

Embracing the art of beauty without compromise

When it comes to trying out the latest makeup products, people with sensitivities are often left behind. Whether it’s sensitive skin or allergies, makeup users can often find products that work for them and their limitations. But when it comes to having sensitive eyes, there are very few options for those who still want to partake in applying makeup. In answer to this gap in the market, an Australian ophthalmologist has developed a game-changing product that can give everyone the long lashes they deserve, even if they suffer from eye sensitivities. Enter: OKKIYO. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C0xoSFPvHhl/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C0xoSFPvHhl/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Beauty + Makeup for Sensitive Eyes - OKKIYO™️ (@okkiyoeyes)</a> </div> </blockquote> The OKKIYO Eye-Care collection was crafted with expertise by Dr. Jacqueline Beltz, with each product being the perfect blend of aesthetics and eye health. The range offers meticulously formulated products to beautify sensitive eyes, ensuring you don't just look good but also feel great. From the transformative PRIORITEYES Mascara to the gentle Sensiteyes Cleansing System, every item is a promise of quality, safety, and confidence. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/Cvd68g8tBWE/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/Cvd68g8tBWE/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Beauty + Makeup for Sensitive Eyes - OKKIYO™️ (@okkiyoeyes)</a> </div> </blockquote> The <a href="https://www.okkiyo.com/products/protect-and-preserve-mascara">PRIORITEYES Mascara</a> is crafted with natural ingredients that will protect your eyes, while still doing all the things you want a mascara to do. The mascara is tailored for those with sensitive eyes, ensuring a comfortable, irritation-free experience, making it the perfect blend of medical-grade care and cosmetic elegance. Its clean formula boasts over 90% natural ingredients, including nourishing Australian Manuka honey and rejuvenating citrus extracts, while also promising no smudging, lasting through watery eyes and eye drops, all while being a breeze to remove. Another feature of the OKKIYO mascara is its accessible packaging, as the square tube prevents the product from rolling away and out of sight, with the tube also featuring braille, so those with low vision can identify the product. When it comes to removing eye makeup, cleansing the eyelid margins is one of the most important steps in looking after the delicate eye area, especially if you have sensitive eyes. Thankfully, <a href="https://www.okkiyo.com/products/okkiyo-cleansing-cloth">OKKIYO cleansing cloths</a> effectively remove all traces of eye make-up as well as any dried oil, bacteria and skin cells from the lashes and lids, all while being good for the environment. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C14D7OrvSYd/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C14D7OrvSYd/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Beauty + Makeup for Sensitive Eyes - OKKIYO™️ (@okkiyoeyes)</a> </div> </blockquote> The reusable muslin cloths cleanse the lid margins allowing the oil glands to function properly, producing tears that naturally desensitise the eyes. OKKIYO is the first Australian beauty brand to cater to the over 2.2 billion people in the world with low vision, and now, after three years in the making, the OKKIYO range is available exclusively at <a href="http://www.okkiyo.com.au/">www.okkiyo.com.au</a>. A proportion of profits from each OKKIYO sale will go to supporting Aboriginal Eye Health, improvements for people with low vision and general eye health research. Given the ophthalmologist-created and tested formula, those with eye sensitivities no longer have to choose between protecting their vision and looking fabulous thanks to the revolutionary OKKIYO system. Image credits: Getty Images

Beauty & Style

90-year-old grandma's secrets, regrets and brutal "advice"

An amazingly sprightly 90-year-old grandmother has appeared on TikTok to share her deepest regrets in life, leaving viewers both amused and contemplative with her surprising take on being a nonagenarian. The video, which has garnered a whopping 70,000 views, features the wise words of wisdom from a woman who has seen it all, or at least enough to make her wish she hadn't seen quite so much. The nanna, who spilled the beans to her inquisitive granddaughter <a href="https://www.tiktok.com/@racheljdillon?lang=en" target="_blank" rel="noopener">Rachel Dillon</a> – an online fitness coach – began by revealing what she wishes she did less of in her life. "Probably less of nothing," she admits. "I mean I never worked after I was married or anything like that. I wish I had probably done more mixing with people with that. More socialising." It's then that the truth bombs really start to drop. When Rachel asks, "Do you have any regrets", a cloud of laughter fills the room, before the answer comes. "Yes, I do regret marrying too young," she says emphatically. "I met my husband when I was 13 and he was 15. We got married at 17 and 19. I met him at the library. He used to ride me up on the bicycle when I was going to the library." Then, when asked about the secret to turning 90, Rachel's grandma confesses not only that there isn't one, but that she regrets having made it this far at all. "I didn't really want to get to 90," she declares with the nonchalance of someone choosing between tea and coffee. "I've had enough. I've had all I wanted out of the world. I am quite happy to go and meet my little puppy dog waiting there for me." When asked about her secret to looking so young, Rachel's grandma almost brushes the question aside, laying the blame simply in the quality of her genes for having "always been a fox", according to Rachel. The final question, and the final brutally honest response – which may have made Rachel regret asking about regrets – was simply: "Do you have any advice for us?" "Oh God no," comes the world-weary answer. "Not the way the world's going. No, I'm just glad I'll be gone. I don't want to be part of anything that I can see going on." TikTok users were quick to commend the grandmother, not just for her unexpected revelations but also for her timeless beauty. "She looks absolutely amazing," gushed one admirer, proving that age is just a number – albeit one that sometimes takes us by surprise. In the end, this nonagenarian nanna has become an unexpected sensation, leaving us all to ponder life's mysteries, library love stories, and the prospect of meeting puppy dogs in the great beyond. If her story has taught us anything, it's that life is unpredictable, love can blossom in the unlikeliest of places (like a library), and sometimes it's OK to regret that hasty decision to say "I do" before you even knew how to do your taxes. <div class="post_body_wrapper" style="font-size: 16px; box-sizing: border-box; margin: 0px; padding: 8px 0px 0px; border: 0px; vertical-align: baseline; caret-color: #323338; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif;"> <div class="post-body-container" style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;"> <div class="post-body-renderer-component post_body" style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; vertical-align: top; position: relative; transition: max-height 0.14s ease 0s; overflow: hidden; color: var(--primary-text-color); max-height: none;"> <div class="post-body-content" style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; width: 630px; overflow: auto hidden;"> <div class="body_text redactor-styles redactor-in" style="box-sizing: border-box; margin: 0px; padding: 0px 15px 15px; border: 0px; vertical-align: baseline; position: relative; overflow: auto; color: var(--primary-text-color); font-family: var(--font-family); line-height: 1.5; word-break: break-word;"> <div class="embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; outline: none !important;"><iframe class="embedly-embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border-width: 0px; vertical-align: baseline; width: 600px; max-width: 100%; outline: none !important;" title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7311465610821651720&display_name=tiktok&url=https%3A%2F%2Fwww.tiktok.com%2F%40racheljdillon%2Fvideo%2F7311465610821651720&image=https%3A%2F%2Fp16-sign-sg.tiktokcdn.com%2Fobj%2Ftos-alisg-p-0037%2Fo49EYZFdsEDJhfBAiE2gfGE8l3IAR2qBQx14iB%3Fx-expires%3D1702681200%26x-signature%3DL%252FvO6dLXwqFOi09XENAbVmG4tgs%253D&key=5b465a7e134d4f09b4e6901220de11f0&type=text%2Fhtml&schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></div> </div> </div> </div> </div> </div> <div> <div> <div> <div> <div>Images: TikTok / @racheljdillon</div> </div> </div> </div> </div>

Retirement Life

"Without hope": Close friend shares sad Schumacher update

It has been a decade since the tragic skiing accident that left Formula 1 racing legend Michael Schumacher with life-threatening injuries, and the most recent update on his condition paints a decidedly sombre picture. Renowned motorsport journalist Roger Benoit, a close friend of Schumacher, recently conveyed a disheartening assessment, describing Schumacher's situation as "a case without hope" in an interview with the Swiss newspaper Blick. Schumacher's catastrophic incident occurred in December 2013 when he struck his head on a rock while skiing in the French Alps, resulting in severe brain damage. Despite wearing a helmet and skiing with his son Mick, Schumacher's life took a tragic turn. He spent 250 days in a medically-induced coma before finally returning home. Since then, updates on Schumacher's condition have been exceptionally scarce, primarily due to the steadfast commitment of those close to him to protect his privacy. In his recent interview, when pressed for a specific update on Schumacher's condition, Benoit offered these bleak words: "This sentence says everything about how (Michael) has been doing for over 3500 days. A case without hope." In 2021, Schumacher's wife, Corinna, broke her silence and spoke about the accident for the first time in eight years during a <a href="https://www.oversixty.co.nz/lifestyle/family-pets/he-s-a-very-proud-dad-unearthed-snap-of-michael-schumacher-stuns-fans" target="_blank" rel="noopener">Netflix documentary</a>. She shared: "Michael is here. Different, but he's here, and that gives us strength, I find. We're together. We live together at home. We do therapy. We do everything we can to make Michael better and to make sure he's comfortable. And to simply make him feel our family, our bond. And no matter what, I will do everything I can. We all will." Now 54 years old, Michael Schumacher has not been seen in public for a decade. His absence has left a void in the world of Formula 1, where he was a legendary figure, having clinched the Drivers' World Championships seven times, a record tied with Lewis Hamilton for the most titles in history. Schumacher's impressive 91 career Grand Prix wins rank second only to Hamilton's 103 victories. Image: Netflix

Caring

Cooking (and heating) without gas: what are the impacts of shifting to all-electric homes?

<a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/joe-hurley-157161">Joe Hurley</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Gas connections for all new housing and sub-divisions will be <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">banned in Victoria</a> from January 1 next year. The long-term result of the state government’s significant change to planning approvals will be all-electric housing. The ACT made <a href="https://www.climatechoices.act.gov.au/policy-programs/preventing-new-gas-network-connections">similar changes</a> early this year, in line with a shift away from gas across <a href="https://www.bbc.com/news/science-environment-47559920">Europe</a> and <a href="https://www.theguardian.com/environment/2023/jan/19/gas-stove-culture-war-united-states">other locations</a>, although the NSW Premier Chris Minns has <a href="https://www.theguardian.com/australia-news/2023/jul/31/nsw-wont-ban-gas-in-new-homes-as-premier-declares-i-dont-need-another-complication">baulked</a> at doing the same. Around <a href="https://www.energy.vic.gov.au/renewable-energy/victorias-gas-substitution-roadmap">80% of homes</a> in Victoria are connected to gas. This high uptake was driven by gas being seen as more affordable and sustainable than electricity over past decades. The situation has <a href="https://www.iea.org/events/net-zero-by-2050-a-roadmap-for-the-global-energy-system">changed dramatically</a> as renewable electricity generation increases and <a href="https://www.abc.net.au/news/2023-07-27/aemo-wholesale-electricity-prices-fall-impact-power-bills/102654498">costs fall</a>. <a href="https://theconversation.com/all-electric-homes-are-better-for-your-hip-pocket-and-the-planet-heres-how-governments-can-help-us-get-off-gas-207409">Research</a> has suggested for more than a decade that the benefits of all-electric homes <a href="https://bze.org.au/research_release/energy-efficient-buildings-plan/">stack up in many locations</a>. New homes built under mandatory building energy performance standards (increasing from <a href="https://thefifthestate.com.au/innovation/building-construction/victoria-kicks-the-can-down-the-road-again-on-the-national-construction-code/">6 to 7 stars</a> in Victoria in May 2024) need smaller, cheaper heating and cooling systems. Installing reverse-cycle air conditioning for cooling provides a cost-effective heater as a bonus. Savings from not requiring gas pipes, appliances and gas supply infrastructure help to offset the costs of highly efficient electric appliances. Mandating fully electric homes means economies of scale will further reduce costs. <h2>How does this ban help?</h2> To achieve environmentally sustainable development, reforms of planning policy and regulation <a href="https://theconversation.com/sustainable-cities-australias-building-and-planning-rules-stand-in-the-way-of-getting-there-84263">are essential</a> to convert innovation and best practice to mainstream practice. Planning policy is particularly important for apartment buildings and other housing that may be rented or have an owners’ corporation. Retrofits to improve energy efficiency can be difficult in these situations. Banning gas in new and renovated housing will <a href="https://grattan.edu.au/report/getting-off-gas/">cut greenhouse gas emissions</a>. It’s also <a href="https://theconversation.com/gas-cooking-is-associated-with-worsening-asthma-in-kids-but-proper-ventilation-helps-151591">healthier for households</a> and <a href="https://www.sustainability.vic.gov.au/research-data-and-insights/research/research-reports/the-victorian-healthy-homes-program-research-findings">reduces healthcare costs</a> as well as <a href="https://grattan.edu.au/report/getting-off-gas/">energy bills and infrastructure costs</a>. The Victorian government suggests the change will save all-electric households <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">about $1,000 a year</a>. Houses with solar will be even better off. The government appears to be offering wide support to ensure these changes happen, but this will need to be monitored closely. Some households will face extra costs for electric appliances and solar panels. The government’s announcement of <a href="https://www.premier.vic.gov.au/new-victorian-homes-go-all-electric-2024">$10 million</a> for Residential Electrification Grants should help with some of these costs while the industry adjusts. There will be impacts and benefits for the local economy. Some jobs may be lost, particularly in the gas appliance and plumbing industry. The government has announced financial support to retrain people and they will still have essential roles in the existing housing sector. Many gas appliances are imported, including ovens, cooktops and instantaneous gas water heaters. Some components of efficient electric products, such as hot water storage tanks, are made locally. Local activities, including distribution, sales, design, installation and maintenance, comprise much of the overall cost. <h2>Challenges of change must be managed</h2> Sustainability benefits will depend on what <a href="https://grattan.edu.au/report/getting-off-gas/">happens with the energy network</a>. We need more renewable energy, energy storage and smarter management of electricity demand. The shift to all-electric homes may mean winter peak demand for heating increases. Energy market operators and governments will have to monitor demand changes carefully to avoid the reliability issues we already see in summer. However, improving energy efficiency, energy storage and demand management will help reduce this load (and household costs). While the benefits are clear for new homes, the changes may <a href="https://www.bsl.org.au/research/publications/enabling-electrification/">increase gas costs and energy poverty</a> for residents of existing housing who don’t shift to efficient electric solutions. The government has reconfirmed financial rebates to help households switch from gas. In addition, existing housing may face building quality and performance issues. Some may require electrical wiring upgrades as part of the transition. Social acceptance of some electric appliances may also be an issue. For example, <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/heet-housing-energy-efficiency-transitions">our research</a> has found some households dislike the way heating from reverse cycle air conditioners feels. Others do not like cooking on induction cooktops. Consumer education and modifications to appliances and buildings may be needed to increase acceptance and avoid backlash. Some electric appliances are available overseas but not in Australia. Higher demand may increase the range of imports. For example, floor-mounted heat pumps can make heating feel similar to gas heating while still providing effective cooling. We should not assume electric appliances are all equal. To improve consumer protection, action is needed on weak standards and limited and inconsistent public information. For example, information on noise levels and efficiency under a range of weather conditions must be standardised. Moving housing away from gas is an <a href="https://link.springer.com/book/10.1007/978-981-99-2760-9">important step</a> in the transition to a zero-carbon economy and energy system. Careful management is needed to ensure this transition is effective, accepted and fair. Continued planning reforms are also essential to ensure environmentally sustainable development of housing and communities. Other urgent priorities include urban cooling and greening, and <a href="https://theconversation.com/turning-the-housing-crisis-around-how-a-circular-economy-can-give-us-affordable-sustainable-homes-208745">circular economy approaches</a> to reduce the material and waste impacts of housing and thus the carbon that goes into building and running homes.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/210649/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/trivess-moore-12580">Trivess Moore</a>, Senior Lecturer, School of Property, Construction and Project Management, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>; <a href="https://theconversation.com/profiles/alan-pears-52">Alan Pears</a>, Senior Industry Fellow, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a>, and <a href="https://theconversation.com/profiles/joe-hurley-157161">Joe Hurley</a>, Associate Professor, Sustainability and Urban Planning, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/cooking-and-heating-without-gas-what-are-the-impacts-of-shifting-to-all-electric-homes-210649">original article</a>.

Home & Garden

How do I tell my kids we are currently short on money – without freaking them out?

<a href="https://theconversation.com/profiles/rachael-sharman-96073">Rachael Sharman</a>, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a> I was a teenager during Australia’s 1990s “<a href="https://www.theguardian.com/business/2019/nov/17/remembering-the-recession-the-1990s-experience-changed-my-view-of-the-world">recession we had to have</a>”, and remember clearly a friend asking his dad for some money to go to the movies. With equal parts frustration and resignation, the dad explained he’d been retrenched and wasn’t certain employment was on the horizon in his near future. So he really didn’t have any spare money for cinema tickets. Rather than being scary or upsetting, as rather clueless teenagers this felt like something of a lightbulb moment. Many kids learn about their parents financial difficulties this way. Something they’ve always been able to have is suddenly denied them. The penny drops. But it’s not easy talking to your kids about the cost-of-living crunch. Many fear worrying their kids or leaving them with a lifelong “scarcity mindset”, where a person is forever cursed with a feeling spending money is always wrong. So how can parents communicate the financial realities to their children? And how might the messaging be different with younger kids versus teens? <h2>For younger kids, keep things calm and simple</h2> Most primary-aged children are oblivious to macro conditions outside their home and immediate community. They haven’t yet developed the ability to put sudden changes into perspective. The key here is not to have your own anxieties rub off on your kids. Children this age look to their parents as beacons of information and will very much <a href="https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2794157">mirror</a> any fear or anxiety you express. They may even blow things out of proportion. Keeping things calm and simple is key. Provide a basic explanation that things cost money, and you don’t have as much money as normal right now, so as a family there are certain things you just can’t afford. Very young children can be relentlessly narcissistic in their outlook – this is developmentally normal. They might even demand you work more or harder so they can afford their desired items and activities. The best you can do is laugh it off and offer to try – but explain that for now, the kids will have to come up with something else to do. Consider a plan to substitute their previous activities with free ones. For example, explain they can’t play their usual sport this season, but you are going to head to the local park every week to kick the ball around and have a picnic instead. <h2>Ask teens for their opinions and ideas</h2> Depending on their intrinsic interest in the news and understanding of maths, finance and economics, a sudden and unexpected drop in finances may also come as a shock to teenagers. But at around 12 years of age, children undergo somewhat of an explosion in <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3621648/">frontal lobe function</a>. Their capacity to comprehend and process even complex information increases quite markedly. So teens may not only understand your current situation, but be able to help out. Giving teens a “role” to play in assisting the family builds a sense of competence and offers a team-based problem-solving approach to the emotional concerns they may be feeling. In other words, they’ll feel less powerless. This approach is underpinned by what psychologists and researchers call “<a href="https://selfdeterminationtheory.org/theory/">self-determination theory</a>”. This well-studied concept posits that most humans have an innate need to: <ul> <li> experience and demonstrate autonomy (making your own choices, acting on your own volition) </li> <li> competence (feeling like you’re good at something, have achieved something worthwhile) </li> <li> relatedness (working well with others, especially people important to you). </li> </ul> So working as a team towards a common goal is a great way for a family to pull together and help each others’ mental wellbeing. Discuss with your teens what activities, events and items might need to go on the backburner or be discontinued. And don’t forget, teens have a very well-honed hypocrisy radar – there’s no point suggesting they cut back on recreational activities, for example, if you are not willing to do the same. Use this as an opportunity to discuss the difference between “wants” and “needs” and ask them to sort family spending into those categories. Discuss points of disagreement calmly. Ask your teens to brainstorm ways to improve your financial efficiency – and help you in doing so. They might enjoy coming up with ideas such as grocery shopping with a strict meal plan in cheaper stores, looking for specials, riding or walking to school where possible, getting a part time job or helping out with childcare. Rather than fixating on what we have to go without, work with your teenagers to come up with proactive ideas on what you can do differently. Frame it as working together to achieve the same aim. Teach your kids there can be challenges in life, but how you go about managing them is the key. This will help them develop into resilient adults.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/208008/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/rachael-sharman-96073">Rachael Sharman</a>, Senior Lecturer in Psychology, <a href="https://theconversation.com/institutions/university-of-the-sunshine-coast-1068">University of the Sunshine Coast</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/how-do-i-tell-my-kids-we-are-currently-short-on-money-without-freaking-them-out-208008">original article</a>.

Money & Banking

6 ways to combat headaches without painkillers

Marissa Sandler is the CEO and co-founder of Careseekers. Previously a social justice lawyer and researcher for over 15 years, Marissa is passionate about helping people live with dignity and finding innovative solutions to problems. According to Headache Australia 5 million Australians suffer from headaches. Although most of us reach over for the painkillers whenever a headache strikes there are ways to combat headaches that don’t involve any medication at all. Headaches are rarely a one-off event and that is why although it is helpful to explore the different non-medicinal cures at the same time you need to look at prevention. If you don’t address the reasons you get headaches, no sooner have you got rid of one headache, you will be on the path to another one. If a headache does strike here are some things you can try to cure it: <ol> <li>Have a rest in a cool, dark room</li> <li>Alternating hot and cold therapies – place an ice pack on your head or have a warm bath or switch from one to the other</li> <li>Take a walk in the fresh air</li> <li>Get a massage</li> <li>Peppermint oil on your temples, foreheads and wrists will alleviate tension headaches</li> <li>Acupuncture has been known to help the most vicious of migraines</li> </ol> Headache Australia has lots of tips to minimise the number of headaches you experience. Their advice is based on understanding when headaches strike, knowing what causes them and then making lifestyle changes to reduce the causes. Understand when headaches strike Keep a headache diary – on the days you experience a headache make sure you note down what you ate, what exercise you did (if any) what was going on emotionally for you (was it a stressful day?) how much alcohol you consumed etc. Know what causes them By identifying precipitating factors that cause headaches – this includes the amount of sleep, environmental factors like amount of light and noise you are exposed to, diet, physical exertion And then… make lifestyle changes If lots of sugar causes headaches you will need to cut the sugar, if its alcohol you may look at cutting down the number of drinks you have in a week. If stress causes tension headaches you will need to reduce the stress in your life, this is obviously easier said than done but when it comes to stress you can only control your reaction. Take yourself out of situations you know cause you additional stress or distance yourself from people that cause you undue stress. Alternatively plan for stressful periods, if you know you have a stressful week at work try and make other aspects of your life not stressful or make sure you make time to go for a walk or eat healthy food. This all cannot happen if you don’t take responsibility for your headaches, understanding headaches are something that happens within you and not to you may empower you to take control of your headaches and make changes to reduce their occurrence and severity. Images: Getty

Body

5 ways to eat healthier without counting calories

How do you choose what to eat? Is it the aroma wafting from the kitchen that tempts you or the sight of decadent frosting on a springy cake? We tend to rely only on one or two senses, like taste and sight, when picking and eating food… but if we engage all five of our senses when deciding what to put on our plates it might just be the secret to making healthier food choices. Sight It’s probably not much of a surprise to hear that sight is perhaps the most important sense we use when we choose certain foods over others – just scrolling past a mouth-watering recipe on Facebook (we’re sorry) can make you hungrier. Presentation matters. The more appealing it looks, the more likely you’re going to eat it and enjoy it. So make an effort to present your healthy meals in a creative, fun and interesting way – you will satisfy both your sense of sight and your tummy. Touch A 2013 study in the journal Flavour experimented with how touch influences our food taste. In one experiment, they found people rated yoghurt denser and tastier when it was served in a heavy bowl rather than a lighter one. Co-author of the study Charles Spence said the tactile experience leads us to focus more intently on what we're eating and consequently we’re more aware when we’re truly full. Hearing One of the biggest eating mistakes is having your meal in front of the tele. When you’re engrossed with the sights and sounds on a screen, you tend not to focus on what you’re eating and before you know it, the whole plate is clean! Concentrate on eating during mealtimes and you’ll be less likely to overindulge. Smell Our nose tells us if a meal smells good but that tends to be the end of it. Deeply inhaling the aromatic scents of food can help you feel more satisfied with food even though you’re eating less. In a 2012 study, participants ate vanilla custard in a lab while researchers released a cream aroma at different levels of intensity. During the strongest aroma, the participants took smaller bites and consumer 10 per cent less of the treat. Study co-author René de Wijk, PhD, explained: “We tend to regulate intensely pungent sensations by reducing our intake. As a result, we can eat less but still feel satisfied." Taste Give any dish a generous sprinkling of salt will amp up the flavour but we know by now that it isn’t the best seasoning for our bodies. To get the same deliciousness from your dishes, chefs recommend adding umami. A review in Nutrition and Health found that adding umami-rich foods (such as parmesan, shiitake mushrooms and tomatoes) to your meals instead of high-fat extras and salt can reduce fat content by up to 30 per cent and sodium by 40 per cent – and no, the taste wasn’t comprised. Image credits: Getty Images

How to holiday with your family without fighting

Rachel Croson, Dean, College of Social Science; MSU Foundation Professor of Economics, Michigan State University, explains how to have a holiday with your family without fighting. I had the most awesome holiday this year. My husband took our two boys, ages 8 and 10, to his family’s celebration, and I had five days of uninterrupted sleep, fun with friends and grownup time. Don’t get me wrong; I love my husband’s family and I believe that holidays are important opportunities for making memories. But I desperately needed a break, and I got one. And my husband and kids were delighted by the outcome as well. How did this happen? I applied the lessons from my academic study of bargaining and negotiation to my personal life. So, with another holiday season upon us, here’s some guidance on how to negotiate with your partner while strengthening this critical relationship. From theory to practice I became interested in negotiation as a graduate student, and part of my dissertation investigated bargaining behaviour. I have taught negotiation to students and executives, published <a href="http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.399.3789&rep=rep1&type=pdf" target="_blank" rel="noopener">many scholarly articles</a> on bargaining and negotiation and given numerous <a href="https://www.mchra.org/event-2164407" target="_blank" rel="noopener">public lectures</a> on the topic. But, like many academics, I hadn’t thought to apply my academic expertise to my personal life. Once I started to do so, however, I quickly realized that the concepts and skills learned from negotiation can be used not only to get what you need or want out of your family life, but also to make your family life happier overall. The most important insight is that negotiation does not have to be win-lose. It can be win-win. Win-lose versus win-win The popular conception of negotiation is all about getting the best deal for yourself or your side. It was a set of Harvard professors in their <a href="https://en.wikipedia.org/wiki/Getting_to_Yes" target="_blank" rel="noopener">groundbreaking</a> 1981 book, <a href="https://www.penguinrandomhouse.com/books/324551/getting-to-yes-by-roger-fisher/9780143118756/" target="_blank" rel="noopener">“Getting to Yes,”</a> who first popularly introduced the idea that negotiation could be “integrative,” or result in both parties being better off. In practice, <a href="http://www.sciencedirect.com/science/article/pii/074959789090048E" target="_blank" rel="noopener">many negotiators see only “distributive” or win-lose possibilities.</a> In their minds, there is a fixed pie over which the parties are fighting: If you win, then I lose. As a result, most of the early <a href="http://www.sciencedirect.com/science/article/pii/0022103168900681" target="_blank" rel="noopener">academic literature</a> and practical guidance has focused on power. As you might imagine, this can be quite problematic for negotiating within the family. In contrast, the idea of integrative or win-win negotiations involves identifying outcomes that are good for both sides. There are a number of ways one can achieve integrative negotiations, but here I will discuss three of the major ones described in <a href="https://www.penguinrandomhouse.com/books/324551/getting-to-yes-by-roger-fisher/9780143118756/" target="_blank" rel="noopener">“Getting to Yes”</a> and <a href="http://amp.aom.org/content/18/3/109" target="_blank" rel="noopener">subsequent articles</a>. Trade-offs. For example, consider a couple sharing a chicken for dinner. One way to share would be to cut the chicken in half and to each get an equal portion. This would be a distributive solution since we are distributing the chicken between the couple, and if one were to get more (win), the other would get less (lose). An integrative agreement can be found by identifying trade-offs between the two parties. For example, it turns out that I like the dark meat and my husband likes the white meat. So I can give him my breast and wing and he can give me his leg and thigh, and we can both win. Adding issues. A second way to achieve win-win solutions is to change the scope of the negotiation. For example, each year my husband and I negotiate about where to take our summer vacation. I want to go to the forests of Lake Tahoe, and he wants to go to the casinos of Atlantic City. As long as the scope of the negotiation remains focused on this one trip, it will be difficult to satisfy us both. However, imagine we expanded the negotiation to include multiple dimensions. For example, we could make a multi-year deal where we alternated our destinations. Or I could commit to spending our winter vacation in Atlantic City, in exchange for a summer vacation in Lake Tahoe. Or he could agree to let me pick the vacation destination if I allow him to host a monthly poker game at our house. Beyond positions to interests. A third way to achieve win-win solutions is to move beyond each individual’s position and focus on his or her interests. For example, when my husband and I were getting married, we had our strongest disagreement about the wedding cake. I wanted chocolate and he wanted white (vanilla). After many rounds of arguing, I finally asked why he wanted white cake. He replied that white was traditional and he wanted the cake to be white in the pictures. I told him that my whole family liked chocolate, and we wanted to eat chocolate cake. Once you move beyond positions (white cake versus chocolate cake) to underlying interests (picture cake versus eating cake), many integrative solutions become possible: white chocolate, bride’s cake/groom’s cake, Photoshop and so on. In the end, we had a three-tier cake, with two large chocolate tiers and one small white tier which we fed each other for the photos. Negotiation tactics for the family So, how should you negotiate with your partner, parents or children to get what everyone wants during the holidays? Here are some suggested tactics to help you achieve these win-win outcomes. Be honest, not mean. To achieve win-win negotiations, all parties involved must be honest about what they want. <a href="http://www.people.hbs.edu/kmcginn/PDFs/Publishedarticles/1995-friendslovers.pdf" target="_blank" rel="noopener">One study</a> found that married couples come to fewer win-win solutions than friends in part because they are unwilling to ask for what they want, thinking that the other person will be angry with them. Simply giving in to the other person’s demands is not the pathway to win-win solutions. Instead, each party needs to express what is important to him or her and why, and listen carefully to his or her partner’s priorities and reasoning. Explaining that I wanted to eat chocolate cake and understanding that my husband wanted white cake for the pictures was pivotal to our coming to a win-win agreement. Make concessions. One of the hallmarks of negotiations is that no one gets everything he or she wants. You need to be willing to make concessions, to give up the aspects that are less important to you in order to get what is most important to you. While cleaning up after poker games at our house is not my idea of a great time, it’s worth it to get the summer vacation I want. Be creative. Once you understand and accept each other’s needs, you need to be creative about finding ways to meet them. This can involve brainstorming and being tolerant of your partner’s crazy, off-the-wall ideas in the process. Should we go to Monaco? What about an online poker account? How about a long weekend in Reno during our Tahoe trip? Make promises, not threats. Finally, a word about language. One of the realities of negotiation is that either party can walk away. One way to keep the conversation constructive is to make promises (if we both order the chicken, I’ll trade your white meat for my dark meat) and avoid threats (if you won’t trade, I’ll have to order the surf-and-turf). The past and the future Each family has a long history together, with real and perceived slights. Families also expect to have long futures together. As a result, it is extremely important that these negotiations be handled with respect for the other party, and with a view to the long-term costs and benefits. Pick your battles, and concede on the other issues. You don’t need to win them all, just the important ones. Image credit: Shutterstock Written by Rachel Croson. Republished with permission of <a href="http://theconversation.com/" target="_blank" rel="noopener">The Conversation</a>.<img style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;" src="https://counter.theconversation.com/content/88842/count.gif?distributor=republish-lightbox-advanced" alt="The Conversation" width="1" height="1" />

Travel Tips

9 easy ways to transform your bathroom without renovating

Mouldy grout and dated tiles are just some of the not-so-redeeming features of a tired bathroom, but regular renovations are an expensive and unsustainable option, so how do we fancy-up the bathroom without ripping out the tiles? We spoke to some experts to find out. 1. Spring clean “The first step would always be to declutter your bathroom and give it a thorough clean – the tiles, any dust and water marks,” says Leah Peretz of renovation experts Just in Place. Interior designer Suzanne Gorman suggests attempting a DIY re-grout or re-seal on the tiles for a fresher look, but warns: “It is a lengthy process and the dust from removing the existing grout can be major.” 2. Between the lines If your bathroom has the traditional sand-based white grout, Gorman recommends changing things up a bit. “There are a vast range of grout colours available on the market,” she says. “The grout colour and finish really does make or break the overall feel of your bathroom. For a subtle, contemporary look we choose grout that blends with the tile colour. If you feel game you can try a contrasting or even coloured grout.” 3. Spray it Just because you can’t afford to rip the tiles out doesn’t mean you’re stuck with the brown and tan floral forever. Mary McManus of Lavender Hills Interiors suggests spray-painting outdated tiles. “Old, stained or old-fashioned patterned tiles can be spray-painted fresh bright white to look almost new.” 4. Tapping into trends The aesthetic impact of a new toilet is greater than you’d imagine. Architect Ben Johnson of Benedict Design says replacing tapware and sanitary fixtures makes a huge impact on the look and functionality of the bathroom. “The options have exploded in recent years and you can get anything from matte black to gold,” says Johnson. “If you’re replacing your toilet, go for a back-to-wall model as this will keep lines clean and make mopping easy.” 5. Exhausted fans If you feel your exhaust fan isn’t at its best, give your electrician a call and have it replaced with a higher powered unit. They don’t cost too much and will prevent unwanted mould build-up and condensation. “An old exhaust fan not doing its job properly can have a huge negative impact on all your finishes in the bathroom,” says Gorman. “Paint, mirrors, tiles and shower screens age dramatically without proper ventilation.” 6. The sky’s the limit Go one step further with real ventilation via a skylight – a worthwhile investment, according to Johnson. “Getting natural light into a bathroom will have many benefits, from lifting your spirits in the morning to keeping mould at bay.” Aesthetically, it can also highlight a particular area such as the basin or shower. “If you can, build it with an open shaft that will improve the sense of space by giving additional height and breaking up the ceiling.” 7. You’re so vain Peretz suggests upcycling an old piece of furniture with a lick of paint then sitting a basin on top for a unique vanity. You can replace a run-of-the-mill shaving mirror with a glamorous vintage one or opt for a contemporary black statement mirror. Tip: If you just want to replace your shaving mirror with a smarter version, Gorman says a larger mirror will hide any evidence of previous wall fixings. Alternatively, ask your local glazier to make up a replacement. 8. In the details From framing your children’s art to displaying your towels on a ladder, all our experts agree that small touches can make a big difference. “Bring in some texture and colour with thick ribbed bath mats and fluffy towels,” says McManus. And fluffy towels are even better when they’ve come straight from a heated towel rail. “Most towel rails come as a plug-in,” says Johnson, “which helps if you’re not planning on cutting into your walls or replacing tiles. A warm towel on a winter morning is a wonderful thing.” 9. Go green “A living plant will bring colour and texture into your bathroom,” says Peretz. “A ficus or a palm in the corner can be a beautiful statement if you have enough space. Orchids and bamboos like the humidity.” McManus suggests placing some blue-and-white ginger jars and an orchid on the vanity for that final touch. Written by Joanne Gambale. Republished with permission of <a href="http://www.domain.com.au" target="_blank" rel="noopener">Domain.com.au.</a> Images: Getty

Home Hints & Tips

How to downsize without leaving the suburb you love

If you find yourself rattling around in a home that now has too many rooms to clean, and you’d prefer to spend more time doing things you love rather than household chores, it might be time to downsize. Not only can downsizing your property simplify your lifestyle, it has the potential to free up some funds as well. If you manage your ‘empty nester’ status well, it can become a profitable nest egg! But downsizing to a smaller home can be a daunting process. You may not be ready for the close proximity of a retirement village, nor are you keen to leave the neighbourhood you love. You have great neighbours, you’re close to family, and you have all the amenities you want nearby, but your house just doesn’t suit your lifestyle anymore. So, what are your options? There are in fact a couple of great alternatives to packing up and leaving everything you’ve known behind: building a dual occupancy home or a knockdown rebuild on your existing block of land. What is a dual occupancy development? A dual occupancy home design, also known as a ‘duplex’ or ‘multi-dwelling’, can come in a variety of layouts: either two attached dwellings side by side, where both properties have street frontage, or one behind the other, where there’s a driveway down one side of the property. A dual occupancy home is a great consideration for those who: <ul> <li>Want to remain in the same area but don’t need as big a house.</li> <li>Want a low maintenance lifestyle.</li> <li>Have a large block in an area where land prices are increasing.</li> <li>Want to realise some of the equity in the land.</li> <li>Want to create an ongoing income stream through an investment property.</li> </ul> Unlocking wealth with a dual occupancy home design The Australian property boom has made many people many millions. But the fact is that the wealth lies in the land not in the dwellings themselves. Many people who have owned a slice of the Aussie Dream for more than 10-15 years are sitting on potential gold, however all their equity is tied up in the land beneath their house. For empty nesters that are ready to downsize, this offers enormous opportunity. It’s no surprise that dual occupancy house designs are increasing in popularity. There are a number of ways you can capitalise on this opportunity: <ul> <li>Live in one house and sell the other.</li> <li>Live in one house, then rent the other one. This provides a potential income stream and is particularly great if your property is in an area where rental supply is low.</li> <li>Sell both houses and live somewhere else. This option works well in areas where housing stock is low and demand is high – and when you’re prepared to find somewhere else to live!</li> </ul> There are some design limitations when it comes to building a dual occupancy home due to the somewhat restricted footprint, and a number of things to consider such as the size of your block, street frontage, driveways and council approvals. Thankfully however, experienced homebuilders such as Metricon have the expertise and know-how to provide you the guidance you need to make the most of your asset. Knockdown rebuild – build a brand-new home, wherever suits your lifestyle “Don’t move your life, improve your life!” is a fitting motto for those looking to take advantage of their great location by building a more suitable home for their life stage. If you really love where you live but your home just isn’t right for you any more, then there are two likely options: a renovation or a knockdown rebuild. A knockdown rebuild is especially a great option when you are looking to downsize – such as replacing your double storey home with a more suitable single storey option. Perhaps you are weighing up the option of moving but also hoping to build new. Let’s explore your options. To renovate or rebuild? Before jumping on the renovation bandwagon, assuming it is an easier option, there are a few factors to consider that may ultimately influence your decision. These can include: the extent of your renovation, the comparable costs between renovating and rebuilding, and the expected increase in value of your property. Other factors such as the condition of your home (some old homes can’t cope with structural changes), and ongoing expense (a new home is typically cheaper to maintain than an older home), may preclude you from renovating. Renovating can often result in unforeseen cost blowouts and uncover previously hidden or undiscovered faults. There’s also the hassle of shifting furniture, isolating rooms, living in only part of your home or moving out completely during the renovation. A knockdown rebuild however, may be easier and deliver a more satisfying result than you think: a brand-new home where everything is clean and reliable, in a floorplan that matches your desired lifestyle perfectly. Re-locating and building new If you’re looking for a complete lifestyle change when downsizing, perhaps weighing up the options of a sea or tree change, you can have the best of both worlds and build your dream home to perfectly suit your new location. Images: Getty

Downsizing

Cruise passenger left without a single change of clothes in a lost luggage nightmare

When Australian grandmother Cheryl Stuchbery and her husband, John, set sail with Royal Caribbean cruises from Sydney to New Zealand, they thought they were embarking on their dream holiday. But some dreams are destined to turn into nightmares, as Cheryl soon learned, when it was revealed that staff aboard the cruise liner had lost her suitcase. For the next 11 days, Cheryl was left without so much as a change of clothes, forced to wear the same outfit time and time again. John helped as much as he could, offering his own underwear so that his wife wasn’t entirely going without. Speaking to Australia’s A Current Affair, Cheryl admitted that the entire experience had left her “very depressed. I was in tears a lot at the time.” “Cheryl ended up wearing my knickers,” John explained, adding that it only made sense, because his clothes had actually been available. "I've put a pair on, but the only thing is, I couldn't fill out the little pouch in the front," Cheryl added. When the staff were unable to locate her bag on the second day of the trip, they offered to wash her one outfit for her. Every morning, they would drop by, collect her things, and take them off to wash and dry. While this ensured Cheryl had clean clothes to wear each day, it also meant she started them with three hours sitting in her cabin and waiting. “They [would] give Cheryl a t-shirt and a dressing gown,” John explained, “so for the first sort of three hours each day, we're sitting in the room waiting for the clothes to come back.” In the time since, Cheryl has tried to find humour in the whole situation, though she certainly hadn’t even been able to consider it at the time. It wasn’t the first time the couple had set out on a cruise, it was just the first that their belongings hadn’t made it along with them. “They did say it was very unusual for a suitcase not to turn up at all,” Cheryl noted. “For quite a bit of time we felt that it had been stolen because they'd searched the ship," John said. And, in timing that came as no help to the cruising couple, Cheryl’s bag turned up the very day after they’d arrived back in Sydney. To make matters even worse, it had been onboard the whole time. As John put it, “it had been on [the] boat all the time and they say, 'well, that's okay, you've got your case back'.” Royal Caribbean have since issued a statement in apology, writing that they “sincerely apologise for misplacing Mr and Mrs Stuchbery's luggage. During their cruise, Mr and Mrs Stuchbery were provided with complimentary express laundry, an onboard credit to assist with purchasing incidental items, and specialty dining. “The luggage was located on return to Sydney and Mr and Mrs Stuchbery have been offered additional compensation and documentation to support a claim via their travel insurance.” But it hasn’t done anything to help the sour taste of the whole ordeal left in the Stuchbery’s mouths, with Cheryl declaring that she still “feel[s] very angry.” Images: A Current Affair / Nine

Cruising

Goldie Hawn shares biggest Hollywood regret

When Goldie Hawn’s name was read as the winner of the 1970 Best Supporting Actress Oscar, one might have expected the actress to be front and centre to accept the award. But that couldn’t have been further from the truth - the then 25-year-old was instead tucked up in bed, sound asleep ahead of an early call for her upcoming movie There’s a Girl in My Soup. And now, the Hollywood heavyweight has confessed that that may just be the biggest regret of her entire career. It was April 7, 1970, and the budding actress had only a few film credits to her name, as well as a coveted Academy Award nomination for her work in Cactus Flower. The awards ceremony was being held in Los Angeles’ Dorothy Chandler Pavilion, and the nominated actress was an entire ocean away in London, when Fred Astaire took to the stage, opened the life-changing envelope, and read out Goldie’s name. And while 63.1 million Americans tuned in live to witness the moment, Goldie was instead watching the inside of her eyelids. “I never got dressed up, I never got to pick up the award,” Goldie told Variety, “I regret it. It’s something that I look back on now and think ‘it would have been so great to be able to have done that.’ “I forgot it was on TV that night,” she continued. “Then I woke up to a phone call at like four in the morning, and it was a man’s voice and he said ‘hey, congratulations, you got it.’” Goldie went on to explain that she’d asked what the man was talking about, before being informed that she “got the Academy Award for best supporting actress”, and that despite her shock, she was able to thank him, before calling her parents and having a much-needed cry. The actress admitted that part of the problem - her reason for not attending - was that she hadn’t expected to win. Cactus Flower was her first ‘real’ role in a movie, and she was nominated alongside a number of talented, established actresses. The likes of Sylvia Miles, Dyan Cannon, and Susannah York were her ‘competition’. Raqual Welch accepted the award on Goldie’s behalf, and until 2023, Goldie had never watched the moment her name was read from that winner’s envelope. It was Jimmy Kimmel - host of the 2023 ceremony - that encouraged her, while the two were on their way to a mutual friend’s party. “He said ‘did you ever see the part where you’re being announced by Fred Astaire?’” Goldie recalled, “and I said ‘Fred Astaire?!’ He’s my idol.” She then explained that she hadn’t known Fred was the one who announced her as the winner, and that when she finally saw the moment unfold, she found herself overcome with emotion. Goldie’s honesty and genuine attitude towards her life and career have followed her from that fateful moment on, a lesson that she told Variety had first been passed down from her father. “You’ve got to work for a living, stay compassionate, and stay realistic,” she said, “and I’m passing that on because that was what my father taught me: stay in reality, don’t get taken away with everything.” And Goldie’s reality may just see her make an anticipated return to the silver screen, with the actress noting that she’d take a step out of retirement for the right role - perhaps something that let her have fun with a “wild, crazy character” or even a sequel to one of her existing films, maybe even another film with her beloved long-term partner, Kurt Russell. “We all have dreams,” she concluded, “but it’s how we fulfil them.” Images: Getty

Movies

Ways you’re wasting money without knowing it

Airline fees You’re paying extra for almost everything when you fly these days, from your bags to your seat. So be sure to compare not only the prices of flights but what they’re charging in extra fees. You may also want to weigh your bag before you go to avoid any additional charges. Bank fees Not keeping enough money in your bank account could cost you some serious cash. How much? ATM and other maintenance fees can also add up to $1,000 over ten years. To avoid them, look for banks with free ATMs that don’t charge monthly maintenance fees. Buying things new Sure, a shiny new car is tempting. But as soon as you drive it off the lot, the car loses 11 percent of its value. A better option? Opt for a reliable used car and a short-term loan you can pay off quickly. The same goes for electronics and other items. Convenience foods Pre-cut fruit and vegetables can save time, but they can also dent your wallet. Instead, buy food as close to its natural form as possible, and divide it up into portion sizes yourself. The same concept applies for all those fancy lattes. Even if you buy just three $5 drinks each week, that’s $780 per year. Over a decade, it’s $7,800. Credit card interest It’s not uncommon to be charged 20 percent annually, although some people face even steeper rates. If you carry $25,000 in debt, paying 20 percent on it will cost you a whopping $5,000 annually – just in interest. To avoid paying extra money for old debts, try the snowball method. Pay off the card with the lowest balance first, then move on to the next one. Dry cleaning A typical trip to the cleaners for your pants and shirts can cost you more than $10. With a weekly visit, that could add up to more than $500 per year. To save that money, clean your shirts in the delicate cycle in your washer or hand wash them. Eating out Going out to dinner with the family can be a nice treat, but doing it regularly really adds up. Instead of buying your lunch every day, save money by packing it. And before you go out, look for specials like coupons or happy hours or get entrees instead of full meals. Extended warranties Getting an extended warranty on that refrigerator or car you bought sounds like a good idea. But most extended warranties aren’t worth the money. Why? The fine print may not include likely problems, or you may be buying duplicate coverage. A better plan? Open a savings account and sock away money for any repairs that might come up. Impulse buys Spur-of-the-moment buys can cost you more in the long term, because you may not really need them, or you haven’t shopped around for better deals. Really want something? Take a 24-hour breather and see if you still do. Name brands Brand names can be tempting when it comes to consumer products like cereals and soaps. But the generic versions work just as well. And when it comes to medications, generic versions can cost between 30 and 80 percent less than brand-name drugs. Ask your doctor to specify on the prescription that generic medications should be substituted for name brands. Phantom electricity Everyone wants to make sure their electronic devices are charged. But keeping your laptop and phone plugged in once they’re at full power is costing you – especially with high energy prices. To save money, make sure to power down your devices when you’re not using them and use a power strip to easily turn off several electronics at once. Procrastinating You might think it’s a good idea to wait for last-minute deals, but procrastinating can cost you in the long run. Plane tickets and hotel rooms can get more expensive the closer to the date. And procrastinating on saving money will mean less down the road. Speeding Rushing to get somewhere may be tempting, but it can also add up. On the highway, speeding can decrease your fuel mileage by up to 30 percent. That’s not counting what it will cost you if you get stopped for your leadfoot or hit another vehicle. So slow down and save. Subscription boxes The average subscription box costs between $10 and $40 per month, which means you could be spending well over $100 a year – on just one service. Think about whether you’re really using (and enjoying) the majority of the items in the box on a regular basis. If not, it might be time to cancel your subscription. Unused memberships You signed up for that gym membership with the best of intentions, but if you’re part of the 67 percent of people with a membership who never set foot in the gym, you could be wasting more than $700 a year. And if you’re a member of one of the fancier gyms, you’re wasting even more. Tax deductions you're missing Earned income tax credits were designed to help keep money in people’s pockets. But 20 percent of people who qualify for the deductions don’t take advantage of them. To make sure you get the deductions you’re entitled to, use an online tax program or hire a professional. Wasted food A trip to the grocery store may cost you money in more ways than one. Because of lack of planning, impulse buying, and cooking too much food, an average of one in five bags of groceries goes to waste. To save, make a plan before you go shopping, don’t go to the store hungry, and eat/freeze your leftovers. Image credits: Getty Images This article originally appeared on <a href="https://www.readersdigest.co.nz/food-home-garden/money/ways-youre-wasting-money-without-knowing-it?pages=1" target="_blank" rel="noopener">Reader's Digest</a>.

Money & Banking

3 ways to save money without sacrificing your social life

It’s hard to stay social when you’re trying to curb expenses. However, there are tricks that will allow you to spend some quality time with friends and loved ones without having to feel like you’re throwing money down the drain. 1. Be honest, be positive You don’t have to make flimsy excuses to avoid going out – be open about your intentions, but frame it positively. Instead of saying “these events are too expensive”, you can tell them, “I’m trying to be really good at saving and staying home these days”. While it may be uncomfortable to say no to invites outright, your friends may turn out to be more supportive to your goals than you expected. 2. Provide alternatives Fill your social calendar with free or cheap activities. This could be a visit to the new art exhibition in your city, a potluck picnic at the park, a hike by the mountains, a game night at your home, and more. Don’t forget to look out for special promos and discounts on popular websites like Groupon or Scoopon for more affordable options. 3. Put it in the budget Don’t want to skimp on your bar outings or group classes? It’s time to look at your budget. Once you determine the amount you need to save every month, set aside some of the rest for fun-related expenses. Budgeting allows you to figure out your priorities and stay within the limits. Stick to your allocated budget well – once it’s out, do not extend it any further!

Retirement Income

How the royal family will spend their first Christmas without the Queen

A royal insider has revealed how King Charles and his family will spend their first Christmas without the Queen. This festive season will be the first for the family since the death of Queen Elizabeth in September. Buckingham Palace has confirmed that King Charles III will continue the tradition of hosting Christmas at Sandringham, the Queen’s Norfolk estate, with his wife, Queen Consort Camilla. Sandringham is also the location of Prince William and Princess Catherine’s second home, Anmer Hall. Royal expert Emily Nash told <a href="https://www.hellomagazine.com/royalty/20221128158211/inside-royal-family-first-christmas-without-queen/" target="_blank" rel="noopener">HELLO! magazine</a> that some traditions will remain the same for the royals, but other things will feel very different without the Queen's presence. “This is going to be a very poignant Christmas for the King and his family, as their first without the late Queen in their midst,” Nash said. “But it’s also a chance for them to all come together and share their memories and continue family traditions in the place she loved so much.” December is set to be a historic month for King Charles, who will record his first Christmas message for the public as the reigning monarch, to be broadcast on December 15th. “I’m sure he will reflect on his mother’s remarkable reign and the outpouring of love and support for him following her sad death,” Nash said. “I think the royal family will want to honour all the traditions they associate with Christmas at Sandringham - exchanging gifts on Christmas Eve and walking to St Mary Magdalene for the Christmas Day service, but there’s no doubt it will be an emotional time for them without their matriarch.” Image credits: Getty Images

Family & Pets

Items flight attendants never travel without revealed

Flight attendants have shared their holy grail items that they always pack with them before travelling. In a thread on Reddit, a soon-to-be cabin crew member reached out to experienced colleagues and asked what they take with them on all of their trips. They asked, “I’m curious as to what object or objects you take with you when you fly, whether it’s job related, leisure related, or something you just find useful to have on you.” “Bonus questions: which product/s would you recommend for a new FA to get? What brands or specific items would you always recommend going for or steering clear of?” A group of cabin crew members shared their must-pack items, with a lot of people offering no-brainer items like power banks and phone chargers, however others were much more interesting and unusual. One explained that they never fly without a tube of superglue, in case they need to quickly repair anything while away. They wrote, “I always take superglue.” “It’s way more durable and useful than you’d expect.” “I glued the entire sole back on a shoe and it lasted the rest of a trip in a salty, snowy Canadian winter.” A lot of the other suggestions were, perhaps unsurprisingly, food related, with home comforts important when on the road. Image credits: Getty Images

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