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Royals issue public birthday message to Prince Harry amid rift

<p>The Prince and Princess of Wales have shared a public birthday message to the Duke of Sussex amid their family rift. </p> <p>Kate and William wished Prince Harry a happy 40th birthday, with an old photo of him shared on Instagram. </p> <p>“Wishing a Happy 40th Birthday to the Duke of Sussex,” the Prince and Princess of Wales wrote on Sunday morning. </p> <p>The royal family's official Instagram account also marked the occasion, sharing their first public post for Harry since 2021. </p> <p>“Wishing The Duke of Sussex a very happy 40th birthday today!” they wrote in the caption. </p> <p>Many royal fans applauded their decision to acknowledge the occasion and wished the Duke a happy birthday. </p> <p>“The Royals have class &amp; it’s a milestone birthday that’s it. Nothing else should be interpreted into that,” one person wrote on X.</p> <p>“It's great you've done this. Unify &amp; lead, go towards peace, the world will watch &amp; applaud,” another commented. </p> <p>While a few others were "in disbelief" following the tensions created by the release of Prince Harry's memoir, <em>Spare</em> last year. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C_7ey6lMCDE/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C_7ey6lMCDE/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by The Royal Family (@theroyalfamily)</a></p> </div> </blockquote> <p>On Monday, <em> Sunrise</em> royal correspondent Rob Jobson spoke about the public message.</p> <p>“I think it is better than nothing. I mean, the fact that they did it … They would have gotten more bother if they hadn’t done it, so by doing it they cover themselves,” Jobson said.</p> <p>“(It would have been nicer) If it had been a bit more brotherly … rather than ‘we wish the Duke of Sussex a good day’, I think he could have been more personal. But it is better than nothing.”</p> <p>Prince Harry, who turned 40 on September 15, is spending the milestone birthday with his wife Meghan and their two kids. He will then reportedly embark on a group trip with a few close friends to an unknown location.  </p> <p>In a statement to the BBC ahead of his birthday, the Duke of Sussex said: "I was anxious about 30, I’m excited about 40." </p> <p><em>Image: Instagram</em></p> <p> </p>

Family & Pets

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Sir Elton John reveals "severe" health issue

<p>Music icon Sir Elton John has revealed that he is currently suffering from "only limited vision" in one eye after battling a severe eye infection over the summer. The 77-year-old legend shared the news with his fans through an Instagram post, where he also provided an update on his recovery process.</p> <p>"Over the summer, I've been dealing with a severe eye infection that has unfortunately left me with only limited vision in one eye," Sir Elton wrote. He went on to say that while he is healing, the process is slow, and it will take time before he fully regains sight in the affected eye. "I am healing, but it's an extremely slow process, and it will take some time before sight returns to the impacted eye."</p> <p>The singer, who has been a legendary figure in the music industry for decades, expressed his gratitude for the support he has received during this challenging time. "I am so grateful for the excellent team of doctors and nurses and my family, who have taken such good care of me over the last several weeks," he said.</p> <p>Following his announcement, many celebrities and fans have shared their well-wishes for the star. Fashion designer Donatella Versace commented, "Sending you so much love Elton! Feel better soon. Love you." Tennis legend Billie Jean King also expressed her support, writing, "Sending our love and support your way. Feel better soon, friend."</p> <p>Sir Elton John, renowned for timeless hits such as "Your Song", "Rocket Man", and "I'm Still Standing", has sold over 300 million records worldwide. Last year, he played the final UK show of his farewell tour to an audience of approximately 120,000 people at Glastonbury.</p> <p>In addition to Versace and King, other notable figures including radio presenter Bob Harris and actor Layton Williams also extended their well-wishes to Sir Elton. Harris wrote, "Sending you much love Elton," while Versace added, "Take your time and recover, Elton. We’ll be here waiting for your return when you’re healthy and ready."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C_dmxp1iX4P/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C_dmxp1iX4P/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Elton John (@eltonjohn)</a></p> </div> </blockquote> <p>The news comes as anticipation builds for the European premiere of the documentary film <em>Elton John: Never Too Late</em> at this year’s BFI London Film Festival. The film is expected to provide an intimate look at the life and career of the iconic musician.</p> <p><em>Images: Instagram</em></p>

Caring

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Oasis issue urgent warning after scalpers list tickets for $42,000

<p>Oasis have been forced to issue a warning to music fans who are searching for tickets to their highly-anticipated reunion tour, after resale tickets have been listed for thousands of dollars. </p> <p>Tickets to the UK and Irelands reunion show went on sale on Saturday, with tickets to the 17 shows selling out in a matter of hours. </p> <p>Tickets were originally posted on Ticketmaster with prices ranging from $190 AUD to $500 AUD, before prices were bumped up by the ticket merchant as being "in demand", with the cheapest tickets then priced at $475 AUD. </p> <p>Since all shows were officially sold out, some tickets have since been posted on resale sites such as StubHub and Viagogo, with prices ranging from $1,100 AUD to a whopping $42,000 AUD. </p> <p>After all the tickets were sold, ticket scalpers shared their tickets on the resale websites to turn a profit, with music fans sharing photos of the outrageous prices on social media. </p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">The highest price I've seen so far is £22,045. It's ridiculous. I know no one is likely to pay that, but why are these companies allowing it? <a href="https://t.co/uMSt0TS6K9">pic.twitter.com/uMSt0TS6K9</a></p> <p>— Jordan (@grahamjordan_) <a href="https://twitter.com/grahamjordan_/status/1829647325901570230?ref_src=twsrc%5Etfw">August 30, 2024</a></p></blockquote> <p>"And it’s begun," one fan wrote alongside a screenshot of the resale websites.</p> <p>"Viagogo and StubHub all trying to rip off Oasis fans, with the highest priced ticket being on StubHub for £6,347 ($12,323 AUD). Hang your heads in shame."</p> <p>The music fan then added another photo of the $42,000 AUD ticket for sale, writing, "The highest price I've seen so far is £22,045. It's ridiculous. I know no one is likely to pay that, but why are these companies allowing it?"</p> <p>Oasis themselves then stepped in to warn fans about paying the extortionate fees for tickets, saying according to the terms and conditions, tickets could only be resold at face value via Ticketmaster and Twickets.</p> <p>"Tickets sold in breach of terms and conditions will be cancelled by the promoters," they wrote in a post to X.</p> <p>Oasis promoters had previously issued a similar warning, telling fans tickets sold through "unauthorised resale platforms" would be in breach of terms and conditions and "may be cancelled".</p> <p><em>Image credits: Instagram/Vuk Valcic/ZUMA Press Wire/Shutterstock Editorial </em></p>

Money & Banking

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Foods to avoid if you have acid reflux or digestion issues

<p><strong>What common foods are good and bad for your belly?</strong></p> <p>Foods containing rapidly fermentable carbohydrates called FODMAPs can feed bacteria in the gut and may be responsible for gut inflammation, gas, bloating and other uncomfortable tummy troubles in some people. Cutting back on foods that contain FODMAPs may help improve your digestion and eliminate GI problems. </p> <p>“An anti-inflammatory diet is high in fibre-rich foods, which promote the growth of healthy bacteria in the gut (one way the diet assists to control inflammation),” says registered dietitian Maxine Smith. A FODMAP diet, which is low in fermentable carbohydrates, is low in fibre and may be beneficial for some people with gastrointestinal problems. </p> <p>In general, a low FODMAPs diet isn’t recommended for people unless they have a condition like irritable bowel syndrome that hasn’t responded to other treatments or dietary changes.</p> <p><strong>Watermelon: Avoid</strong></p> <p>This lovely summer treat isn’t as harmless as all the water it contains. Watermelon is high in fructose, fructans and polyols, which are FODMAPs. Remember, the more the FODMAPs, the more potential for tummy trouble in people who are sensitive to them.</p> <p><strong>Fermented foods: Enjoy some, avoid some</strong></p> <p>Some fermented foods are good for your tummy; others can create problems for certain people, according to an article published by Harvard Medical School. Fermented foods include wine, cheese, vinegar, miso, yoghurt, sauerkraut and pickles. </p> <p>In yoghurt, milk is combined with bacteria that break down some of the lactose, so what remains may be easier for your stomach to process. So fermented foods such as yoghurt are often considered “probiotic foods” that are good for your gut. Look for dairy products that are low in lactose and your digestion should be A-OK.</p> <p><strong>Pistachios, cashews, hazelnuts and almonds: Avoid</strong></p> <p>Most nuts are good for your tummy, but pistachios and cashews are high in fructans and GOS (galacto-oligosaccharides), both FODMAPs. Hazelnuts and almonds are a little higher in FODMAPs than some other nuts so eat them in limited quantities (10 nuts or 1 tablespoon of nut butter per serving). Steer clear of almond milk, which is made with large amounts of almonds.</p> <p><strong>Acidic foods: Enjoy with caution</strong></p> <p>In almost every list of “the worst foods for digestion,” you’ll find acidic foods like oranges and tomatoes. These are commonly thought to cause heartburn, but studies have shown that acidic foods don’t have any effect on LES pressure (or pressure on the lower oesophageal sphincter, a valve that acts as the doorway between the oesophagus and the stomach) and don’t cause heartburn symptoms. </p> <p>However, if you have severe acid reflux that hasn’t been treated and has irritated the oesophagus, acidic foods can be like “salt in the wound.” So if you find that oranges or tomatoes do make your heartburn feel worse, replace them with other fruits.</p> <p><strong>Dairy foods: Enjoy some, avoid some</strong></p> <p>Not all dairy foods have equal amounts of lactose, which can cause digestion issues, and even those with lactose intolerance are usually okay with small amounts of lactose. That means that not all milk, cheeses and dairy products are tummy twisters. </p> <p>Hard cheeses, like cheddar, Swiss or Parmesan, generally have less than a gram of lactose per serving. According to the Cleveland Clinic, you may want to avoid dairy such as “chocolate shakes or drinks, milkshakes, whole milk fat yoghurt, whole milk fat (4%) cottage cheese, and full-fat cheese.”</p> <p><strong>Soy foods: Enjoy some, avoid some</strong></p> <p>Whole soybeans (often sold as edamame), like other beans, are a source of GOS, which are hard-to-digest chains of sugars. Tofu and tempeh are made using processes that eliminate some of the GOS, making them easier on your digestion. What about soy milk? It depends. </p> <p>If soy milk is made with only soybean isolates or soy protein, then it should be low in FODMAPs. Soy milk made with whole soybeans is likely a source of GOS, making it a gassy beverage for some, so read the ingredients.</p> <p><strong>Blackberries: Avoid</strong></p> <p>Strawberries, blueberries, blackberries – which is the odd one out here? Blackberries are also rich in antioxidants, but they have sugar alcohols called polyols, which are difficult to digest and can cause some real problems if your stomach is sensitive. (Check out these foods that GI doctors always avoid.)</p> <p><strong>Tomato and tomato products: Enjoy some, avoid some</strong></p> <p>Fresh and canned tomatoes are fine for your tummy. But tomato paste is a concentrated form of tomato that has excess fructose, a FODMAP that makes it a no-no except in small quantities. And tomato sauces? If they’re homemade, they’re fine to eat (just don’t cook it to the point where all the juices are lost). </p> <p>Most commercial sauces have onions and garlic (FODMAPs), added sugar (which may make it carb-dense), and salt (which bloats you), so steer clear of the store-bought variety.</p> <p><strong>Grapefruit: Enjoy with caution</strong></p> <p>Grapefruit does have hard-to-digest fructans, so you should try to limit how much you eat. A few sections should be okay, but don’t eat a half a grapefruit. If you’re looking for citrus, lemon, lime and oranges are your best bets.</p> <p><strong>Milk: Enjoy some, avoid some</strong></p> <p>Most types of animal milk are high in tummy twisting lactose – that means goat’s or sheep’s milk can be just as problematic as cow’s milk. Plant-based milks, such as coconut milk, soy milk or almond milk, are technically not milk at all and generally do not have any lactose. </p> <p>Some, however, including almond milk and soy milk, may contain other FODMAPs that harm your digestion.</p> <p><strong>Corn: Avoid</strong></p> <p>Corn comes in many varieties, such as popcorn, on the cob and in polenta. Fresh sweet corn contains two types of FODMAPs, making corn challenging for some people to digest. Popcorn feels like a light and healthy snack, but it’s actually carb-dense (it has about 64 grams of carbs per 100 grams), which can upset digestion. </p> <p>Whole cornmeal and corn tortillas seem to be better tolerated by most people. Whole grain polenta is also low in FODMAPs. You may need to experiment a little to figure out which corn products work for you. And stick with only limited quantities (up to 1 cup cooked per serving).</p> <p><strong>Common cabbage: Enjoy</strong></p> <p>Cabbage usually makes it on all the lists of foods that make you gassy, but common green cabbage doesn’t deserve that reputation. It’s actually low in FODMAPs and most of us break it down very well. </p> <p>Red cabbage also seems to be well-tolerated, but savoy and napa cabbage is much higher in FODMAPs and should be limited if you tend to suffer from gas and bloating.</p> <p><strong>Hot sauce: Enjoy with caution</strong></p> <p>Tolerance to hot sauce is very individual. It’s more problematic for those with heartburn. If you would like to try some, pick a brand without onion and garlic.</p> <p><em>Image credits: Getty Images </em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/healthsmart/conditions/foods-to-avoid-if-you-have-acid-reflux-or-digestion-issues?pages=1" target="_blank" rel="noopener">Reader's Digest</a>.</em></p>

Body

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Separating? 5 commonly overlooked money issues you need to address

<p>Amid the heartache of a relationship ending, it’s easy to overlook money, legal and logistical matters or make poor decisions on the fly. </p> <p>However, that can bring more pain – even years down the track.</p> <p>When a relationship ends, you have the chance to embrace your new-found independence and do things for yourself. Including managing money.</p> <p>Make the most of this freedom by taking charge of your financial affairs, starting with these aspects that commonly get neglected:</p> <p><strong>1. Split finances and expenses</strong></p> <p>Separating finances is an important first step. Otherwise, your savings could be pilfered or you could be held liable for your ex’s debts and spending.</p> <p>Be thorough – smaller things are especially easy to miss. That includes store cards, utilities, subscriptions, memberships, as well as loans and credit cards. </p> <p>Some could be cancelled; others may need to be retained, in which case they should be changed into just one name. Don’t leave it up to your ex to take your name off anything.</p> <p>Redirect your payments and direct debits to your personal bank account to avoid penalties for missed payments. Update details with your employer for your salary (and superannuation, if necessary) to be paid into.</p> <p><strong>2. Update estate planning</strong></p> <p>The next step is to look at your estate planning. Failing to do this means your ex could receive an unexpected windfall should you pass away – at the expense of loved ones you actually want to support.</p> <p>Update your will to reflect your new situation as well as the beneficiaries in your superannuation – which is treated separately from your will. </p> <p>The same goes for any trusts, companies, or similar structures you have.</p> <p><strong>3. Get your best settlement</strong></p> <p>Many people – especially women – settle for less than their fair share in a separation. Why? Some don’t realise their real worth or legal entitlements. Others just want to get it done with quickly.</p> <p>While it makes financial sense not to drag things out due to spite, your future quality of life and retirement depend on how much you walk away with.</p> <p>Among the factors to consider are:</p> <ul> <li>Superannuation: you may be eligible for part of your ex’s super because it forms part of the joint asset pool. This is especially valuable if you earned considerably less or had time out of the workforce to raise children or care for relatives.</li> <li>Custody: supporting children and pets obviously impacts ongoing living costs. Child support isn’t necessarily guaranteed.</li> <li>Your home: is this really worth keeping at all cost if you won’t be able to afford it on your own? </li> <li>Sale time: if you separate on good terms, do you really need to sell assets now? Could you keep them to maximise value jointly or sell later at a better price?</li> </ul> <p>Ensure you get pre-settlement financial advice BEFORE you sign on the bottom line.</p> <p><strong>4. Live independently</strong></p> <p>You’re now on one income. Economies of scale (most things cost less per person when you’re coupled) no longer work in your favour. Taking time off work may be harder.</p> <p>So, don’t keep spending like you used to. Be proactive in adjusting to your new situation. </p> <p>Make a new spending and investment plan (a nicer and more comprehensive version of a budget). See what you can and cannot afford and make necessary cuts. Update insurances, subscriptions, and utilities to ensure you’re only paying for what you still need. </p> <p>Set up an easily accessible emergency fund, to cover you should you lose your job or face an unexpected crisis.</p> <p>Tailored advice from your financial adviser can help you make the most of what you have – for now and the future.</p> <p><strong>5. Be wise in love</strong></p> <p>It may be the last thing on your mind amidst a separation, but a new relationship could be in your future.</p> <p>Learn from your current separation and take measures to protect your future self.</p> <p>A pre-nuptial agreement (pre-nup) could be useful to protect your assets. Or a post-nuptial agreement if you already have a new partner.</p> <p>Carefully consider co-habiting arrangements – your place, their place, a new place together? Who contributes what?</p> <p>Even if you don’t ultimately need them (fingers crossed!), the peace of mind from having protections in place will make any new relationship feel that much sweeter.</p> <p><em>Image credits: Getty Images</em></p> <p><em><strong>Helen Baker is a licensed Australian financial adviser and author of the new book, On Your Own Two Feet: The Essential Guide to Financial Independence for all Women (Ventura Press, $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au">www.onyourowntwofeet.com.au</a></strong></em></p>

Money & Banking

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Olivia Newton-John's daughter reveals health issues

<p>Olivia Newton-John's daughter, Chloe Lattanzi has opened up about a few health struggles in a candid video posted on Instagram. </p> <p>The 37-year-old daughter of the <em>Grease</em> star shared that she had been struggling with the effects of grief, around one year after her mother's passing. </p> <p>"Since my mum's passing and the year and a half with her going through cancer, I have not been OK," she said. </p> <p> "If I have forgotten to return your calls – I've had extreme memory loss, I've had difficulty getting out of bed. I've stuck to my commitments but I have been neglecting myself."</p> <p>She also revealed one of the messages her mum told her before her death. </p> <p>"One of my mum's biggest messages was 'take care of you',"  she added. </p> <p>"If you don't take care of you, you cannot give your full capacity of love, wisdom, kindness and power to everyone else."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/CwJJkSLNkWW/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CwJJkSLNkWW/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Chloe Lattanzi (@chloelattanziofficial)</a></p> </div> </blockquote> <p>She then explained that she would be going to Newton-John's annual Walk for Wellness on October 8 in Melbourne, but will disappear for a few weeks after that to honour her mum's words and focus on herself. </p> <p>"After the walk I'm going to disappear for about three weeks, just to honour my mind, body and spirit because I'm developing a little bit of health issues in my mind and my body," she explained.</p> <p>Following Olivia's death on August 8 last year, Chloe revealed that she will be continuing her mum's cancer advocacy by taking over the Walk of Wellness that her mum lead. </p> <p>Her post has been with overwhelming support from fans. </p> <p>"Absolutely - your Mom wants you to take good care of you so please do that &amp; remember she’s always with you 💕" wrote one.</p> <p>"We all love you and we all want to see you at your best healthy and thriving and I’m sure mama would want the same too. We totally all understand and take care of your body, mind and spirit," commented another. </p> <p>"Sending you love Chloe. Look after yourself and always know, you are loved," wrote a third. </p> <p>She has previously opened up about her <a href="https://www.oversixty.com.au/lifestyle/family-pets/olivia-newton-john-s-daughter-reflects-on-her-mother-s-life-one-year-after-her-death" target="_blank" rel="noopener">struggles with grief</a> and how she will continue to work tirelessly to keep her mother's legacy going. </p> <p><em>Images: Instagram</em></p>

Caring

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"Heartbreaking" issue set to engulf Bali

<p>A viral video has shown the devastating side of tourism in Bali, with mountains of garbage taking over the popular holiday destination. </p> <p>Gary Bencheghib, a French filmmaker living in Indonesia, captured a heartbreaking video of a massive “open rubbish dump” 50 metres high covered in trash.</p> <p>He said it is one of many open dumps around Bali, which are overflowing with waste. </p> <p>“I’ve just made it here, right at the foot of this giant open landfill. It’s so high we can’t even see the top and it falls right into the river,” he said.</p> <p>Gary’s post has attracted hundreds of comments from shocked users who described the state of the site as “depressing”. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/CvH6Sw2t09U/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/CvH6Sw2t09U/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Gary Bencheghib (@garybencheghib)</a></p> </div> </blockquote> <p>“My️ [heart] brakes by seeing this … such a beautiful country! They need education and see this. How can I help???” one person asked</p> <p>“Totally heartbreaking,” said another.</p> <p>A third person wrote, “As we love Bali so much, things like this need to be addressed also by the local community and local government hand-in-hand.”</p> <p>In an attempt to combat the ever-growing rubbish problem, that Indonesian officials have said will cost $40 million to fully resolve, a new tourism tax has been implemented. </p> <p>In July, Bali Governor Wayan Koster confirmed as of next year tourists will need to pay 150,000 Indonesian rupiah (about $15) to enter the popular island.</p> <p>He said the funds would be used for “the environment, culture and [to] build better quality infrastructure”.</p> <p>Indonesia’s co-ordinating minister for Maritime Affairs and Investment, Luhut Binsar Pandjaitan, suggested to have the money spent on addressing Bali’s waste problem.</p> <p>"I think it [tourism tax] is good for Bali; why not use it to look after its waste,” he told reporters last week after signing a new conservation agreement at the Bali Turtle Special Economic Zone.</p> <p>“Garbage must be cleaned; now there is a smell. I spoke to the mayor of Denpasar to fix it but don’t use it as a political issue, it’s not good just fix it and reduce the smell.”</p> <p>He explained that if it continues without “significant and rapid improvement” the problem will become “uncontrollable”,<em> <a title="thebalisun.com" href="https://thebalisun.com/minister-says-new-tourism-tax-in-bali-should-be-used-to-tackle-islands-waste-problem/" target="_blank" rel="noopener">The Bali Sun</a></em> reported.</p> <p><em>Image credits: Instagram </em></p>

Travel Trouble

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Three common issues for retirees to watch out for

<p dir="ltr"> It can be hard to know what’s next around the bend of the road of life on a good day, and when it comes to retirement, uncertainty can rear its head faster than you can blink. </p> <p dir="ltr">Thankfully, there’s plenty of time to brace yourself, and prepare for what might be waiting. Understanding the most common problems people face is half the battle, and with these three quick explainers, you can take your new intel into your next planning session, and give yourself the head start of a lifetime. </p> <ol> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">New horizons </p> </li> </ol> <p dir="ltr">Change is hard, and the change of pace that comes with retirement can be a challenge to navigate. Many dream of holidaying during this time, buying that caravan they’ve talked about for years, doing those renovations to make home more comfortable or accessible, and spending more quality time with - as well as spoiling - loved ones. </p> <p dir="ltr">According to Senior Wealth Manager Clint McCalla, who spoke to <em>Forbes</em>, one of the biggest problems people face is not saving enough money to maintain the retirement lifestyle they’ve always dreamed of. Put simply, they “can’t afford to do the things they want to do.” </p> <p dir="ltr">“The other problem is boredom or a loss of purpose,” McCalla continued. “Also [we] see relationship issues emerge between significant others as you are now potentially spending more time together, which is an adjustment. </p> <p dir="ltr">“For anyone going through this transition, you need to be realistic about how quickly you adapt to a new lifestyle. It isn’t going to happen overnight. Take time to figure it out, and don’t pressure yourself to meet the expectations you had going into retirement.”</p> <ol start="2"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Money</p> </li> </ol> <p dir="ltr">Cash gets a mention in almost every discussion surrounding retirement, and this one is no different. Keeping your finances in order will not only give you peace of mind, but starting early will give you more opportunities moving forward, as you won’t be as limited when it comes to following your dreams.</p> <p dir="ltr">“The two cornerstone questions faced by those anticipating retirement are ‘am I going to be okay?’ and ‘can I afford to financially support the lifestyle I have worked all my life toward?’” Retirement Navigator’s Doug Dahmer explained. </p> <p dir="ltr">“People usually just don’t have enough to retire,” Bob Chitrathorn added, “they simply retire and will try to make do with what they have, without knowing how long the amount of money they have may or may not last.” </p> <p dir="ltr">And as Investment Adviser Derek Miser put it, “many people rely on their pension income to survive, and if this income is reduced due to higher retirement age, it can cause financial hardship. Health issues often become more prevalent in older age, and these may only be compounded by working longer.” </p> <ol start="3"> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Thumb twiddling </p> </li> </ol> <p dir="ltr">Without a clear sense of purpose, many people spiral down the path of boredom. While having some disposable income to enjoy yourself can help, it doesn’t guarantee that you won’t one day find yourself sitting around and wondering what you want to do.</p> <p dir="ltr">So, it’s crucial to know what it is that makes you happy, what inspires you, and how to ensure you can keep on coming back to it - hobbies are a great example, whether they’re with others and something you can keep busy with on your own terms. </p> <p dir="ltr">“People need to contribute and have purpose in life,” explained Anna Rappaport, “if their main purpose was their job, they need to find a new passion and/or purpose.”</p> <p dir="ltr">“One of the main problems people face when they retire is a lack of purpose and meaning in their lives,” agreed Dennis Shirshikov. “Many retirees struggle with feelings of boredom, loneliness, and isolation, which can lead to depression and other mental health issues.”</p> <p dir="ltr"><em>Images: Getty </em></p>

Retirement Life

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Jimmy Barnes' daughter issues sweet health update

<p dir="ltr">Jimmy Barnes’ daughter has given an update about her father’s condition following surgery.</p> <p dir="ltr">The 66-year-old rocker was <a href="https://oversixty.co.nz/health/caring/jimmy-barnes-to-undergo-urgent-surgery" target="_blank" rel="noopener">forced to cancel a series of shows</a> after suffering from pain in his hip and back from five decades rocking on stage and being bent at the waist.</p> <p dir="ltr">In an adorable Instagram post on her father’s account, Elly-may Barnes shared an update with a photo of her dad smiling as well as an X-ray of his hip post-surgery.</p> <p dir="ltr">“Hey everyone it’s @ellymaybarnes, my dadda is out of surgery and awake,” she wrote.</p> <p dir="ltr">“The doctors are very happy. Thanks for all the well wishes”</p> <p dir="ltr">Just a day before surgery, Jimmy was in good spirits as he performed a song for his fans with his wife Jane playing the guitar.</p> <p dir="ltr">“Here’s a beautiful song for you all. ‘Have a little faith in Me’ by John Hyatt,” he wrote.</p> <p dir="ltr">“I’ll be on the operating table tomorrow so thanks for all your encouraging wishes.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/CmGYzIIrYYT/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/CmGYzIIrYYT/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Jimmy Barnes (@jimmybarnesofficial)</a></p> </div> </blockquote> <p dir="ltr">Jimmy announced late in November that his last performance would be the first weekend of December.</p> <p dir="ltr">“I’ve been jumping off PAs and stomping around stages for nearly 50 years, but it’s finally caught up with me,” Barnes said in a statement.</p> <p dir="ltr">“I’ve had niggling back and hip issues for years, but things suddenly got a lot worse over the last few weeks and I’m now in constant and severe pain.</p> <p dir="ltr">“As everybody knows, it’s against my religion to blow out gigs but the doctors tell me I need an operation as soon as possible and it will really limit my movement for a few months.</p> <p dir="ltr">“As much as it kills me to inconvenience everyone, I have to get this fixed so I can jump around onstage for another 50 years.”</p> <p dir="ltr">Barnes joked that his family would have to deal with him playing his record Blue Christmas during his recovery.</p> <p dir="ltr">“The operation will keep me cooped up over summer and I’m a notoriously cranky patient, so I probably need to buy noise cancelling headphones for my family too – that way they’ll hopefully still be talking to me when I’m back on my feet,” he said.</p> <p dir="ltr"><em>Images: Instagram</em></p>

Caring

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Robert Irwin gets candid about health issue affecting his family

<p dir="ltr">Robert Irwin has opened up about how dementia has affected his family.</p> <p dir="ltr">The 19-year-old appeared on <em>The Project</em> as a co-host when they began discussing dementia - a disorder that can affect thinking, memory and behaviour.</p> <p dir="ltr">The son of the late Steve Irwin said that he doesn’t think there’s anyone living who hasn’t encountered a person with dementia.</p> <p dir="ltr">“I think there’s no-one living who hasn’t encountered someone or has a loved one who has experienced this,” he said.</p> <p dir="ltr">“I know my grandfather on my mum’s side had a form of dementia and a lot of family friends have had that as well and it’s just, it’s devastating.</p> <p dir="ltr">“Someone you love, someone you’re close to you see going through that and just not being able to relive and enjoy the moments they had it’s heartbreaking.</p> <p dir="ltr">“But I guess it just reminds you you’ve got to spend every second with the people you love and really surround yourself with love and light and hopefully this is light at the end of the tunnel for a safe way for people to stop this.”</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Alzheimer’s is the merciless brain condition that slowly erodes the cognitive function and precious memories of thousands of Australians. But, a revolutionary new treatment could turn the tide in the fight against the disease. <a href="https://twitter.com/hashtag/TheProjectTV?src=hash&amp;ref_src=twsrc%5Etfw">#TheProjectTV</a> <a href="https://t.co/IVuMloeUN5">pic.twitter.com/IVuMloeUN5</a></p> <p>— The Project (@theprojecttv) <a href="https://twitter.com/theprojecttv/status/1599316365369901058?ref_src=twsrc%5Etfw">December 4, 2022</a></p></blockquote> <p dir="ltr">Robert went on to say that he will continuing his father’s legacy and how proud he is to be a part of it, speaking about a recent performance with the Wiggles.</p> <p dir="ltr">“The Wiggles are just legendary, my dad actually did a really fun collaboration project with them at Australia Zoo way back in the day 20 years ago,” he said.</p> <p dir="ltr">“So we’ve worked with them for a long time so the fact all of the original Wiggles came back to support our charity Wildlife Warriors means the world.</p> <p dir="ltr">“Dad set this up as a way to support wildlife conservation here in Australia and on the global stage and a night like that just makes us realise his legacy is alive and thriving and it’s the honour of a lifetime to keep that going.”</p> <p dir="ltr">Robert recently celebrated his <a href="https://oversixty.com.au/lifestyle/family-pets/robert-irwin-turns-19-in-style" target="_blank" rel="noopener">19th birthday</a> at Australia Zoo with his mother and rumoured girlfriend, Scarlett Buckley, who is the niece of the late Heath Ledger.</p> <p dir="ltr"><em>Image: The Project</em></p>

Caring

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6 fixes for the most annoying beauty issues

<p>When beauty blunders pop up – think flat hair, pigmentation issues or yellow teeth – it’s likely that your first instinct is to try to get a handle on the issue immediately. Taking matters into your own hands can be quite effective – but only if you know how to do it correctly. Here we tell you exactly what to do.</p> <p><strong>The issue: Smudged lipstick</strong></p> <p><strong>The fix:</strong> The reason for smudged lipstick usually stems from your lips being dry or flakey before you apply your lippie. You need an ideal surface to start with. So, how do you get one? First, grab your toothbrush and lightly rub it over your lips to gently exfoliate any flakes. Then, apply a thin layer of hydrating primer – the one you use on your face will do the trick – to remove moisture and flatten fine lines so the surface of your lips is smooth and ready for colour. </p> <p>Fill in your lips with liner in the same shade as your lipstick, and dab on a couple thin coats of your lipstick. Finally, set your look by blotting lightly with a tissue and using a large make-up brush to lightly dust a thin layer of powder over your lips.</p> <p><strong>The issue: Flat hair</strong></p> <p><strong>The fix:</strong> Whether you have thick or thin hair, at one point or another I am sure we can all say we’ve suffered from hair that just doesn’t sit how you want to it too. Furthermore, a do that just looks lifeless. If flat hair is a concern for you, you’ll want to try a root-lifting blow-drying trick. </p> <p>First, work a palm full of mousse from your roots through to the ends, then flip your head over and dry your hair upside down and away from the scalp. Hair should be slightly damp before you flip it back up. Voila, volume!</p> <p><strong>The issue: Hair breakage</strong></p> <p><strong>The fix:</strong> Try as you might to care for your hair with the right products and washing it every two days or so, there are some other factors that can wreak havoc to your locks – like hair breakage. To avoid this, there are a few things you can do. For instance, after a shower, gently squeeze and blot the hair (rather than rubbing) with an old cotton T-shirt instead of a towel. It'll still soak up excess moisture, but won't cause breakage. When its time to comb, remember this: Being rough can cause the cuticle of the hair to fray, exposing the fragile inner shaft and making it more likely to snap. </p> <p>Detangle with a wide-tooth comb, working your way up from the end of your hair, using the least amount of strokes as possible. And if you like to tie your hair back, use a gentle tie, like a smooth, all-fabric one. The pressure of a super-tight band around a ponytail can wear away at your hair’s cuticle and cause the strands to break.</p> <p><strong>The issue: Fading hair color</strong></p> <p><strong>The fix:</strong> If you splash out and get your hair colour done at the salon, chances are you’ll want to ensure it lasts as long as possible. Annoyingly, there are some factors that are out of your control. For instance, the water that comes out of your showerhead often contains minerals like copper and chemicals like chlorine that can alter your hair’s hue. </p> <p>Some people like to have a purifying showerhead filter installed. Failing that, use an at-home glaze or gloss like John Frieda's Colour Refreshing Gloss to add high-wattage shine and boost the hue, like a topcoat does for nail polish.</p> <p><strong>The Issue: Brown spots</strong></p> <p><strong>The fix:</strong> Skin pigmentation is an extremely pesky beauty concerns. And getting rid of brown spots entirely is a long-term project that calls for diligent use of brightening products. But if you're looking for quick a fix, artfully applied make-up is your best option. </p> <p>First, dab concealer that's one or two shades lighter than your foundation onto the spot with a concealer brush, then follow with a dot of foundation that exactly matches your skin tone, and blend it well for a seamless look.</p> <p><strong>The issue: Yellow teeth</strong></p> <p><strong>The fix:</strong> Luckily, booking in for teeth whitening with your dentist isn’t your only option when it comes to teeth whitening. Brushing with a paste made of baking soda and water a few times a month removes superficial staining and whitens teeth by a shade or two. </p> <p>Just don't do it more frequently than that, as baking soda is too abrasive for your everyday brush. For an immediate fix, lipsticks with blue undertones can also make teeth appear brighter. </p> <p><em>Image credits: Getty Images</em></p>

Beauty & Style

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6 signs of commitment issues, from 4 psychology experts

<h2>Do you know someone with a fear of commitment?</h2> <p>Commitment may be the most critical component of successful long-term relationships. After all, says Lawrence Josephs, PhD, a professor at the Derner School of Psychology at Adelphi University, New York: The more committed you are, the more stable, successful relationship you’ll have.</p> <p>Commitment is a decision, Dr Josephs says. It moves you and your partner beyond the initial chemistry that propelled you into the relationship in the first place to stay bonded after the initial period of bliss diffuses.</p> <p>John Lydon, PhD, a professor of psychology at McGill University in Montreal, explains: “Commitment is the general motivation to maintain one’s relationship.”</p> <p>Know somebody who seems like they could be lacking that motivation? Here are some tell-tell ways to recognise a fear of commitment – even in yourself.</p> <h2>Why does someone fear commitment?</h2> <p>Jessy Levin, PhD, a psychologist, says the reasons an individual is averse to commitment can vary, and some commitment-avoidant people may have more than just one of these reasons. Dr Levin adds that some people just don’t want to be in a long-term monogamous relationship ever.</p> <p>But how come? Well, says Dr Josephs, some people fear commitment because it implies responsibilities. Those may be financial: Maybe they’re not so keen on the idea of paying for two at dinner, the thought of buying gifts for holidays or birthdays, or they’re not interested in the thought of one day raising children (which typically demands financial stability and investment). Maybe they just loathe the idea of having to be somewhere on time for plans you’ve made.</p> <p>Other times, it may be a question of becoming more mature; more willing to shift one’s time and focus away from solely their own interests.</p> <p>You may have also had a brush with a case when an individual’s unwillingness to commit has been rooted in their childhood. Early family dynamics and previous trauma can play a role, says Matt Cohen, PhD, a clinical psychologist and assistant professor of psychiatry at the University of North Carolina. “We are driven by a such a rich tapestry of our own histories,” Dr Cohen observes. “So many things impact how we show up in a relationship.”</p> <h2>Inability to compromise</h2> <p>Relationships, especially long-term ones, require give and take. Your partner hates musicals. You counted down weeks to the premiere of tick, tick…BOOM! In a healthy, balanced relationship, they’d need to be willing to subject themselves, at least sometimes, to your interests that they don’t particularly share.</p> <p>But what signifies actual commitment phobia? “A commitment is a willingness to sacrifice for the team,” says Dr Josephs. “Pay attention to how your partner deals with not getting his or her own way.” Put simply: If someone is consistently unwilling to compromise, that’s a sign they might not be prime long-term partner material.</p> <p>In that case, you might be called to decide: Is an inability to compromise one of your relationship deal breakers?</p> <h2>Being self-centred</h2> <p>Dr Josephs says being overly self-focused goes hand-in-hand with an unwillingness to compromise. “People who are high in narcissism have problems with commitment,” says Dr Josephs. “They’re more likely to feel that the grass is greener in other places. They put their own needs ahead of others.”</p> <p>Ever known anybody like that? It’s possible identity was also part of the issue. Dr Lydon explains: “When people define themselves in terms of their relationship, they are motivated to think and behave in ways that help sustain the relationship.” If you’d prefer a commitment, a suitable partner is likely someone who doesn’t just show the occasional behaviour that they care – instead, their love for you is a practice; a way of being for them every day. You’re an intrinsic part of their world, of their days – something so obvious that you’d barely think to question it.</p> <h2>Angering easily</h2> <p>At times, anger can be productive and even healthy for the relationship if it’s expressed appropriately, as it tells others that it is important to listen to us. Keeping the lines of communication open is necessary to maintain intimacy.</p> <p>Still, it might be a sign of wavering commitment if a person’s concern with their own self-interests leads to anger or frustration whenever they don’t get their way. “Some people are hypersensitive to rejection and abandonment, and if they’re disappointed, might respond in an angry retaliatory way,” says Dr Josephs. Tolerating abusive or violent words or behaviour? That’s a no.</p> <h2>Problems dealing with adversity</h2> <p>Adversity is sometimes the “stress test” for commitment, says Dr Lydon. “A person may say they are committed because they are highly satisfied and everything is going wonderfully, but will they stick with it when life presents some challenges to the relationship?” says Dr Lydon.</p> <p>Committed people stick with you through the good times and the bad. In fact, some couples find their partner shines – and even grows more lovable – when times are tough, and they weather through together.</p> <h2>Prior history of troubled relationships</h2> <p>Relationship history can provide clues about a person’s ability to stay in a long-term relationship. This can include past family relationships, lovers, or even platonic friends.</p> <p>There is often an association between a history of trauma and difficulty with intimacy and commitment. However, because some people with traumatic pasts still experience stable personal relationships, this factor alone doesn’t indicate a lack of commitment, according to Dr Cohen.</p> <h2>Being distracted</h2> <p>A seemingly distracted partner could signal someone who is not committed, says Dr Levin. An example might be observing that they back off from physical and sexual contact, not making dates in advance, or being emotionally withdrawn. “If a person is going through the motions in a lacklustre way, that’s a pretty good clue that they haven’t come to a place where they’re committed,” says Dr Josephs.</p> <h2>What to do if your love interest seems non-committal</h2> <p>Don’t lose heart if all these signs point to the likelihood that you or your partner lacks a desire to commit. If you’re in a dating situation and this is the case, clarifying that you’re on two different pages may offer the opportunity to allow each other to pursue the life you each truly crave. “A relationship has to meet the needs of each person,” Dr Levin says.</p> <p>And if you’re the one who’s not big on coupling up but you’d like to work on allowing a loving partnership into your life, therapy can be a great place to start.</p> <h2>Can you make someone commit?</h2> <p>The ultimate question for many dating people: Can you get someone to commit? Dr Levin suggests that in some cases, it may be possible for two people to commit equally to the relationship, even if one hasn’t been fully onboard. He alludes that it takes a mutual willingness to wade gently together out of the non-committal partner’s comfort zone, but a heads-up: This requires each person to communicate their needs, and to support the other.</p> <p><strong>This article originally appeared on <a href="https://www.readersdigest.co.nz/true-stories-lifestyle/relationships/6-signs-of-commitment-issues-from-4-psychology-experts" target="_blank" rel="noopener">Reader's Digest</a>.</strong></p> <p><em>Image: Shutterstock</em></p>

Relationships

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Main legal issues facing seniors

<p>As we age so do our legal requirements, and the issues we can expect to face. While sometimes these issues are unavoidable, it’s important to know your rights.</p> <p>We’ve taken a look at the main legal issues facing seniors. Understanding what to expect if you have to face these issues will put you in the best position to navigate them successfully, ensuring your wishes are fulfilled and your rights are upheld. </p> <p><strong>Decision making to safeguard your wishes</strong></p> <p>Should something happen, you want to be confident your wishes will be upheld. You can do this by appointing an <a href="../finance/legal/2014/11/why-you-need-to-appoint-a-power-of-attorney-now/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Enduring Power of Attorney</span></strong></a>, which is someone who had the legal authority to manage your affairs when you are no longer able to.</p> <p>When choosing an Enduring Power of Attorney, it’s important you:</p> <ul> <li>Trust the person.</li> <li>Be confident they have no conflict of interest.</li> <li>Be confident they can make difficult decisions.</li> <li>Be confident they will listen to your wishes and respect your decisions.</li> </ul> <p><strong>Putting your will together</strong></p> <p>A will is a legal document that is filled with instructions for distributing your assets. To avoid <a href="../finance/legal/2016/03/common-mistakes-when-writing-a-will/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">common will-writing mistakes</span></strong></a>, its important be thorough when putting this document together. Ultimately you should consider <a href="../finance/legal/2014/11/tips-for-preparing-a-will/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">consulting an expert</span></strong></a>.</p> <p><strong>Superannuation distribution</strong></p> <p>Most superannuation funds have a death benefit nomination which gives you the power to nominate where the fund will be distributed, should you pass way. A binding nomination ensures you funds will be distributed according to your wishes.</p> <p><strong>Development of living situations</strong></p> <p>Sometimes arrangement for living at home with family members can break down, leaving seniors in a vulnerable position. By planning ahead and figuring out alternatives such as aged care you will be able to maintain a comfortable standard of living.</p> <p><strong>Senior abuse</strong></p> <p>Senior abuse can come in many forms – physical, psychological, financial, social abuse or neglect. If this is happening to you it’s important to seek out support. There is a range of organisations available for seniors who feel as though they’re suffering abuse, including the two below:</p> <ul> <li><a href="http://www.myagedcare.gov.au/financial-and-legal/elder-abuse-concerns" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">My Aged Care website </span></strong></a></li> <li><a href="http://www.eapu.com.au/elder-abuse" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Elder Abuse Prevention Unit website</span></strong></a></li> </ul> <p><em>Image: Shutterstock</em></p>

Legal

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Woman marries ex-boyfriend’s dad

<p dir="ltr">A woman who married her ex-boyfriend’s father in which there is a 24-year age gap has spoken out about how the exciting relationship came to be. </p> <p dir="ltr">Sydney Dean, 27, from Ohio was only in year 6 when she met her childhood boyfriend’s dad, Paul.</p> <p dir="ltr">Unfortunately, the relationship came to an end but Sydney and Paul’s son remained friends until he got another girlfriend in high school. </p> <p dir="ltr">Sydney felt like a third wheel and ended up speaking to Paul who she never “expected to fall in love with”.</p> <p dir="ltr">The pair began dating when Sydney turned 16, the legal age of consent in the state of Ohio before Paul proposed in 2016. </p> <p dir="ltr">It was difficult for the loved up couple to explain to family and friends that their relationship was real.</p> <p dir="ltr">“My mum already knew who Paul was and, from the few times they have talked, they got along just fine,” Sydney told Jam Press.</p> <p dir="ltr">“But when I first told my mum that we were together, she was not happy.</p> <p dir="ltr">“The age gap really got to her and it stayed that way for about a year [until] eventually she came around.” </p> <p dir="ltr">Sydney’s parents eventually grew to love Paul, with her mother visiting “all the time”. </p> <p dir="ltr">But it was rough on Paul’s youngest son who already “knew” Sydney who took the news the hardest.</p> <p dir="ltr">“He didn’t agree with the relationship for a couple of years,” Sydney said.</p> <p dir="ltr">“But now that we are married, he supports us being together.</p> <p dir="ltr">“He comes over with his girlfriend and their three children every other weekend just to hang out.”</p> <p dir="ltr">Sydney is hoping that her love story removes the stigma toward relationships with big age gaps. </p> <p dir="ltr">She said that Paul “is the best husband” and he treats her well. </p> <p dir="ltr"><em>Image: 7News/Jam Press</em></p>

Relationships

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Prince William spotted out on the streets selling copies of The Big Issue

<p>Prince William has stunned Londoners by hitting the streets to sell copies of the Big Issue.</p> <p>The future king was spotted near Westminster selling the magazine, which offers homeless and unemployed people the opportunity to earn an income through its sale to the public.</p> <p>Photos of the royal outing were shared on social media by multiple people, including a retired police officer whose family member saw the 39-year-old attempted to sell the mags.</p> <p>“My brother-in-law was in London today and saw a celebrity, so he took a photo at a distance,” Matthew Gardner wrote on LinkedIn.</p> <p>“The celebrity saw the ‘covert surveillance’ effort and crossed the road to investigate further,” Gardner continued.</p> <p>He explained that was when his brother-in-law met the second in line to the British throne.</p> <p>“What an honour to have a private moment with our future king, who was humble and working quietly in the background, helping the most needy,” Gardner continued.</p> <p>“These ‘silent gestures’ often go unrecognised.”</p> <p>In a funny twist, Gardner said William asked his brother-in-law if wanted to buy a magazine, to which he replied “I have no change”.</p> <p>“At this point William produced a mobile card machine… you cannot teach that!</p> <p>“Priceless, or should I say ‘Princely’.”</p> <p>The Duke of Cambridge has been passionate about the plight of homeless people since his late mother Princess Diana took him to meet rough sleepers when he was younger. He is royal patron of initiative the Passage and the Centrepoint homeless charity.</p> <p>William’s charity outing came as the royal family resume their duties after the Queen’s platinum jubilee weekend.</p> <p><em>Image: LinkedIn</em></p>

Money & Banking

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The metaverse: three legal issues we need to address

<p>The “<a href="https://www.wired.com/story/what-is-the-metaverse/" target="_blank" rel="noopener">metaverse</a>” seems to be the latest buzzword in tech. In general terms, the metaverse can be viewed as a form of cyberspace. Like the internet, it’s a world – or reality, even – beyond our physical world on Earth.</p> <p>The difference is that the metaverse allows us to immerse a version of ourselves as <a href="https://medium.com/@ppreddy576/digital-avatars-and-working-with-human-like-creatives-b84f24005a05" target="_blank" rel="noopener">avatars</a> in its environment, usually through <a href="https://hbr.org/2016/10/the-mainstreaming-of-augmented-reality-a-brief-history" target="_blank" rel="noopener">augmented reality</a> (AR) or <a href="https://www.britannica.com/technology/virtual-reality" target="_blank" rel="noopener">virtual reality</a> (VR), which people are and will increasingly be able to access using tools like VR goggles.</p> <p>While it all seems very exciting, a curious lawyer like me is inclined to ask: who or what governs the metaverse? The way I see it, there are three key areas which, at this stage, are legally murky.</p> <p><strong>1. A boundless marketplace</strong></p> <p>Transactions in the metaverse are generally monetised using cryptocurrency or <a href="https://edition.cnn.com/2021/03/17/business/what-is-nft-meaning-fe-series/index.html" target="_blank" rel="noopener">NFTs</a> (non-fungible tokens). An NFT is a unique digital asset: it could be an image, a piece of music, a video, a 3D object, or another type of creative work. The NFT market is booming – in some cases we’re talking about <a href="https://edition.cnn.com/style/article/beeple-first-nft-artwork-at-auction-sale-result/index.html" target="_blank" rel="noopener">sales</a> equivalent to millions of pounds.</p> <p>While it’s difficult to say whether this is simply a trend, or a new and exciting form of capital investment, these kinds of transactions raise some interesting legal questions.</p> <p>For example, in the “real” world, when it comes to purchasing a piece of art, property law dictates that <a href="https://www.reedsmith.com/en/perspectives/2021/05/reed-smith-guide-to-the-metaverse" target="_blank" rel="noopener">ownership</a> is two-fold. First, ownership can be attributed in the actual physical art work. And second, the buyer may or may not own the intellectual property of the art work, depending on the terms of the sale.</p> <p>But what kind of ownership is precisely included in a transaction of digital art? International law firm <a href="https://www.reedsmith.com/en/perspectives/2021/05/reed-smith-guide-to-the-metaverse" target="_blank" rel="noopener">Reed Smith</a> has said that “ownership” in the metaverse is nothing more than a form of licensing, or provision of services. In such instances, true ownership still lies with the owner. This may mean, for example, that the buyer cannot sell the item without permission from the true owner.</p> <p>Virtual real estate has also become an NFT, with individuals and companies <a href="https://theconversation.com/real-estate-in-the-metaverse-is-booming-is-it-really-such-a-crazy-idea-174021" target="_blank" rel="noopener">spending enormous sums</a> to own a “property” in the metaverse. Do the intricacies of land law apply here? For example, will real-world legislation cover trespassers on private land in the metaverse? Can you take out a mortgage on your virtual property?</p> <p>The metaverse may also be susceptible to hosting a virtual marketplace somewhat like <a href="https://www.newscientist.com/article/mg24933260-400-silk-road-review-the-true-story-of-the-dark-webs-illegal-drug-market/" target="_blank" rel="noopener">Silk Road</a>, which was a dark web marketplace dealing in illegal drugs, weapons and, allegedly, “<a href="https://www.bbc.co.uk/news/av/technology-24378137" target="_blank" rel="noopener">murder for hire</a>”. What kinds of laws can be put in place to safeguard against this happening in the metaverse? It would be ideal to have a global regulatory authority overseeing the metaverse, although this would be difficult to implement.</p> <p><strong>2. Data</strong></p> <p>Another possible legal implication of the metaverse is around data and data protection. The metaverse will expose new categories of <a href="https://www.cms-lawnow.com/ealerts/2022/01/legal-advice-in-the-metaverse" target="_blank" rel="noopener">our personal data</a> for processing. This might include facial expressions, gestures and other types of reactions an avatar could produce during interactions in the metaverse.</p> <p>The EU’s General Data Protection Regulation (<a href="https://gdpr.eu/" target="_blank" rel="noopener">GDPR</a>) could arguably apply to the metaverse, as could the <a href="https://www.legislation.gov.uk/ukpga/2018/12/contents/enacted" target="_blank" rel="noopener">UK’s Data Protection Act</a>. But given the novel nature of the metaverse, to ensure that users’ rights are protected, the processes governing informed consent around data processing may need to be revisited.</p> <figure class="align-center "><img src="https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=600&amp;h=338&amp;fit=crop&amp;dpr=1 600w, https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=30&amp;auto=format&amp;w=600&amp;h=338&amp;fit=crop&amp;dpr=2 1200w, https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=15&amp;auto=format&amp;w=600&amp;h=338&amp;fit=crop&amp;dpr=3 1800w, https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;h=424&amp;fit=crop&amp;dpr=1 754w, https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=30&amp;auto=format&amp;w=754&amp;h=424&amp;fit=crop&amp;dpr=2 1508w, https://images.theconversation.com/files/443780/original/file-20220201-17-1a83bq0.jpg?ixlib=rb-1.1.0&amp;q=15&amp;auto=format&amp;w=754&amp;h=424&amp;fit=crop&amp;dpr=3 2262w" alt="A rendering of two avatars shaking hands." /><figcaption><span class="caption">Interactions in the metaverse will expose new types of personal data.</span> <span class="attribution"><a class="source" href="https://www.shutterstock.com/image-illustration/business-man-wear-virtual-glasses-shaking-2089653463" target="_blank" rel="noopener">Athitat Shinagowin/Shutterstock</a></span></figcaption></figure> <p>Further, the “no-boundaries” nature of the metaverse means that while we might want to assume the GDPR will apply, the clauses dealing with transfer and processing of data outside the EU may need to be clarified. The GDPR applies <a href="https://www.metaverselaw.com/category/gdpr/" target="_blank" rel="noopener">based on</a> the location of the subject when their data is processed, not on their home country or citizenship.</p> <p>So can we look to the location based on the person operating the avatar, or is it more appropriate to look at the avatar itself, since it’s the avatar’s data that will be processed? And if we look to the avatar’s location, how would we determine which jurisdiction the metaverse falls under?</p> <p><strong>3. User interactions</strong></p> <p>When users interact through their avatars, we may have situations where some kind of altercation occurs that would equate to breaking the law, if it took place between people in the real world. Such incidents could be in breach of tort law (which covers civil claims such as negligence or nuisance) or criminal law (involving illegal acts and crime such as assault, murder, burglary or rape).</p> <p>Imagine one avatar assaults another. Could we apply criminal laws of assault and battery to this situation? How could we make an avatar responsible for their actions in the metaverse? This would be complicated, because it would mean that we need to attribute a <a href="https://www.cms-lawnow.com/ealerts/2022/01/legal-advice-in-the-metaverse" target="_blank" rel="noopener">legal persona</a> to the avatar, giving them rights and duties within a legal system; allowing them to sue or be sued.</p> <p>Proving assault or battery would also be much more difficult because it usually requires “<a href="https://www.cps.gov.uk/legal-guidance/offences-against-person-incorporating-charging-standard#:%7E:text=The%20offence%20is%20committed%20when,or%20caused%20the%20bodily%20harm." target="_blank" rel="noopener">actual bodily harm</a>”. In the metaverse, there will naturally be no actual bodily harm. It would be challenging to prove harm, loss or injury suffered by an avatar.</p> <p>Worryingly, <a href="https://www.thetimes.co.uk/article/my-journey-into-the-metaverse-already-a-home-to-sex-predators-sdkms5nd3" target="_blank" rel="noopener">sexual predators</a> are already emerging in the metaverse, masking their identity behind an avatar that may not easily be traced back to its operator in the real world. For example, we’ve seen incidents of <a href="https://www.technologyreview.com/2021/12/16/1042516/the-metaverse-has-a-groping-problem/" target="_blank" rel="noopener">groping</a>. Users in the metaverse can wear haptic vests or other technologies which would actually allow them to feel the sensations if they were touched or groped.</p> <p><a href="https://www.reeds.co.uk/insight/should-sexual-harassment-be-a-criminal-offence-in-the-uk/" target="_blank" rel="noopener">Sexual harassment laws</a> do not require physical contact to constitute sexual harassment. But are existing laws adequate to deal with this issue? Within the environment of VR and gaming, for example, upon whom rests the responsibility to ensure the safety of users?</p> <p>There is little doubt issues of sexual harassment will make their way into the metaverse, particularly if unscrupulous users know this is a grey area. Believing that their actions cannot be proved, or that they cannot be held responsible for events that take place in the metaverse, might embolden such behaviour.</p> <p>This comes back to the question of legal personas of avatars – is a legal persona necessary to make avatars responsible for their actions in the metaverse? And what kind of standards and criteria need to be in place to distinguish between a “legal” avatar and the true legal person who operates that avatar? These issues should all be addressed before the metaverse becomes mainstream.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/175891/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/pin-lean-lau-1282877" target="_blank" rel="noopener">Pin Lean Lau</a>, Lecturer in Bio-Law, Brunel Law School | Centre for Artificial Intelligence: Social &amp; Digital Innovations, <a href="https://theconversation.com/institutions/brunel-university-london-1685" target="_blank" rel="noopener">Brunel University London</a></em></p> <p><em>This article is republished from <a href="https://theconversation.com" target="_blank" rel="noopener">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-metaverse-three-legal-issues-we-need-to-address-175891" target="_blank" rel="noopener">original article</a>.</em></p> <p><em>Image: Getty Images</em></p>

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Young girl found after Amber Alert issued

<p dir="ltr">A young girl has been found safe and well after an Amber Alert was issued overnight.</p> <p dir="ltr">The five-year-old disappeared from Kingston, a suburb in the city of Logan in Queensland’s south east.</p> <p><span id="docs-internal-guid-35a7b9e1-7fff-4a91-2c59-90c1276b235a">Queensland Police issued a <a href="https://mypolice.qld.gov.au/news/2022/03/03/final-amber-alert-kingston/" target="_blank" rel="noopener">final update</a> on Thursday morning, confirming the little girl had been found and thanking the public and media for their assistance.</span></p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">FINAL AMBER ALERT, KINGSTON - The 5yo girl subject of an Amber Alert yesterday (March 2) has been located safe and well. The media and public are thanked for their assistance <a href="https://twitter.com/hashtag/amberalertKingston?src=hash&amp;ref_src=twsrc%5Etfw">#amberalertKingston</a> <a href="https://t.co/H9OWzYNt47">pic.twitter.com/H9OWzYNt47</a></p> <p>— Queensland Police (@QldPolice) <a href="https://twitter.com/QldPolice/status/1499140137598349312?ref_src=twsrc%5Etfw">March 2, 2022</a></p></blockquote> <p dir="ltr">The initial Amber Alert was issued after the child went missing on Wednesday afternoon, after a man known to her put her in the back of a car which was driven away by a second person.</p> <p dir="ltr">Police released <a href="https://www.river949.com.au/news/local-news/127288-amber-alert-urgent-assistance-to-locate-5-year-old-girl-missing-from-kingston" target="_blank" rel="noopener">images</a> of the young girl and of Kaitlyn Compton, who they believed was with the child.</p> <p dir="ltr">Concerned comments flooded the <a href="https://www.facebook.com/QueenslandPolice/posts/322426419918217" target="_blank" rel="noopener">update</a> shared by Queensland Police on social media on Thursday, with many sharing their relief at the news.</p> <p dir="ltr">“Great work to all our Police Officers,” one person shared.</p> <p dir="ltr">“Such good news in troubling times,” another wrote.</p> <p dir="ltr">“Located safe &amp; well! Thank goodness,” a third commented.</p> <p dir="ltr">“That’s great news 👍. Well done QPS 👏,” another user said.</p> <p dir="ltr">The welcome news comes as the area faces ongoing floods, with Logan City Council <a href="https://disaster.logan.qld.gov.au/Home/viewnews?title=City%20of%20Logan%20flood%20update%20Wednesday,%20March%202" target="_blank" rel="noopener">reporting</a> that at least 59 homes were inundated and 200 roads were closed on Wednesday.</p> <p><span id="docs-internal-guid-84eb2075-7fff-6480-b6c9-1b3fc0e1fd27"></span></p> <p dir="ltr"><em>Image: River 94.9 (Facebook)</em></p>

Caring

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Channel 9 forced to issue apology to QEII

<p>Channel Nine has been forced to issue an apology to Queen Elizabeth after <em>A Current Affair</em> aired a segment insinuating Her Majesty was using ivermectin to treat Covid. </p> <p>Both the US Food and Drug Administration and Australia’s Therapeutic Goods Administration strongly warn against taking the “dangerous” drug to treat the virus, but it has frequently been championed by anti-vaxxers and conspiracy theorists. </p> <p>On Monday night's episode of <em>ACA</em>, the program used stock footage of Stromectol, a brand of ivermectin, when interviewee Dr Mukesh Haikerwal was discussing approved medications that can be used for high-risk Covid patients.</p> <p>The segment centred around Queen Elizabeth, who tested positive for Covid on Sunday. </p> <p>Despite the footage being used in the segment, Dr Haikerwal, a Melbourne GP and former Australian Medical Association president, does not recommend ivermectin for use of treating Covid. </p> <p>The online segment has since been edited to remove the controversial drug, with Nine Network issuing an apology.</p> <p>“The shot was included as a result of human error,” the network said in a statement.</p> <p>“We were highlighting an approved infusion medication called Sotrovimab and the report accidentally cut to a shot of Stromectol – a product which contains ivermectin."</p> <p>“We did not intend to suggest Dr Mukesh Hawikerwal endorsed Stromectol. We’ve apologised to him this morning and he has accepted that apology.</p> <p>“We do not suggest the Queen is using ivermectin.”</p> <p>Before the segments edited, it was circulated widely online by ivermectin supporters in the anti-vaxx community. </p> <p>One clip still being circulated on Twitter, and has garnered more than 2 million views.</p> <p>Dr Hawikerwal used Twitter to share that the ivermectin images had been inadvertently used in the segment, adding he was grateful for people alerting him to the issue.</p> <p>“This video has been used a lot here in Brazil by anti-vaxxers who claimed that the Queen was using ivermectin to treat Covid-19,” one person wrote on Twitter to Dr Hawikerwal.</p> <p>“Thank you my friend for helping to clarify this misunderstanding that is being used to spread fake news here in Brazil. Ivermectin has become a political ideology here,” another wrote.</p> <p><em>Image credits: Getty Images </em></p>

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Listening out for respiratory issues in newborn babies

<p>Researchers at Monash University have developed software that, used in conjunction with a digital stethoscope, improves screening and monitoring capability and more accurate diagnosis of respiratory issues in vulnerable newborn babies. Their findings were <a href="https://ieeexplore.ieee.org/document/9684869" target="_blank" rel="noreferrer noopener">published last week in <em>IEEE Access</em></a>.</p><div class="copy"><p>The software removed surrounding noise from chest recordings. Such noise may come from the external environment, internal body sounds or the device itself, and can affect the quality of chest sound obtained with stethoscopes. Low-quality chest sound can make monitoring and diagnosis challenging, or lead to misdiagnosis. </p><p>“Respiratory issues are common in preterm babies,” says Dr Faezah Marzbanrad from the Monash University Department of Electrical and Computer Systems Engineering.</p><p>“The software we’ve created removes all of the surrounding noise from chest recordings so the heart and lung sounds are separated and very clean. This enables doctors and nurses to listen to them very clearly without interference and better diagnose any potential issues.”</p><p>The team collected 207 chest sounds from 119 preterm babies, each 10 seconds long. They used a deep learning model called YAMNet, pre-trained on sound classification to automatically detect heart and respiratory rate.</p><p>They fine-tuned YAMNet on the 207 chest sounds and found that the model could predict heart and respiratory rates with about 57% and 51% accuracy. They also found that increasing sound quality reduces vital sign error, prompting the development of the new software that improves chest sound quality.</p><p>“Chest sounds in newborn babies are very difficult to assess and interpret, especially in preterm or sick babies,” says Associate Professor Atul Malhotra, Senior Neonatologist and Head of Early Neurodevelopment Clinic at Monash Children’s Hospital.</p><p>He says small chest size, fast breathing and heart rate, and additional noise from neonatal intensive care unit (NICU) equipment can affect chest sound quality. “We rely a lot on chest X-rays and invasive blood gas monitoring to indicate and monitor cardio-respiratory illness in babies,” he adds. “This software gives us a much better resolution to interpret, assess and monitor newborn’s illness.”</p><p>The neonatal period is the most vulnerable time for a baby, with 1.7% of live births resulting in deaths. Stethoscope-recorded chest sounds contain crucial cardiac and respiratory information that helps clinicians timely assess for signs of severe health risks.</p><p>Marzbanrad says the software is easy to use for hospital staff and parents and would be precious in rural and remote regions and low- and middle-income countries where health resources may be limited. A baby’s chest sound can be recorded and sent to a specialised doctor for real-time analysis.</p><p>“It’s not always practical to get to a doctor, and on many occasions, breathing problems happen overnight when you can’t get to a doctor,” she says. “This ensures that you can record the sound in real-time, and it’s something useful for the doctor to assess.”</p><p>The team will trial the software in conjunction with new digital stethoscope hardware at the Monash Children’s Hospital and expect it to be available worldwide in the following months.</p><img id="cosmos-post-tracker" style="height: 1px!important;width: 1px!important;border: 0!important" src="https://syndication.cosmosmagazine.com/?id=181098&amp;title=Software+might+improve+outcomes+for+newborns+with+cardio+and+respiratory+issues" width="1" height="1" data-spai-target="src" data-spai-orig="" data-spai-exclude="nocdn" /></div><div id="contributors"><p><em><a href="https://cosmosmagazine.com/health/medicine/listening-respiratory-issues-newborn-babies/" target="_blank" rel="noopener">This article</a> was originally published on <a href="https://cosmosmagazine.com" target="_blank" rel="noopener">Cosmos Magazine</a> and was written by <a href="null" target="_blank" rel="noopener">Cosmos</a>, a quarterly science magazine. </em></p><p><em>Image: Getty Images</em></p></div>

Technology

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Children whose parents smoke have lower test scores and more behavioural issues than kids of non-smokers

<p>Children whose parents smoke have lower academic test scores and more behavioural issues than children of non-smokers.</p> <p>These are the findings of our research published in the journal of <a href="https://www.sciencedirect.com/science/article/abs/pii/S1570677X21000022?via%3Dihub">Economics and Human Biology</a>. Smoking is prevalent in lower socio-economic groups whose characteristics (such as lower IQ and poorer motivation on average) <a href="https://pubmed.ncbi.nlm.nih.gov/29058397/">are correlated with</a> lower academic scores and more behavioural issues in children. This can bias the results as the sample of children whose scores are lower is no longer random.</p> <p>After addressing such concerns, our broad finding remained the same. Because of the model we used, this means there is a causal – rather than merely correlational – relationship between parental smoking and children’s academic scores and behavioural outcomes.</p> <h2>How we did our study</h2> <p>We used data from the <a href="https://growingupinaustralia.gov.au/">Longitudinal Study of Australian Children</a> (LSAC), which tracks children from birth to monitor their development and well-being. It also surveys them and their parents on a range of cognitive (such as academic) and non-cognitive (such as behavioural) performance measures, and records other data such as their NAPLAN test results.</p> <p>We wanted to find the effects of parental smoking on children’s cognitive and non-cognitive skills in early life – from 4-14 years old.</p> <p>We measured children’s cognitive skills using the given NAPLAN literacy and numeracy test scores in grades 3, 5, 7 and 9. We also used the Peabody Picture Vocabulary Test (PPVT), which is designed to measure a child’s knowledge of the meaning of spoken words and his or her receptive vocabulary. The test is carried out as part of the LSAC survey when the children are 4-9 years old.</p> <p>Non-cognitive skills include social behaviour, hyperactivity or inattention, and peer problems. We took the measures of these as reported by parents.</p> <h2>What we found</h2> <p>We found, across all measures of cognitive skills, children living with non-smoker parents had a higher average score than children living with at least one smoker parent. We found smoking can reduce academic scores by up to 3%.</p> <p><a href="https://images.theconversation.com/files/442417/original/file-20220125-13-t7tqwa.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/442417/original/file-20220125-13-t7tqwa.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="Girl writing test at desk." /></a> <span class="caption">Kids’ test scores were lower if their parents were smokers than those of non-smoking parents.</span> <span class="attribution"><a href="https://www.shutterstock.com/image-photo/school-students-taking-exam-writing-answer-536624842" class="source">Shutterstock</a></span></p> <p>Likewise, we found children with at least one parent who smokes are likely to experience more behavioural issues. We found smoking can reduce behavioural scores by up to 9%.</p> <p>Our findings are consistent even when we look at mums’ and dads’ smoking behaviour separately. But the effect is stronger for mothers, as expected. Maternal smoking in pregnancy has <a href="https://jhu.pure.elsevier.com/en/publications/low-birthweight-preterm-births-and-intrauterine-growth-retardatio-3">direct effects</a> on the child’s brain development and birth weight. Pre-natal ill-health and sickness in early childhood may affect cognitive, social and emotional outcomes through poorer mental well-being.</p> <p>Second-hand smoke exposure at home can <a href="https://actbr.org.br/uploads/arquivo/659_Pesquisa_fumo_passivo_OMS_2010.pdf">also cause numerous health problems</a> in infants and children, such as asthma and ear infections. This could lead <a href="https://publications.aap.org/pediatrics/article-abstract/128/4/650/30703/School-Absenteeism-Among-Children-Living-With?redirectedFrom=fulltext">them to take more time out of school</a>.</p> <p>We used information on the number of school days missed because of health reasons and children’s physical health assessments in the LSAC survey to test whether parental smoking and absenteeism due to health were related.</p> <p>We found children from households with at least one smoker were more likely to have lower school attendance and poorer physical health, both of which have adverse consequences on their cognitive and non-cognitive development.</p> <p>Our findings did not change across various measures, such as the frequency or number of cigarettes parents smoked per day.</p> <p>But we did find parental smoking had a stronger influence on boys than girls. This is consistent with <a href="https://link.springer.com/article/10.1007/s11199-015-0509-6?email.event.1.SEM.ArticleAuthorContributingOnlineFirst&amp;error=cookies_not_supported&amp;error=cookies_not_supported&amp;code=8484cb89-b3f1-41ff-b1ce-6d9916f9aa2a&amp;code=70985a21-e7c8-490e-b579-58a8a7e6f6d7">growing evidence</a> that girls are more resilient to environmental pressures than boys.</p> <h2>How parental smoking affects kids’ skills: the three pathways</h2> <p><a href="https://images.theconversation.com/files/442419/original/file-20220125-27-1iaivrz.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/442419/original/file-20220125-27-1iaivrz.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=237&amp;fit=clip" alt="Top of shopping trolley with woman's hand on it." /></a> <span class="caption">Spending on tobacco can leave less money for food.</span> <span class="attribution"><a href="https://www.shutterstock.com/image-photo/closeup-female-shopper-trolley-supermarket-92894512" class="source">Shutterstock</a></span></p> <p>There are three pathways through which parental smoking has an effect on children’s academic, social and emotional skills.</p> <p>The first is that the child’s health may already have been affected before birth if the mother was a smoker. And some other negative effects of ill health come from exposure to second-hand smoke, as described above.</p> <p>The second pathway for parental smoking affecting a child’s acquisition of cognitive and non-cognitive skills is through a reduction in household income. Tobacco spending can <a href="https://link.springer.com/article/10.2165/00148365-200403040-00009">displace spending on food, education and health care</a>.</p> <p>The third pathway is that children’s ability to develop skills <a href="https://www.econstor.eu/bitstream/10419/63853/1/321132386.pdf">depends on their parents’</a> cognitive and non-cognitive skills, which are determined by their own health and education. Parental smoking can <a href="https://www.ncbi.nlm.nih.gov/books/NBK53017/">affect their own well-being</a>, such as through impacting their respiratory health. This, in turn, <a href="https://www.econstor.eu/bitstream/10419/63853/1/321132386.pdf">can influence the way they parent</a>.</p> <p>Our findings highlight the role of the family environment in early childhood development, which sets the foundation for long-term health, as well as social and economic success. Campaigns, programs and policies aimed at reducing tobacco use should emphasise the inadvertent harm smoking habits can have on children’s present and future.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;" src="https://counter.theconversation.com/content/172601/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><span><a href="https://theconversation.com/profiles/preety-pratima-srivastava-1138197">Preety Pratima Srivastava</a>, Senior Lecturer, <em><a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></span></p> <p>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/children-whose-parents-smoke-have-lower-test-scores-and-more-behavioural-issues-than-kids-of-non-smokers-172601">original article</a>.</p> <p><em>Image: Shutterstock</em></p>

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