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5 sneaky ways financial planners deceive seniors

<p>There are some unscrupulous financial planners out there who could be giving you bad advice. Here are a few tricks to look out for.</p> <p><strong>1. Starting with an easy topic</strong></p> <p>Most people are able to understand relatively simple financial issues, like paying back a credit card. However, once it moves up to complex things like superannuation investments, it’s not so simple. Dodgy planners could give you good advice on something simple to build your trust, before giving you bad advice on a complicated issue that you are less likely to understand. Always ask questions, even if they’ve given you good advice before.</p> <p><strong>2. Displaying lots of qualifications</strong></p> <p>Research shows that we are inherently more likely to trust someone – and their advice – when we believe them to be more qualified. Financial planners could display lots of certificates or notices of qualification in front of their client, so they are more inclined to trust them. Even if the qualifications are real, their advice could still be bad. Don’t be overwhelmed by the paper.</p> <p><strong>3. Promoting illegal investment schemes</strong></p> <p>As unbelievable as it sounds, unfortunately some financial planners have been known to advise people to invest in illegal schemes. This can result in losing all your money and even potentially being investigated for your involvement in such a scheme. Ask to see all of the information about a suggested scheme and, if you still feel unsure, do some of your own research.</p> <p><strong>4. Playing for both teams</strong></p> <p>A financial planner should be an independent party working only for you, not for the investments or institutions they recommend. A number of planners have been caught and convicted of offering advice that benefited them through kickbacks or payments from banks and brokerage firms. Insist that your planner takes you through all of their professional connections, discloses any obligations and explains where their fees come from.</p> <p><strong>5. Charging money for nothing</strong></p> <p>This might be the simplest one of all, but some operators will charge you fees and simply not do anything. You need to make sure you know exactly how much you are paying and what you are getting for that. Don’t be afraid to ask for regular updates or statements to see where your money is going.</p> <p>Have you ever had an issue with a financial planner?</p>

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6 movie trailers that deceived viewers

<p>A successful movie trailer not only makes you feel the anticipation to see a new flick, but it also gives you key glimpses into the story and characters so that you immediately are sold to watch it.</p> <p>However, some trailers have deceived audiences by selling an image of a story that does not remain true to the movie.</p> <p>Here are six movie trailers that managed to deceive audiences. Warning: Spoilers for the following movies.</p> <p><strong>1. <em>Kangaroo Jack</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/XqSa4QGW8fs?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>The trailer for<em> Kangaroo Jack</em> pitched the film as a family friendly comedy with the likes of a talking kangaroo and screaming characters. Many kids watched the flick at the cinemas only to sit through a mafia comedy about adult friendships and failed dreams. The coy marketing ploy led the film to the top of the box office over its opening weekend.</p> <p><strong>2.<em> Snow Dogs</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/UBgBG2XTyug?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>After watching the trailer, this Disney film appears to look like a story following different talking dog characters. However, apart from the main dog Demon, the canines are not even central to the plot. After watching the film, audiences will realise the clip from the trailer that contains talking is dogs is from a dream sequence in the movie.</p> <p><strong>3.<em> Drive</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/CWX34ShfcsE?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>One woman sued the distributor of this movie because she believed the trailer was so deceiving. While the trailer makes it appear like a typical blockbuster car-chasing action film, it is actually slow-paced and contains little driving. The film focuses on cinematography, layers of meaning and character development rather than the typical <em>Fast and the Furious</em> story-arc that trailer viewers might have been expecting.</p> <p><strong>4. <em>Sweeney Todd: The Demon Barber of Fleet Street</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/_4R72KROZ20?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>Although<em> Sweeney Todd</em> has been a musical for years, the trailer concealed all of its musical themes. The confused audiences who packed into cinemas to see this movie were taken aback as it strayed from the typical action thriller genre as depicted in the trailer.</p> <p><strong>5.<em> Passengers</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/7BWWWQzTpNU?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p><em>Passengers</em>, starring heavyweight Hollywood actors Jennifer Lawrence and Chris Pratt, strayed away from the central plot in the trailer advertising. It appears as if the duo were woken up by accident on their space voyage, however, in the movie Pratt’s character wakes up Lawrence on purpose – effectively killing her. Some audiences were turned off by his moral decision.</p> <p><strong>6. <em>Collateral Beauty</em></strong></p> <p style="text-align: center;"><iframe width="500" height="281" src="https://www.youtube.com/embed/isQ5Ycie73U?feature=oembed" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p> <p>This movie has a trailer that is understandably not true to the movie story because the story has too many twists to be successfully summarised in a short trailer. Will Smith plays Howard Inlet, a grieving man who struggles to move on in life. He begins to write letters to Death, Time and Love and soon these abstract identities show up to help him heal. Later, viewers discover that Howard’s friends have actually hired actors to play the personifications of Death, Time and Love so that they can film him and prove that he insane in order to take control of his business. However, there is still one more twist that audiences weren’t expecting.</p> <p>Have you ever been disappointed with a movie because of a misleading trailer? If so, tell us about it in the comments below. </p>

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