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Outrage as shoppers charged premium for larger sizes

<p>Shopping online is undeniably convenient, especially if you don’t want to face the instore crowds, but the catch is you have to remain vigilant and wary.</p> <p>One UK shopper found this out the the hard way this week.</p> <p>Twitter user @BeckyBedbug was about to purchase a dress from online retailer ASOS, when she checked her cart and noticed something didn’t quite add up.</p> <p>Double checking the statement, Becky realised that she had been charged an additional $15 by the retailer, just for ordering a plus size dress.</p> <p>Becky wasn’t having any of it, and immediately took to Twitter to express her fury.</p> <p><img width="498" height="425" src="https://oversixtydev.blob.core.windows.net/media/24669/twitter_498x425.jpg" alt="Twitter (2)" style="display: block; margin-left: auto; margin-right: auto;"/></p> <p>The response has been mixed, with some users pointing out more material is required for bigger sizes, but others arguing smaller sizes should be cheaper.</p> <p>ASOS did respond to Becky’s Tweet, but noted that because they did not manufacture the dress in question they had no sway in the individual charges.  </p> <p>What’s your take on the situation? Do you think Becky is right to complain about being charged more for a bigger dress? Or are the retailers in the right?</p> <p>Share your thoughts in the comments below. </p> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><em><a href="/entertainment/technology/2014/06/how-to-be-safe-online/"><strong>How to be safe online</strong></a></em></span></p> <p><span style="text-decoration: underline;"><em><a href="/entertainment/tv/2016/07/how-to-avoid-tv-shopping-traps/"><strong>How to avoid TV shopping traps</strong></a></em></span></p> <p><span style="text-decoration: underline;"><em><a href="/entertainment/technology/2015/04/online-scams/"><strong>Online scams you need to know about</strong></a></em></span></p>

News

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Is a premium economy ticket ever worth it?

<p>When it comes to air travel not all economy seats were created equal. Over the last few years a number of airlines have offered passengers a “premium economy” option.</p> <p>As the name implies, premium economy offers passengers a level of service that is a step up from normal economy class, but with fewer features than you’d expect if you were seated in business. And, as you probably would imagine, you have to pay more.</p> <p>But is it worth the additional expense? We’re going to take a look at what you can expect from the premium economy service, so you can figure out if it’s worth your while. </p> <p><strong>What can I expect from premium economy flights?</strong></p> <p>Premium economy class offers a range of features that differentiate it from standard economy, but it’s important to understand that these features vary from airline to airline.</p> <ul> <li><strong>Expect to pay more</strong> – As with most things in life, if you want an upgrade it’s going to cost you. Premium economy is sold at a different fare class and can set you back anywhere from 10 to 85 per cent more than standard economy tickets.</li> <li><strong>You may be seated in a separate cabin</strong> – Generally, you will find premium economy seats behind business class and a few rows in front of the standard economy cabin. Sometimes the classes are separated by a wall, partition or curtain.</li> <li><strong>Your seat will be more comfortable</strong> – This is one of the key selling points for premium economy, particularly on long haul flights. Premium economy seats have more legroom than standard economy, allow you to recline further and offer passengers more elbow space. It’s also not uncommon for premium economy seats to have lumbar support, a footrest and an adjustable headrest as well.</li> <li><strong>Other features you might find</strong> – Other features offered as part of the premium economy service include priority boarding, more frequent flyer miles, better food, upgraded amenity kits and a bigger TV screen than standard economy. </li> </ul> <p>In the end of the day it comes down to a matter of personal preference.</p> <p>If the luxuries described above sound like they’re worth the additional cost then there’s no reason not to upgrade to premium economy, but if you’re happy enough with the standard level of service there’s no real urgent need to do so.</p> <p><a href="http://www.seatguru.com/" target="_blank"><strong><span style="text-decoration: underline;">SeatGuru</span></strong></a> provides a useful <a href="http://www.seatguru.com/charts/longhaul_economy.php" target="_blank"><strong><span style="text-decoration: underline;">online comparison tool</span></strong></a> if you’re still on the fence.</p> <p><strong>Related links:</strong></p> <p><a href="/travel/international-travel/2016/02/a-look-inside-first-class-cabins/"><span style="text-decoration: underline;"><em><strong>Inside 8 first class cabins that will amaze you</strong></em></span></a></p> <p><a href="/travel/international-travel/2016/02/most-photographed-locations-in-london/"><span style="text-decoration: underline;"><em><strong>London’s 8 most photographed locations</strong></em></span></a></p> <p><a href="/travel/international-travel/2016/02/holiday-ideas-for-animal-lovers/"><span style="text-decoration: underline;"><em><strong>8 holiday ideas every animal lover needs to experience</strong></em></span></a></p>

Travel Tips

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What insurance extras are worth it?

<p>When it comes to insurance a lot of people are buying products that are not worth it. Everybody is entitled to want extras, but if you don’t actually need them you’re just wasting time and money.</p> <p>We’ve put together a simple buying guide to buying insurance extras and which ones are actually worth your while. This way you can ensure that you’re in a better position to decide whether or not the extras offered by a particular policy are worth your while when it comes time to renew it.</p> <p><strong>Is my current extras policy worth it?</strong></p> <p>The fact is most people are paying more in additional premiums than they are getting back in terms of the added services that come with additional extras in an insurance policy. So it’s important to weigh up whether or not it’s actually worth your while getting this additional service. Here are some things you can do to figure out whether or not you’re getting your bang for your buck:</p> <ul> <li>Request an annual claims statement which shows the benefits you received.</li> <li>Compare the total benefit with your annual premium.</li> <li>Compare your benefits to that of other policies.</li> <li>Consider switching to a less expensive policy or cancelling extras if it’s not adding up.</li> </ul> <p><strong>Do I need basic, medium or top cover?</strong></p> <p>Generally health insurers will offer three levels of cover – basic, which is suited to healthy singles and couples, medium which caters for families with young children and average health care needs and top which is designed for families with school-aged children, mature singles and couples that have higher health care needs.</p> <p>The biggest difference among insurers is for dental cover in terms of the range of services and maximum benefits that are offered, but there are also variables in terms of glasses, therapies and other therapies and medical devices that you may requires at some point in your life.</p> <p><strong>What can I do from here?</strong></p> <p>Well, the good thing about insurance being a consumer product is that you have the power to choose which policy is best for you. We recommend trying the following tactics.</p> <ul> <li>Look for percentage benefits.</li> <li>Look for funds with provider schemes that are near you.</li> <li>Check if your fund offers loyalty bonuses.</li> <li>Figure out if you’re using your lifestyle cover.</li> </ul> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><strong><em><a href="http://www.oversixty.co.nz/finance/insurance/2016/01/unnecessary-types-of-insurance/">The types of insurance that aren’t worth your while</a></em></strong></span></p> <p><span style="text-decoration: underline;"><strong><em><a href="http://www.oversixty.co.nz/finance/insurance/2015/12/factors-affecting-your-life-insurance-premium/">What factors are affecting my life insurance premium?</a></em></strong></span></p> <p><span style="text-decoration: underline;"><strong><em><a href="http://www.oversixty.co.nz/finance/insurance/2016/01/insuring-your-home-for-a-natural-disaster/">Insuring your home for a natural disaster</a></em></strong></span></p>

Insurance

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What factors are affecting my life insurance premium?

<p>While it’s a topic none of us want to broach that often, life insurance is one of the most important purchases we make for our family. That being said, you don’t want to be paying any more than you have to. We’ve taken a look at the main factors that are affecting your life insurance premium.</p> <p><strong>Age</strong></p> <p>This one probably goes without saying, but all other things being equal you can expect the younger you are, the lower your rate. Insurers generally encourage customers who are shopping around for policies to purchase them as soon as possible because the younger you are the cheaper the rate. </p> <p><strong>Gender</strong></p> <p>Interestingly, you can also expect your gender to have a bearing on the size of the premium you will be paying your insurer. As a general rule women tend to have longer life spans than men and as a result they can expect to pay lower rates for their life insurance when applying for a policy.</p> <p><strong>The type of policy you’re applying for</strong></p> <p>Expect the type of policy you’re applying for to also have a bearing on the amount of premium you’re paying to the insurer, as the risk of you passing away during the policy is higher if you’re covered for longer periods of time. It’s terrible to think about, but that’s the nature of the industry.</p> <p><strong>General lifestyle habits</strong></p> <p>The manner in which you’ve lived your life will also have a bearing on the amount of premium you can expect to pay to your insurer as part of your life insurance policy, including the following:</p> <ul> <li><strong>Smoking –</strong> If you’re a smoker expect to pay an entirely different premium to non-smokers. Smoking increases your chances of contracting a number of diseases which can mean you end up paying almost double the cost of your non-smoking counterparts.</li> <li><strong>Obesity –</strong> If you happen to be severely overweight you can expect that to affect your premiums. However if you happen to be carrying a couple of extra pounds exclusions generally won’t be triggered unless they’re couple with a few other ailments.</li> <li><strong>Drinking –</strong> We all like to indulge in the occasional drink (or five), you can expect drinking to only effect your premium if it’s a serious situation. That being said if it is it’s not entirely uncommon to expect to pay much more or have your policy refused altogether.</li> <li><strong>Hobbies –</strong> Sure, your weekly sky dive might keep you feeling young, but if you’re an adrenaline junky that’s definitely going to have an effect on your premium. Naturally, the more dangerous the activity, the more expensive your policy is going to end up being.</li> </ul> <p><strong>Finding the right life insurance policy for you</strong></p> <p>There’s no such thing as “one size fits all” in insurance and there are a lot of variables when it comes to a life insurance policy. When you are determining which coverage is right for you, make sure you do your research and shop around. Don’t be afraid to get a variety of quotes from different insurance companies and don’t let an agent talk you getting into more coverage than you need.</p> <p><strong>Related links:</strong></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/insurance/2015/11/computer-hackers-tell-tale-signs/">11 signs you’ve been exposed to hackers</a></strong></em></span></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/insurance/2015/10/changing-your-health-insurance-plan/">Is it worth shopping around for a health insurance plan?</a></strong></em></span></p> <p><span style="text-decoration: underline;"><em><strong><a href="/finance/insurance/2015/10/habits-that-make-you-unhappy/">8 little habits that are making you unhappy</a></strong></em></span></p>

Insurance