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Why you should revisit the classics, even if you were turned off them at school

<a href="https://theconversation.com/profiles/johanna-harris-305384">Johanna Harris</a>, <a href="https://theconversation.com/institutions/australian-catholic-university-747">Australian Catholic University</a> Throughout my school years I had an exuberant, elderly piano teacher, Miss Hazel. She was one of five daughters (like me) and, like many young women of her generation, had never married her sweetheart because he did not return from the war. Her unabashed gusto for life and infectious, positive outlook left an indelible impression upon me. So too did the memorable fact that Miss Hazel read Jane Austen’s <a href="https://www.goodreads.com/book/show/84979.Pride_and_Prejudice">Pride and Prejudice</a> from beginning to end once every year. As a younger girl I wondered about the ways Pride and Prejudice could be so important to a woman in her eighties that she would want to read it annually. Was it to do with Austen’s depiction of a family with five daughters, or to relive an endearing love story? Since those years I have seen, more through lived experience than through academic study, just how deeply meaningful the reading of classic books, like Pride and Prejudice, can be. <figure class="align-left zoomable"></figure> I no longer simply read this book for Elizabeth Bennett’s love story, but for the finely crafted replication Austen gives us of human character, with all its flaws. Hers are imaginary yet imaginably real situations, all depicted with humour and a sensitively calibrated dose of sympathy for even the most unlikeable literary figures. The clergyman Mr Collins, Elizabeth’s distant cousin and her rejected suitor, was always repellent for his obsequiousness but I see more readily now his self-serving nature cloaked in altruism. The haughty snobbery of Darcy’s aristocratic aunt, Lady Catherine de Bourgh, hints at a deeper layer of sadness and fragility only rereading can illuminate. <h2>Box-ticking and speed</h2> When we’re at school or university we may read for speed. I remember managing my reading of Ann Radcliffe’s 432-page gothic romance <a href="https://www.goodreads.com/book/show/93135.The_Romance_of_the_Forest?from_search=true&from_srp=true&qid=oU6912stkW&rank=1">The Romance of the Forest</a> to work out how many pages per hour I would need to read across a weekend in order to finish the novel before my university tutorial. (It was an ungodly ratio and I don’t recall much of the novel.) <figure class="align-right zoomable"></figure> Or we may read for the tick-box exercise of writing for assessment requirements: accumulating knowledge of a novel’s original metaphors, descriptions that best capture a prescribed theme (“belonging” or “identity”), or of poetry by which we can demonstrate a grasp of innovative metre. But how and why do we reread classic books, when we are not constrained by class plans or prescribed exam themes. And why should we? <h2>‘Like a graft to a tree’</h2> Rebecca Mead’s <a href="https://www.goodreads.com/book/show/20924311-the-road-to-middlemarch?from_search=true&from_srp=true&qid=Cm2E7fwgeL&rank=1">The Road to Middlemarch</a> offers a compelling exploration of one writer’s five-yearly revisitation of George Eliot’s masterpiece, <a href="https://www.goodreads.com/book/show/19089.Middlemarch?from_search=true&from_srp=true&qid=CRcxE3ftkB&rank=1">Middlemarch</a>. Mead first read the novel at school, and Eliot’s subtitle to the novel, “A Study of Provincial Life”, captured precisely what Mead was trying to escape at that time: provinciality. Eliot’s central character, Dorothea Brooke, captivated Mead as an unconventional intellectual heroine yearning for a life of meaning and significance. Mead marked out important moments with a fluorescent pen, such as when the intellectual and spiritual inadequacies of Dorothea’s husband, <a href="https://www.britannica.com/topic/Edward-Casaubon">Casaubon</a>, dawn upon her. Mead writes, quoting Eliot: <blockquote> ‘Now when she looked steadily at her husband’s failure, still more at his possible consciousness of failure, she seemed to be looking along the one track where duty became tenderness […]’ These seemed like things worth holding on to. The book was reading me, as I was reading it. </blockquote> <figure class="align-left zoomable"></figure> This idea of books “reading us” can sound like an odd animism. But books can prompt us to reflect on our own lives, too. Eliot makes Middlemarch almost compulsory to reread later in life: the idealism of youth captures the young reader, while the novel’s humour becomes more sympathetic as we age. To reread a novel like Middlemarch is to trace the ways we too have experienced idealism turn to illusion, or have seen the restless pursuit of change turn to a retrospective gratitude and a recognition of grace. Our ability to acknowledge new depths of meaning in our own lives and to recognise within ourselves a subtler sympathy for the lives of others can be articulated almost as precisely as lived experience itself. As Mead says, “There are books that grow with the reader as the reader grows, like a graft to a tree.” <h2>Feeling for Lear</h2> The same can be said of Shakespeare. As young readers, we won’t necessarily capture the full vision <a href="https://www.goodreads.com/book/show/12938.King_Lear?from_search=true&from_srp=true&qid=nowKY1f5aB&rank=1">King Lear</a> offers us of the tragicomic paradoxes sometimes presented by old age. The play depicts the loss of power and control over one’s life and decision-making, the tender fragility of family relationships when the care of aged parents is suddenly an urgent question and the madness that can prevail when an inheritance is at stake. <figure class="align-right zoomable"></figure> Some of these things might abstractly be understood when taught to us in the classroom, but they are far more powerfully seen when revisited after we have lived a little more of that imaginably real life ourselves. As students we might have squirmed with discomfort at the literal blinding of Lear’s loyal subject the Earl of Gloucester (the horror of witnessing a visceral, grotesque injury). But as we age it is the tragedy of moral blindness that lingers, making the final scene so extraordinarily moving: “Do you see this? Look on her. Look, her lips. Look there, look there,” Lear pleads, as if to say that Cordelia, lifeless in his arms, still breathes. Does he really see her lips quiver? Does he really believe she lives? Is this some consolation with which he dies or is it delusion? Lear’s heart is broken. So is mine. Each time I revisit this final scene, the grief of Lear as a father is profoundly felt, but my heart is broken even more so by his continuing blindness; his vision (what he thinks he sees) is desperate, untrue, and ultimately meaningless. <h2>Sites of discovery</h2> When we read we inhabit imaginary worlds and each time the reading can be different. Philip Davis, a professor of literature and psychology <a href="https://global.oup.com/academic/product/reading-and-the-reader-9780199683185?cc=au&lang=en&">has written</a>, <blockquote> Rereading is important in checking and refreshing that sense of meaning, as the reader goes back and re-enters the precise language once again. </blockquote> Davis points to an idea advanced by the novelist and philosopher Iris Murdoch, of the reader’s collection of special, memorable fragments, which serve as metaphors for the reader’s self-utterances, developed over time. These are “nascent sites for thinking and re-centring”. This is a similar idea to the novelist and journalist Italo Calvino’s description in <a href="https://www.goodreads.com/book/show/9814.Why_Read_the_Classics_?from_search=true&from_srp=true&qid=RALd1Dx5a9&rank=1">Why Read the Classics?</a> of the way classic books “imprint themselves on our imagination as unforgettable” and “hide in the layers of memory disguised as the individual’s or the collective unconscious.” Works of imaginative literature are not manuals for life, though they might along the way gift us with some wisdom; they are sites of discovery and rediscovery. The classic works we are introduced to at school may establish such sites for thinking about ourselves and others, but it is in rereading them as we grow older that we can better see the ways we have grown as imaginative, moral beings.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/246147/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/johanna-harris-305384">Johanna Harris</a>, Associate Professor, Literature, Western Civilisation Program, <a href="https://theconversation.com/institutions/australian-catholic-university-747">Australian Catholic University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/why-you-should-revisit-the-classics-even-if-you-were-turned-off-them-at-school-246147">original article</a>.

Books

Should you use your retirement savings to pay off debt? Three things to keep in mind

<a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> and <a href="https://theconversation.com/profiles/jasmine-kinsman-1438670">Jasmine Kinsman</a>, <a href="https://theconversation.com/institutions/nelson-mandela-university-1946">Nelson Mandela University</a> A host of countries have taken steps to reform the terms under which people can access their retirement benefits. South Africa is the most recent. In 2024 it <a href="https://theconversation.com/south-africa-has-changed-its-retirement-rules-to-help-boost-country-savings-how-it-will-work-233287">introduced changes</a> that allow access to some retirement savings while ensuring that most of the money is still preserved for later. Other countries that have changed the rules to allow members to dip into their savings before retirement include Australia, Chile, India and Portugal. Changes were introduced to ease the financial strain caused by COVID-19 pandemic lockdowns. People across the world are grappling with debt and the cost of living. <a href="https://www.treasury.gov.za/comm_media/press/2024/2024%20Two-pot%20System%20Updated%20%20FAQ%20August%202024.pdf">Policymakers</a> have considered this an avenue that offers financially distressed fund members the flexibility to access their retirement funds while still supporting long-term retirement savings. Retirement funds are also often the only sizeable savings that fund members have. A recent report by South Africa’s <a href="https://www.discovery.co.za/portal/business/top-reasons-for-two-pot-withdrawal-requests">Discovery Corporate and Employee Benefits</a>, which represents 3,000 employers that provide pension and provident funds for just over one million employees, found that people aged between 35 and 45 made the most claims to access the savings component of their retirement. When asked what they used the funds for, 24% of members said their withdrawals were for financing home or car expenses. Another 21% of members were using their funds to pay off short-term debt. The majority of members who withdrew their retirement savings were low-income earners (earning up to R125,000 or US$7,000 a year). On the other hand, withdrawals were lowest among high-income earners (earning more than R1 million or US$56,000 a year). This data provides evidence that most low- to middle-income South African consumers are grappling with the trade-off between preserving their capital for retirement and meeting their monthly financial obligations. Given that everyone’s financial situation, goals and needs are different, it’s always best to speak to a financial advisor to assess whether using your retirement savings to pay off debt will be a sound move. But, as academics who have focused on financial planning, we offer three pointers to consider: <ul> <li> understand what you owe, to whom, and what it’s costing you </li> <li> plan beyond paying off debt </li> <li> weigh the pros and cons carefully. </li> </ul> <h2>Know which debt to settle first</h2> Debt with a high interest rate often takes longer to repay, because at the start of the loan repayment period, most of the repayments are going towards interest payments – not reducing the capital amount. If you use your retirement proceeds towards this, it could shorten the period that it would take to settle the loan and reduce the interest repayments, which are compounded according to the outstanding loan balance. Short-term loans, such as those with a repayment term of up to 18 months, tend to have higher interest rates. Unsecured debt, which is debt that is not tied to an asset, also attracts high interest rates because they have little to no collateral requirements. Collateral provides the lender with a guarantee of compensation in the event of default. When there is no collateral, the cost of debt becomes more expensive. Using your retirement proceeds towards settling these short-term loans can free up cash that can be used towards settling other debt and will improve your credit score. <h2>Understanding borrowing behaviour</h2> Using your retirement savings to settle debt should be a priority if you have a plan in place to ensure that your overall financial position will improve. Once the debt is cleared, consider how you can use your free cash in your favour. This could mean boosting your savings or acquiring assets and investments. But if retirement savings are being used to pay off debt while you accumulate more debt, this indicates on ongoing cycle of debt. For example, paying off the minimum amount due on a loan but also consuming the balance that becomes available on the same loan is a sign of poor borrowing behaviour. A more extreme example is taking on more debt to service existing debt. Without a change in borrowing behaviour, using your retirement savings to pay off debt will leave you worse off. You will have missed out on the opportunity to grow your retirement savings and you will have got into more debt. <h2>Debt repayments vs retirement returns</h2> When considering withdrawing from your retirement savings to pay down debt, it’s also important remember this will be at the expense of building your retirement nest egg. For instance, if a 35-year-old were to draw down R30,000 from their retirement fund, that same amount could have grown their retirement capital by over R200,000 by the time they reached 55 years old (assuming an investment return of 10%). Withdrawing your retirement savings on a frequent basis could also mean you may need to work longer and past your intended retirement age to compensate for the withdrawals. Or you may need to find ways to supplement your retirement savings through other investments, or consider reducing your standard of living at retirement. <h2>Is this a sound move?</h2> Remember, withdrawal from retirement savings is subject to tax. While retirement may seem far off when there are more pressing financial needs, using your savings to pay down debt has its advantages and drawbacks. Since withdrawals are being used to pay for expenses and service debt, it’s also important to reflect on borrowing behaviours that may need to be corrected. Otherwise, using retirement savings could become a financial crutch that could make your retirement income less secure. Settling debt using your retirement savings should be done after careful consideration and planning. If in doubt, speak to a financial advisor.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/244837/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Associate Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> and <a href="https://theconversation.com/profiles/jasmine-kinsman-1438670">Jasmine Kinsman</a>, Senior Lecturer in Financial Planning and Certified Financial Planner, <a href="https://theconversation.com/institutions/nelson-mandela-university-1946">Nelson Mandela University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/should-you-use-your-retirement-savings-to-pay-off-debt-three-things-to-keep-in-mind-244837">original article</a>.

Money & Banking

Brave pensioner fights off robber using a pair of jeans

A 84-year-old man has been praised for his heroic actions as he fought off a robber with a pair of jeans. Ron Croker, from Yorkshire in the UK, was doing his washing at a laundromat when the would-be robber burst in and demanded, "Give me you f****** money now!" Mr Croker stood his ground and refused to give up his wallet, slowly walked towards the man and managed to force him out, all while holding a pair of his jeans in one hand. As he went to return to his washing, the robber reentered the laundromat for a second try, when Mr Croker jumped into action. The man screamed "get off!" and whipped him with the jeans as he again bundled him out the launderette. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/DE2taf2IkXx/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/DE2taf2IkXx/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by KTVU Channel 2 News (@ktvu2)</a> </div> </blockquote> "I've worked all my life for my money. He's not having it," Mr Croker <a href="https://www.bbc.com/news/articles/ckgyzy6weqeo" target="_blank" rel="noopener">told the BBC</a>. "I gave him an almighty shove and he went rolling into the road," he added. Despite his heroic actions, he admits the experience has left him "shaken" and "struggling to sleep", saying, "I do think about it when it's quiet at night. That's when the thoughts come. But I don't regret it." Police said a 42-year-old man had been charged with attempted robbery, and while Mr Croker sustained some bruises during the incident, a GoFundMe page has so far raised nearly £2,500 for him. Image credits: Coin-Op Launderette Maltby via Storyful / Instagram

Legal

Balance declines with age, but exercise can help stave off some of the risk of falling

<a href="https://theconversation.com/profiles/evan-papa-1433146">Evan Papa</a>, <a href="https://theconversation.com/institutions/tufts-university-1024">Tufts University</a> My wife and I were in the grocery store recently when we noticed an older woman reaching above her head for some produce. As she stretched out her hand, she lost her balance and began falling forward. Fortunately, she leaned into her grocery cart, which prevented her from falling to the ground. Each year, about <a href="https://www.cdc.gov/mmwr/volumes/65/wr/mm6537a2.htm">1 in every 4 older adults experience a fall</a>. In fact, falls are the leading cause of injuries in adults ages 65 and older. Falls are the <a href="https://doi.org/10.1007/bf00298717">most common cause of hip fractures</a> and <a href="https://doi.org/10.1111/j.1553-2712.2000.tb00515.x">traumatic brain injuries</a>. Injuries like those are also <a href="https://doi.org/10.1056/NEJM199710303371806">risk factors for placement in a nursing home</a>, where the fall risk is <a href="https://doi.org/10.7326/0003-4819-121-6-199409150-00009">nearly three times higher than for people living in the community</a>. A number of physical changes with aging often go unseen preceding falls, including muscle weakness, decreased balance and changes in vision. I am a <a href="https://facultyprofiles.tufts.edu/evan-papa">physical therapist</a> and <a href="https://scholar.google.com/citations?user=T9B_dHQAAAAJ&hl=en">clinical scientist focused on fall prevention</a> in older adults, commonly ages 65 and older. I’ve spent most of my career investigating why older adults fall and working with patients and their families to prevent falls. <h2>Why aging leads to increased risk of falls</h2> Aging is a process that affects the systems and tissues of every person. The rate and magnitude of aging may be different for each person, but overall physical decline is an inevitable part of life. Most people think aging starts in their 60s, but in fact we spend most of our life span <a href="https://doi.org/10.1093%2Fgeront%2Fgnv130">undergoing the process of decline</a>, typically beginning in our 30s. Older adults are more prone to falling for various reasons, including age-related changes in their bodies and vision changes that leave them vulnerable to environmental factors such as curbs, stairs and carpet folds. <figure><iframe src="https://www.youtube.com/embed/ztPbKP68P2Q?wmode=transparent&start=24" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>Some straightforward measures to improve the safety of the home environment for older adults can significantly lower the risk of falls.</figcaption></figure> Based on my experience, here are some common reasons older adults may experience falls: First, <a href="https://my.clevelandclinic.org/health/diseases/23167-sarcopenia">aging leads to a natural loss of muscle strength</a> and flexibility, making it more challenging to maintain balance and stability. The loss of strength and poor balance are two of the most common causes of falls. Second, older adults often have chronic conditions such as arthritis, Parkinson’s disease or diabetes that can affect their mobility, coordination and overall stability. In addition, certain medications commonly taken by older adults, <a href="https://doi.org/10.4088/jcp.18f12340">such as sedatives</a> or <a href="https://doi.org/10.1001/jamainternmed.2013.14764">blood pressure drugs</a>, can cause dizziness, drowsiness or a drop in blood pressure, leading to an increased risk of falls. Age-related vision changes, such as reduced depth perception and peripheral vision and difficulty in differentiating colors or contrasts, can make it harder to navigate and identify potential hazards. Hazards in the environment, such as uneven surfaces, slippery floors, inadequate lighting, loose rugs or carpets or cluttered pathways, can <a href="https://doi.org/10.1186/s12877-021-02499-x">significantly contribute to falls among older adults</a>. Older adults who lead a sedentary lifestyle or have limited physical activity may also experience reduced strength, flexibility and balance. And finally, such conditions as dementia or Alzheimer’s disease can affect judgment, attention and spatial awareness, leading to increased fall risk. <h2>Theories of aging</h2> There are numerous theories about why we age but there is no one unifying notion that explains all the changes in our bodies. A large portion of aging-related decline is <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3295054/">caused by our genes</a>, which determine the structure and function of bones, muscle growth and repair and visual depth perception, among other things. But there are also numerous lifestyle-related factors that influence our rate of aging including diet, exercise, stress and exposure to environmental toxins. A recent advance in scientific understanding of aging is that there is a difference between your <a href="https://theconversation.com/are-you-a-rapid-ager-biological-age-is-a-better-health-indicator-than-the-number-of-years-youve-lived-but-its-tricky-to-measure-198849">chronological age and your biological age</a>. Chronological age is simply the number of years you’ve been on the Earth. Biological age, however, refers to how old your cells and tissues are. It is based on physiological evidence from a blood test and is related to your physical and functional ability. Thus, if you’re healthy and fit, your biological age may be lower than your chronological age. However, the reverse can also be true. I encourage patients to focus on their biological age because it empowers them to take control over the aging process. We obviously have no control over when we are born. By focusing on the age of our cells, we can avoid long-held beliefs that our bodies are destined to develop cancer, diabetes or other conditions that <a href="https://doi.org/10.1016/j.cub.2012.07.024">have historically been tied to how long we live</a>. And by taking control of diet, exercise, sleep and other lifestyle factors you can actually <a href="https://doi.org/10.1111%2Facel.13538">decrease your biological age</a> and improve your quality of life. As one example, our team’s research has shown that moderate amounts of aerobic exercise <a href="https://doi.org/10.1371/journal.pone.0188538">can slow down motor decline</a> even when a person begins exercise in the latter half of the life span. <h2>Fall prevention</h2> Adopting lifestyle changes such as regular, long-term exercise can <a href="https://doi.org/10.1001/jamainternmed.2018.5406">reduce the consequences of aging</a>, including falls and injuries. Following a healthy diet, managing chronic conditions, reviewing medications with health care professionals, maintaining a safe home environment and getting regular vision checkups can also help reduce the risk of falls in older adults. There are several exercises that physical therapists use to improve balance for patients. It is important to note however, that before starting any exercise program, everyone should consult with a health care professional or a qualified physical therapist to determine the most appropriate exercises for their specific needs. Here are five forms of exercise I commonly recommend to my patients to improve balance: <ol> <li> Balance training can help improve coordination and <a href="https://www.sciencedirect.com/topics/neuroscience/proprioception">proprioception</a>, which is the body’s ability to sense where it is in space. By practicing movements that challenge the body’s balance, such as standing on one leg or walking heel-to-toe, the nervous system becomes better at coordinating movement and maintaining balance. A large research study analyzing nearly 8,000 older adults found that balance and functional exercises <a href="https://doi.org/10.1002/14651858.cd012424.pub2">reduce the rate of falls by 24%</a>. </li> <li> Strength training exercises involve lifting weights or using resistance bands to increase muscle strength and power. By strengthening the muscles in the legs, hips and core, older adults can improve their ability to maintain balance and stability. Our research has shown that strength training can also lead to <a href="https://doi.org/10.2147/cia.s104674">improvements in walking speed and a reduction in fall risk</a>. </li> <li> Tai chi is a gentle martial art that focuses on slow, controlled movements and shifting body weight. Research shows that it can improve balance, strength and flexibility in older adults. Several combined studies in tai chi have demonstrated a 20% reduction in the <a href="https://doi.org/10.1002/14651858.cd012424.pub2">number of people who experience falls</a>. </li> <li> Certain yoga poses can enhance balance and stability. Tree pose, warrior pose and mountain pose are examples of poses that can help improve balance. It’s best to <a href="https://theconversation.com/yoga-modern-research-shows-a-variety-of-benefits-to-both-body-and-mind-from-the-ancient-practice-197662">practice yoga</a> under the guidance of a qualified instructor who can adapt the poses to individual abilities. </li> <li> Flexibility training involves stretching the muscles and joints, which can improve range of motion and reduce stiffness. By improving range of motion, <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3990889/">older adults can improve their ability to move safely</a> and avoid falls caused by limitations in mobility. </li> <li> Use of assistive devices can be helpful when strength or balance impairments are present. Research studies involving the evaluation of canes and walkers used by older adults confirm that <a href="https://doi.org/10.1016/j.apmr.2004.04.023">these devices can improve balance and mobility</a>. Training from a physical or occupational therapist in the proper use of assistive devices is an important part of improving safety. </li> </ol> When I think back about the woman who nearly fell in the grocery store, I wish I could share everything we have learned about healthy aging with her. There’s no way to know if she was already putting these tips into practice, but I’m comforted by the thought that she may have avoided the fall by being in the right place at the right time. After all, she was standing in the produce aisle.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/204174/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/evan-papa-1433146">Evan Papa</a>, Associate Professor of Physical Therapy and Rehabilitation Science, <a href="https://theconversation.com/institutions/tufts-university-1024">Tufts University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/balance-declines-with-age-but-exercise-can-help-stave-off-some-of-the-risk-of-falling-204174">original article</a>.

Body

Jon Bon Jovi praised for talking woman off bridge

Content warning: This article contains mentions of suicide. Jon Bon Jovi has helped to persuade a woman standing on the ledge of a bridge in Nashville to come back over the railing, likely saving her life. The Metro Nashville Police Department revealed that the encounter happened on Tuesday night on the Seigenthaler Pedestrian Bridge. The rock star was filming a music video for his song The People's House on the bridge, when he spotted the woman on the ledge, according to the New York Post. Surveillance footage shared by the city's police department on X showed the singer approaching the woman, alongside another bystander and not long after they helped pull her over the railing and away from danger. After the woman was safe, she and Bon Jovi hugged. "A shout out to @jonbonjovi & his team for helping a woman on the Seigenthaler Ped Bridge Tue night," the Metro Nashville Police Department shared on X. <blockquote class="twitter-tweet"> A shout out to <a href="https://twitter.com/jonbonjovi?ref_src=twsrc%5Etfw">@jonbonjovi</a> & his team for helping a woman on the Seigenthaler Ped Bridge Tue night. Bon Jovi helped persuade her to come off the ledge over the Cumberland River to safety. "It takes all of us to help keep each other safe,"--Chief John Drake <a href="https://t.co/1YejKJ2WgM">https://t.co/1YejKJ2WgM</a> — Metro Nashville PD (@MNPDNashville) <a href="https://twitter.com/MNPDNashville/status/1833970989354348832?ref_src=twsrc%5Etfw">September 11, 2024</a></blockquote> "Bon Jovi helped persuade her to come off the ledge over the Cumberland River to safety. 'It takes all of us to help keep each other safe,'--Chief John Drake." The bridge was completely open to the public at the time Bon Jovi was filming his music video. While the singer told The Post that he won't be making any public comments out of respect for the person and their privacy, another source told them that Bon Jovi did what any person who found themselves in that situation would've done. Images: Metropolitan Nashville Police Department

Caring

Restaurant charges diners $95 to slice up birthday cake

A restaurant in Italy has been slammed online after charging a group of diners a hefty cost to simply cut a birthday cake into slices. A family attended the high-end restaurant in the southern area of Arezzo to celebrate their mother's birthday, after they had asked the restaurant in advance if they could bring in an outside cake. After enjoying their meal, which came to a whopping €659 or $1,083 AUD, they were slapped with another fee of €58 or $95 to cut the cake and bring it to the table. Local news outlet <a href="https://corrierefiorentino.corriere.it/notizie/24_agosto_26/arezzo-ristorante-chiede-58-euro-solo-per-tagliare-la-torta-lo-scontrino-diventa-virale-e-il-gestore-quasi-si-scusa-267975fd-2227-4beb-9621-3bffb3aa4xlk.shtml" target="_blank" rel="nofollow noopener">Corriere Fiorentino</a> reported that the cost of slicing the cake was more than the cake itself. Two of the dinner guests shared the story of the expensive fee on a local Facebook page, claiming the restaurant said it is the rule of their establishment and they were required to pay it. The owner of the restaurant told the Italian media site, "We do not charge a cover charge and we mainly serve dishes of our own production, so we try to discourage those who bring things from outside." "If we consider that in Arezzo the average cover charge is 2.5 euros per person, there is not such a big difference," they said as they explained the group of diners was 13 people. "My restaurant has to pay for the waiter who serves at the table, the dishwasher and other related services. We have to recover them somehow." However, the owner did admit, "I wasn't there that evening and my employees were perhaps too fussy in managing the situation that had arisen, perhaps cutting the usual price a little or even not charging anything for the cake." "Better 50 euros less and people going home happy than this misunderstanding in which we are all damaged." Image credits: Corriere Fiorentino / Shutterstock

Travel Trouble

Knitting helps Tom Daley switch off. Its mental health benefits are not just for Olympians

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/michelle-oshea-457947">Michelle O'Shea</a>, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> and <a href="https://theconversation.com/profiles/gabrielle-weidemann-91497">Gabrielle Weidemann</a>, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> Olympian Tom Daley is the <a href="https://www.teamgb.com/athlete/tom-daley/3y6lj3NwM4u2dORkh8DkXo#:%7E:text=Tom%20Daley's%20medals&text=Tom%20Daley%20was%20the%20first,Paris%20with%20a%20first%20silver.">most decorated diver</a> in Britain’s history. He is also an avid knitter. At the Paris 2024 Olympics Daley added a fifth medal to his collection – and caught the world’s attention knitting a bright blue “Paris 24” jumper while travelling to the games and in the stands. At the Tokyo Olympics, where Daley was first <a href="https://www.theguardian.com/sport/2021/jul/27/tom-daley-knits-a-tea-cosy-holder-to-keep-his-gold-medal-safe-from-scratches">spotted knitting</a>, he <a href="https://www.npr.org/2024/07/29/nx-s1-5055677/tom-daley-olympics-2024-diving-knitting">explained</a> its positive impact on his mental health. <blockquote> It just turned into my mindfulness, my meditation, my calm and my way to escape the stresses of everyday life and, in particular, going to an Olympics. </blockquote> The <a href="https://www.tandfonline.com/doi/pdf/10.1080/01612840.2024.2364228">mental health benefits of knitting</a> are well established. So why is someone famous like Daley knitting in public still so surprising? <h2>Knitting is gendered</h2> Knitting is usually associated with women – <a href="https://www.tandfonline.com/doi/pdf/10.1080/02614367.2019.1579852">especially older women</a> – as a hobby done at home. In a <a href="https://journals.sagepub.com/doi/abs/10.4276/030802213X13603244419077?casa_token=Y-MLTtrt_o4AAAAA:7c1Y6DSAd0XH19q0N-FBqqws68JFpgXYx5DACMMw24D3AuoqLkh0VVKMh7M6GNchmQpWSj1KR9tzCFw">large international survey</a> of knitting, 99% of respondents identified as female. But the history of yarn crafts and gender is more tangled. In Europe in the middle ages, <a href="https://www2.cs.arizona.edu/patterns/weaving/articles/nb82_knt.pdf">knitting guilds were exclusive</a> and reserved for men. They were part of a respected Europe-wide trade addressing a demand for knitted products that could not be satisfied by domestic workers alone. The <a href="https://www2.cs.arizona.edu/patterns/weaving/articles/nb82_knt.pdf">industrial revolution</a> made the production of clothed goods cheaper and faster than hand-knitting. Knitting and other needle crafts became a leisure activity for women, done in the private sphere of the home. World Wars I and II turned the spotlight back on knitting as a “<a href="https://theconversation.com/one-million-pairs-of-socks-knitting-for-victory-in-the-first-world-war-30149">patriotic duty</a>”, but it was still largely taken up by women. During COVID lockdowns, knitting saw another <a href="https://www.nytimes.com/2020/11/02/well/family/pandemic-knitting-election-stress.html">resurgence</a>. But knitting still most often makes headlines when men – especially famous men like Daley or actor <a href="https://www.vanityfair.com/hollywood/2013/01/ryan-gosling-hobby-knitting-interview">Ryan Gosling</a> – do it. Men who knit are often seen as <a href="https://www.abc.net.au/news/2019-09-17/men-who-unpick-knitting-stereoptype/11516016">subverting</a> the stereotype it’s an activity for older women. <h2>Knitting the stress away</h2> Knitting can produce a sense of pride and <a href="https://www.tandfonline.com/doi/full/10.1080/01612840.2024.2364228">accomplishment</a>. But for an elite sportsperson like Daley – whose accomplishments already include four gold medals and one silver – its benefits lie elsewhere. Olympics-level sport relies on perfect scores and world records. When it comes to knitting, many of the mental health benefits are associated with the process, rather than the end result. Daley <a href="https://www.youtube.com/watch?v=6wwXGOki--c">says</a> knitting is the “one thing” that allows him to switch off completely, describing it as “my therapy”. <figure><iframe src="https://www.youtube.com/embed/6wwXGOki--c?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> The Olympian says he could <blockquote> knit for hours on end, honestly. There’s something that’s so satisfying to me about just having that rhythm and that little “click-clack” of the knitting needles. There is not a day that goes by where I don’t knit. </blockquote> Knitting can create a “flow” state through rhythmic, repetitive movements of the yarn and needle. Flow offers us a <a href="https://psycnet.apa.org/record/2017-32525-014">balance</a> between challenge, accessibility and a sense of control. It’s been shown to have benefits relieving stress in high-pressure jobs beyond elite sport. Among surgeons, <a href="https://pubmed.ncbi.nlm.nih.gov/37150722/">knitting has been found</a> to improve wellbeing as well as manual dexterity, crucial to their role. For other health professionals – including oncology nurses and mental health workers – knitting has <a href="https://www.tandfonline.com/doi/pdf/10.1080/01612840.2024.2364228">helped to</a> reduce “<a href="https://cjon.ons.org/cjon/20/1/impact-knitting-intervention-compassion-fatigue-oncology-nurses">compassion fatigue</a>” and burnout. Participants described the soothing noise of their knitting needles. They developed and strengthened team bonds through collective knitting practices. <figure><iframe src="https://www.youtube.com/embed/dTTJjD_q2Ik?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>A Swiss psychiatrist says for those with trauma, knitting yarn can be like “knitting the two halves” of the brain “back together”.</figcaption></figure> <a href="https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2023.1062001/full">Another study</a> showed knitting in primary school may boost children’s executive function. That includes the ability to pay attention, remember relevant details and block out distractions. As a regular creative practice, it has also been <a href="https://www.tandfonline.com/doi/full/10.1080/01612840.2024.2364228#d1e1860">used in the treatment</a> of grief, depression and subduing intrusive thoughts, as well countering chronic pain and cognitive decline. <h2>Knitting is a community</h2> The <a href="https://journals.sagepub.com/doi/10.4276/030802213X13603244419077">evidence</a> for the benefits of knitting is often based on self-reporting. These studies tend to produce consistent results and involve large population samples. This may point to another benefit of knitting: its social aspect. Knitting and other yarn crafts can be done alone, and usually require simple materials. But they also provide a chance to socialise by bringing people together around a common interest, which can help <a href="https://intellectdiscover.com/content/journals/10.1386/crre.7.1.11_1">reduce loneliness</a>. The free needle craft database and social network Ravelry contains <a href="https://blog.ravelry.com/2022-community-stats/">more than one million</a> patterns, contributed by users. “Yarn bombing” projects aim to <a href="https://www.artsnw.com.au/the-yarn-bombing-project">engage the community</a> and beautify public places by covering objects such as benches and stop signs with wool. The interest in Daley’s knitting online videos have formed a community of their own. In them he shows the process of making the jumper, not just the finished product. That includes where he “<a href="https://www.instagram.com/tomdaley/reel/C-LRgGYtbv3/?hl=en">went wrong</a>” and had to unwind his work. His pride in the finished product – a little bit wonky, but “<a href="https://www.instagram.com/madewithlovebytomdaley/?hl=en">made with love</a>” – can be a refreshing antidote to the flawless achievements often on display at the Olympics.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/236051/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/michelle-oshea-457947">Michelle O'Shea</a>, Senior Lecturer, School of Business, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> and <a href="https://theconversation.com/profiles/gabrielle-weidemann-91497">Gabrielle Weidemann</a>, Associate Professor in Psychological Science, <a href="https://theconversation.com/institutions/western-sydney-university-1092">Western Sydney University</a> Image credits: Instagram This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/knitting-helps-tom-daley-switch-off-its-mental-health-benefits-are-not-just-for-olympians-236051">original article</a>. </div>

Mind

Horrifying moment wheel falls off plane during take-off

Video footage has captured the horrifying moment a wheel fell off a United Airlines Boeing plane just moments after take off on Monday morning. The video captured by RadarBox shows the tire coming loose from the aircraft's undercarriage and plummeting to the ground seconds after take off. The airline confirmed that a wheel fell off the plane as the flight departed Los Angeles International airport en route to Denver, but it safely touched down around three hours later. None of the 174 passengers or seven crew members on board were injured. <div class="embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; outline: none !important;"><iframe class="embedly-embed" style="box-sizing: inherit; margin: 0px; padding: 0px; border-width: 0px; border-style: initial; vertical-align: baseline; width: 573px; max-width: 100%; outline: none !important;" title="tiktok embed" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.tiktok.com%2Fembed%2Fv2%2F7389507936625691920&display_name=tiktok&url=https%3A%2F%2Fwww.tiktok.com%2F%40theprojecttv%2Fvideo%2F7389507936625691920%3Fq%3Dboeing%2520wheel%26t%3D1720568253683&image=https%3A%2F%2Fp16-sign-sg.tiktokcdn.com%2Fobj%2Ftos-alisg-p-0037%2FoEEROKIMm2EpV6DrBgf3FeAUB4EjlBg0BMjmzE%3Flk3s%3Db59d6b55%26nonce%3D85756%26refresh_token%3D9848a1a77a4d011f7ceeb76a41229609%26x-expires%3D1720738800%26x-signature%3DKRkuV5%252BXkjrhdVj9cxtL5oLH5ow%253D%26shp%3Db59d6b55%26shcp%3D-&key=5b465a7e134d4f09b4e6901220de11f0&type=text%2Fhtml&schema=tiktok" width="340" height="700" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe></div> A United spokesperson said that the wheel has been found in Los Angeles and they are investigating the cause. “The wheel has been recovered in Los Angeles, and we are investigating what caused this event,” the statement read. It is not known whether it caused any damage on the ground. The incident comes just four months after a Japan-bound Boeing airlines carrying 249 passengers also lost a wheel not long after take off in San Francisco. The flight, that took place in March. was diverted to LAX where it landed safely. The wheel reportedly damaged some vehicles in an airport parking lot. Images: CaliPlanes/ Youtube

Travel Trouble

Prince William shakes it off at Taylor Swift's concert

Prince William has celebrated his 42nd birthday with a boogie at the first of Taylor Swift's Eras Tour concerts at Wembley Stadium in London. The pop star took to Instagram to share a selfie she took with the future King and his children Prince George and Princess Charlotte, as well as her boyfriend NFL star Travis Kelce She captioned the photo: "Happy Bday M8! London shows are off to a splendid start." <blockquote class="twitter-tweet"> Thank you <a href="https://twitter.com/taylorswift13?ref_src=twsrc%5Etfw">@taylorswift13</a> for a great evening! <a href="https://twitter.com/hashtag/LondonTSTheErastour?src=hash&ref_src=twsrc%5Etfw">#LondonTSTheErastour</a> <a href="https://t.co/NFSi8hAl1o">pic.twitter.com/NFSi8hAl1o</a> — The Prince and Princess of Wales (@KensingtonRoyal) <a href="https://twitter.com/KensingtonRoyal/status/1804489979294364005?ref_src=twsrc%5Etfw">June 22, 2024</a></blockquote> The Prince and Princess of Wales also shared another angle of the selfie, this time without Kelce included in the photo, to their joint Instagram account. "Thank you @taylorswift for a great evening! #LondonTSTheErastour," they captioned a photo. <blockquote class="twitter-tweet" data-media-max-width="560"> 📲| Prince William dancing to "Shake It Off" at Taylor Swift's Eras Tour in London <a href="https://t.co/c0J7aSM1Li">pic.twitter.com/c0J7aSM1Li</a> — The Swift Society (@TheSwiftSociety) <a href="https://twitter.com/TheSwiftSociety/status/1804453576560808210?ref_src=twsrc%5Etfw">June 22, 2024</a></blockquote> Eagle-eyed fans who attended the show also spotted the royal shaking it off on the balcony of a private box at the stadium on Friday night and shared a snippet of Prince William dancing the night away to X, formerly Twitter. "Prince William dancing to "Shake It Off" at Taylor Swift's Eras Tour in London" they captioned the video. Fans were amused at the royal cameo, with one saying: "He was getting it with the ultimate dad moves." Another quipped: "Prince William got moves and boy I tell you George & Charlotte are definitely embarrassed." "Shake it off Prince William! Shake it Off!" added another. Images: Instagram/ X

Music

To-do list got you down? Understanding the psychology of goals can help tick things off – and keep you on track

<a href="https://theconversation.com/profiles/kim-m-caudwell-1258935">Kim M Caudwell</a>, <a href="https://theconversation.com/institutions/charles-darwin-university-1066">Charles Darwin University</a> It feels like we are living in busy times. According to the <a href="https://www.oecdbetterlifeindex.org/topics/work-life-balance/">OECD Better Life Index</a>, 12.5% of Australians report working at least 50 hours a week, higher than the OECD average. Many Australians are also <a href="https://www.abc.net.au/news/2023-08-03/multiple-job-holders-hit-record-high-abs/102679190">working more than one job to buffer against cost-of-living pressures</a>. Psychology has long been interested in our goals – our mental representations of desirable outcomes. Much of this research is on how we form, pursue and attain goals, plus how goals make us feel. Across studies, we see a consistent pattern of <a href="https://link.springer.com/article/10.1007/s10902-013-9493-0#Sec34">successful goal pursuit and wellbeing</a>. So, having time to work toward our goals is important. With this in mind, what is the best way to get things done – and how can we get better at achieving our goals, especially when we feel time poor? <h2>Make a list</h2> Most of us approach multiple goals with the age-old “to-do” list. First, you write down everything you need to do. Then you “check” or tick things off as you do them. One reason to-do lists are useful is because we are more likely to remember things we haven’t completed, rather than things we have. This is known as the <a href="https://www.youtube.com/watch?v=E-F1U4bV2m8">Zeigarnik effect</a>. While to-do lists are easy to write, they don’t always work. There are however <a href="https://hbr.org/2021/01/i-tried-4-to-do-list-methods-heres-what-worked">various approaches for to-do lists</a> that may improve their effectiveness. Another thing to consider is the wide range of apps, tools and platforms that can make tasks more fun and outsource mental load. Adding elements of game play like point scoring or competition – called “<a href="https://theconversation.com/how-gamification-could-revolutionise-creative-thinking-in-the-workplace-122852">gamification</a>” – can <a href="https://www.sciencedirect.com/science/article/pii/S0747563221002867">help people work toward goals in educational and work settings</a>. Similarly, app-based reminders can help people reach <a href="https://doi.org/10.1177/2047487320905717">physical rehabilitation goals and form good exercise habits</a>. <h2>Finding your why</h2> Researchers have focused a lot on the psychology of why people pursue goals – and how this affects their approach to tasks. For example, some people want to complete a university degree because they want to get a job. Others may be more interested in developing skills or knowledge. In both cases, there is a desired outcome – albeit with differing reasons. Our goals can be differentiated by who or what is driving them. Goals that feel like our own, and for which we experience a sense of intrinsic motivation, are known as “self-concordant”. These goals represent enduring personal interests, are aligned with values and are positively <a href="https://link.springer.com/article/10.1007/s12144-020-01156-7">linked to wellbeing</a>. <a href="https://link.springer.com/article/10.1007/s10648-006-9012-5">Goal orientation theory</a> offers a similar perspective. Using the same example, you may study so you score well on a test (a performance goal) or because you want to be sure you develop your knowledge (a mastery goal). Mastery goals tend to lead to <a href="https://link.springer.com/article/10.1007/s10869-010-9201-6">better results and self-regulation</a>. <h2>Juggling goals – 4 to-do tips</h2> So, what happens when we have multiple – perhaps even competing – goals, or goals that aren’t so enjoyable? We might want to finish writing a report or assignment, then read a few chapters of a textbook – but also go to the gym and binge a few episodes of our favourite TV show. In such scenarios, psychological science offers some insights into how we might stay task-focused, and on track to tick more items off our to-do list. 1. Beware the <a href="https://www.pwc.pl/en/articles/planning-fallacy-part-I-cognitive-traps.html">planning fallacy</a>. This happens when we underestimate the amount of resources (such as time) it will take to reach a goal. As writer and religious thinker William Penn put it: “Time is what we want most, but what we use worst”. Think through the all the steps and time required to complete your goal. 2. Monitor your progress. <a href="https://eprints.whiterose.ac.uk/91437/8/3_PDFsam_Does%20monitoring%20goal.pdf">Incorporating goal monitoring</a> into an activity can boost progress. And reviewing your estimations and expectations against your actual times and achievements can be used to calculate a “<a href="https://www.indeed.com/career-advice/career-development/estimating-time-for-tasks">fudge ratio</a>” to aid future planning. For instance, you could multiply your expected time on tasks by 1.5 to help buffer against the planning fallacy. 3. Focus on mastery. Self-concordant goals and tasks feel easier, and their underlying tasks may be <a href="https://journals.sagepub.com/doi/full/10.1177/0146167215575730">less subject to forgetting</a>. Tedious but necessary goals (such as doing the dishes or filling out forms) are less intrinsically motivating. This means <a href="https://www.emerald.com/insight/content/doi/10.1108/EBHRM-04-2014-0013/full/html#idm45933122746592">planning, reminders and support become more important to goal progress</a>. 4. Plan for derailments. People vary in their ability to plan and might forget to take a goal-directed action at an appropriate time (this could be one reason the <a href="https://www.sbs.com.au/news/article/the-streaming-services-winning-the-battle-for-attention-and-the-feature-australians-want/9crrpafgd">average Australian streams 27 hours of video each week</a>). <a href="https://www.tandfonline.com/doi/full/10.1080/10463283.2024.2334563">Implementation intentions</a> bring our attention back toward our goals by linking them to an environmental marker. These simple “if-then” plans are shown to <a href="https://cancercontrol.cancer.gov/brp/research/constructs/implementation-intentions#:%7E:text=Implementation%20intentions%20are%20formed%20for,might%20otherwise%20undermine%20goal%20striving.">help overcome issues with self-regulation</a>. Such a statement might be “if I see the ‘next episode’ icon appear, I will get up and turn off the TV so I can read a chapter of my textbook”. With time being frustratingly finite, it is inevitable we will run out of time to do all of the things on our to-do list. Finding an approach that works for us will take time and effort. But it’s probably a worthy goal in itself.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/230399/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/kim-m-caudwell-1258935">Kim M Caudwell</a>, Senior Lecturer - Psychology | Chair, Researchers in Behavioural Addictions, Alcohol and Drugs (BAAD), <a href="https://theconversation.com/institutions/charles-darwin-university-1066">Charles Darwin University</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/to-do-list-got-you-down-understanding-the-psychology-of-goals-can-help-tick-things-off-and-keep-you-on-track-230399">original article</a>.

Mind

Restaurant sparks debate over “age discrimination”

A US restaurant has gone viral for their "age policy" after they decided to ban young people in a bid to create a “grown and sexy” vibe. Bliss Restaurant opened its doors in St. Louis, Missouri last month and have already caused an uproar for their unique policy where men under 35 and women under 30 are not allowed in. Owners Marvin Pate and his wife, said that they created the rule to help them “maintain a sophisticated environment, uphold our standards, and support the sustainability of our unique ambience”. Despite getting some backlash over the policy, they insist that they will stick to their code. “I think Bliss is a home away from home,” he told local news station KSDK. “You can come here and actually feel like you’re at a resort. People will feel like they’re on a vacation. “Of course, we have been getting a little backlash because of our policy, but that’s OK. We’re sticking to our code.” Pate is so committed to providing a space for older people, that if anyone looks younger than 30, they will get their ID's checked. “The restaurant is just something for the older people to come do, have a happy hour, come get some good food and not have to worry about some of the young folks who bring some of that drama,” assistant manager Erica Rhodes added. A few people have slammed the restaurant, suggesting that the rule was “age discrimination”. “The owner barely makes his own age requirement. Come on,” one vented online. “I’ve never seen a bar fight that wasn’t started by some drunk over 30,” another added. “I feel like it’s usually older people acting out nowadays," and another person replied: “Y’all ever seen a Karen under 30?” However, in the age of young influencers, many thought the restriction “makes sense". “Ah, Bliss, no influencers with those bright lights and filming while everyone else is trying to have a nice meal,” one said. “I like the concept, it’s time we mature adults can dine in a relaxing atmosphere without kids screaming, parents screaming, aggressive behaviours,” another added. “I love the age requirements. Please keep it like this. Don’t change it a lot of places back in the day had age requirements I’m glad that somebody finally taking it back protect your business I support,” a third wrote. “I love this idea!!!! Perfect!!!! And for all those gripping and complaining about it…..or have some smartelic comment….. just wait. One day your day is coming," another mused. Images: Instagram

Travel Trouble

5 sneaky beauty tricks that take a decade off your look

What if we told you there were five super simple turn-back-the-clock tricks that could brighten the face, open up the eyes, improve plumpness and give you enviably shiny hair? Well, that’s exactly what we’re telling you. And these tips don’t require and expensive trip to a beauty salon and can be done in your very own bathroom. When it comes to your skin, just one super-charged anti-ager will instantly boost your beauty routine—and deliver the kind of results we’d all be happy to see in the mirror. Here are five tricks you should definitely try today. Try a Sleeping Beauty elixir They don’t call it beauty sleep for no good reason. While you’re head is on the pillow, it’s the perfect time to slather on an overnight face and neck cream that uses skin brightening ingredients such as vitamin C, algae extract and anti-oxidants. You will wake up more supple, radiant and bright – and in some cases, with firmer skin. Go for bold lip A bold yet fresh lip will instantly brighten and lift the face. The trick is to go one or two shades brighter than you usually do – without option for a blast of neon. Diffuse bright edges with a cotton bud to stop hard lines. Shake the magic wand Eyelashes have the ability to really open up your eyes and thus give you a more youthful look instantly. So everyone, get acquainted with the eyelash curler. A must for opening up tired, droopy eyelids before applying mascara – it works every time. Attempt a gravity-defying mini massage As massages stimulate circulation, cells and collagen, everyone should be giving themself a daily morning face massage using small circular motions. Focus on your forehead, cheeks, chin, and gently pat under eyes to help with firmness and reduce bloating. Let your hair shine on Shiny, healthy hair makes everyone look better – and it one of the easiest beauty tricks to master. Try mashed-up avocado mixed with olive oil as a hair mask – it’s cheap, natural and really effective. Image credits: Shutterstock

Beauty & Style

"Not one ounce of compassion”: BBC star kicked off plane over daughter's allergy

A BBC weather presenter and her family have been kicked off a plane after asking passengers to be wary of her daughter's peanut allergy. British weather presenter Georgie Palmer was flying from London to Turkey with her husband Matt and their daughters Annie and Rosie, as the family boarded their flight at Gatwick Airport with SunExpress airlines. Georgie and her family were kicked off the plane shortly after boarding, after the 49-year-old mother ran into issues around her daughter's severe allergy to peanuts. According to Palmer, she has requested that the captain make an announcement to all passengers asking them not to eat any peanut products on the flight, but the pilot refused. Palmer then took matters into her own hands and one by one asked passengers not to consume peanuts on the four-hour flight, before being asked to disembark the aircraft. The weather presenter took to Instagram to share her side of the story with a lengthy post. She began, “I thanked the beautiful souls on our plane for helping us. Many of them hugged, cheered and held our hands as we were forced to disembark." “The SunExpress captain and cabin crew refused to make the standard announcement on behalf of our daughter. We gently asked the passengers at the front of the plane to share our request." “Row by row, all the passengers turned back to kindly ask the row behind to please not eat nuts on the flight. It was calm, earnest and with an overwhelming sense of solidarity and empathy.” Georgie added: “There’s no beef with simple asks like these. People get it!" “We were hoofed off the plane after the angry little captain shouted at us from the cockpit.” She concluded by saying they were discriminated against for “simply having an allergy”. Georgie told the <a title="www.dailymail.co.uk" href="https://www.dailymail.co.uk/news/article-13457399/bbc-weather-presenter-Georgie-Palmer-flight-nuts.html" target="_blank" rel="noopener">Daily Mail,</a> “The captain decided because of my daughter’s allergy he didn’t want to fly with her on board." “When he found out I had spoken to the other passengers he was screaming at me from the cockpit. He was so angry, the next thing I knew we were told to get off the plane." “How we were treated was disgusting – nobody working on that plane showed one ounce of compassion.” A SunExpress spokesman then shared the airline's version of events, claiming that Georgie's husband had become aggressive, and kicked the family off the plane with their best interests at heart. The statement said, “We take the safety of our passengers very seriously. Shortly after boarding our flight, the passenger raised a concern about one of his family group having a serious peanut allergy." “They requested an announcement to other passengers. We refrain from making these kinds of announcements. Like many other airlines, we cannot guarantee an allergen-free environment on our flights, nor can we prevent other passengers from bringing food items containing allergens on board." “Due to the insistent behaviour of the passenger to others on board, the captain decided it would be safest if the family did not travel." “When this was explained to the passenger, he behaved aggressively towards our crew members and tried to gain access to the cockpit. To ensure the safety of our crew and our passengers on board, we cannot tolerate aggressive and unruly behaviour on our flights." “Our website states that passengers must notify us 48 hours in advance of any special care required due to a medical condition. No such notification was received from the passengers in this instance.” According to <a href="https://www.thesun.co.uk/tv/28140666/bbc-family-flight-passengers-peanuts-allergy/" target="_blank" rel="noopener">The Sun</a>, Mr Sollom denies acting aggressively. The differing versions of events have divided many on social media as thousands weighed in on the debacle, with plenty of users siding with the pilot. “The pilot is a national treasure,” one person wrote. “As they should have been,” a second wrote, referring to the family getting kicked off. “Would have booted them off as well,” another agreed. A fourth wrote: “I think this story would be found under Self Entitlement in the dictionary.” Image credits: Instagram

Travel Trouble

Kick up your heels – ballroom dancing offers benefits to the aging brain and could help stave off dementia

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/helena-blumen-1231899">Helena Blumen</a>, <a href="https://theconversation.com/institutions/albert-einstein-college-of-medicine-3638">Albert Einstein College of Medicine</a> <h2>The big idea</h2> Social ballroom dancing can improve cognitive functions and reduce brain atrophy in older adults who are at increased risk for Alzheimer’s disease and other forms of dementia. That’s the key finding of my team’s <a href="https://doi.org/10.1123/japa.2022-0176">recently published study</a> in the Journal of Aging and Physical Activity. In our study, we enrolled 25 adults over 65 years of age in either six months of twice-weekly ballroom dancing classes or six months of twice-weekly treadmill walking classes. None of them were engaged in formal dancing or other exercise programs. The overall goal was to see how each experience affected cognitive function and brain health. While none of the study volunteers had a dementia diagnosis, all performed a bit lower than expected on at least one of our dementia screening tests. We found that older adults that completed six months of social dancing and those that completed six months of treadmill walking improved their executive functioning – an umbrella term for planning, reasoning and processing tasks that require attention. Dancing, however, generated significantly greater improvements than treadmill walking on one measure of executive function and on processing speed, which is the time it takes to respond to or process information. Compared with walking, dancing was also associated with reduced brain atrophy in the hippocampus – a brain region that is key to memory functioning and is particularly affected by Alzheimer’s disease. Researchers also know that this part of our brain can undergo neurogenesis – or grow new neurons – <a href="https://doi.org/10.1073/pnas.0611721104">in response to aerobic exercise</a>. <figure><iframe src="https://www.youtube.com/embed/unmbhUvnGow?wmode=transparent&start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption>Research shows those who regularly dance with a partner have a more positive outlook on life.</figcaption></figure> While several previous studies suggest that dancing has beneficial effects <a href="https://doi.org/10.1093/ageing/afaa270">on cognitive function in older adults</a>, only a few studies have compared it directly with traditional exercises. Our study is the first to observe both better cognitive function and improved brain health following dancing than walking in older adults at risk for dementia. We think that social dancing may be more beneficial than walking because it is physically, socially and cognitively demanding – and therefore strengthens a wide network of brain regions. While dancing, you’re not only using brain regions that are important for physical movement. You’re also relying on brain regions that are important for interacting and adapting to the movements of your dancing partner, as well as those necessary for learning new dance steps or remembering those you’ve learned already. <h2>Why it matters</h2> Nearly 6 million older adults in the U.S. and 55 million worldwide <a href="https://doi.org/10.1016/j.jalz.2019.01.010">have Alzheimer’s disease</a> or a <a href="https://www.who.int/news-room/fact-sheets/detail/dementia">related dementia</a>, yet there is no cure. Sadly, the efficacy and ethics surrounding recently developed drug treatments <a href="https://doi.org/10.1080/21507740.2022.2129858">are still under debate</a>. The good news is that older adults can potentially <a href="https://doi.org/10.1016/S0140-6736(20)30367-6">lower their risk for dementia</a> through lifestyle interventions, even later in life. These include reducing social isolation and physical inactivity. Social ballroom dancing targets both isolation and inactivity. In these later stages of the COVID-19 pandemic, a better understanding of the <a href="https://doi.org/10.1177/23337214211005223">indirect effects of COVID-19</a> – particularly those that increase dementia risk, such as social isolation – is urgently needed. In my view, early intervention is critical to prevent dementia from becoming the next pandemic. Social dancing could be a particularly timely way to overcome the adverse cognitive and brain effects associated with isolation and fewer social interactions during the pandemic. <h2>What still isn’t known</h2> Traditional aerobic exercise interventions such as treadmill-walking or running have been shown to lead to modest but reliable improvements in cognition – <a href="https://doi.org/10.1177/1745691617707316">particularly in executive function</a>. My team’s study builds on that research and provides preliminary evidence that not all exercise is equal when it comes to brain health. Yet our sample size was quite small, and larger studies are needed to confirm these initial findings. Additional studies are also needed to determine the optimal length, frequency and intensity of dancing classes that may result in positive changes. Lifestyle interventions like social ballroom dancing are a promising, noninvasive and cost-effective path toward staving off dementia as we – eventually – leave the COVID-19 pandemic behind.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/194969/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/helena-blumen-1231899">Helena Blumen</a>, Associate Professor of Medicine and Neurology, <a href="https://theconversation.com/institutions/albert-einstein-college-of-medicine-3638">Albert Einstein College of Medicine</a> Image credits: Shutterstock This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/kick-up-your-heels-ballroom-dancing-offers-benefits-to-the-aging-brain-and-could-help-stave-off-dementia-194969">original article</a>. </div>

Mind

Love is in the air! Pilot proposes to flight attendant girlfriend before take off

A pilot has proposed to his flight attendant girlfriend just minutes before take off in a heart-warming display of love. Polish pilot Konrad Hanc was captured emerging from the cockpit before embarking on a flight to Kraków to make a surprising announcement over the PA system. Hanc introduced himself to the passengers before explaining the real reason for his message. “On today’s flight there is a very special person," he began. “Ladies and gentlemen, about one and a half years ago in this job I met the most wonderful person that completely changed my life." “You are most precious to me. You are my greatest dream come true. This is why I have to ask you a favour, honey." <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C6EHHyQskLc/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C6EHHyQskLc/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by LOT Polish Airlines (@flylot)</a> </div> </blockquote> “Will you marry me?” he asked while getting down on one knee, as another flight attendant handed him a bouquet of flowers. His girlfriend, Paula, sprinted up the aisle of the plane before leaping into the arms of her future husband. Passengers watched on in anticipation for her answer with one yelling, “Did she say yes?” to which the beaming captain responded: “She said yes!” Hanc explained that he chose to pop the question on the flight to the Polish city as he met Paula on the same flight just 18 months ago. As the pair embraced in a hug and kiss, passengers erupted in applause, with many taking to the now viral Facebook post to send them well wishes. “I love this! Sweet couple!” one person wrote. ”TOTALLYYYYY LOVE IN THE AIR,” another enthusiastic person commented, to which the airline responded: “YES, love IS in the air!” Image credits: LOT Polish Airlines

Relationships

Does hosting the Olympics, the World Cup or other major sports events really pay off?

<a href="https://theconversation.com/profiles/ivan-savin-678930">Ivan Savin</a>, <a href="https://theconversation.com/institutions/escp-business-school-813">ESCP Business School</a> After a long battle, <a href="https://www.france24.com/en/europe/20240213-paris-booksellers-stay-olympics-macron-bouquiniste-france">Paris’s beloved bouquinistes will be staying put</a> this summer. The decision, announced on 13 February by the French government, came after considerable public backlash to the police prefecture’s original plan to move part of the iconic Seine booksellers elsewhere for the inauguration of the Olympics Games on 26 July. Meanwhile, less than six months away from the event, Parisians continue to grumble over a <a href="https://www.ouest-france.fr/jeux-olympiques/cest-aberrant-ce-maire-vient-dapprendre-que-sa-ville-accueillera-les-jeux-de-paris-ab1fa968-cfd1-11ee-89c0-6cefac77e04a">lack of consultations</a> with locals, warnings of <a href="https://www.rfi.fr/en/france/20231130-paris-vehicle-traffic-to-be-heavily-restricted-during-2024-olympic-games">gridlocked traffic</a>, closed metro stations, extensive video surveillance and other grievances. So for host countries, what was the point of the Olympics, again? In academia, the debate about the potential positive and negative effects of large-scale sporting events is ongoing. Although these events are often associated with substantial economic losses, the long-term benefits are the main argument in favour of hosting them. These include the development of material and soft infrastructure such as hotels, restaurants or parks. Big games can also help put the host region on the map as an attractive place for sports and cultural events, and inspire a better entrepreneurial climate. <h2>The pros and the cons of big sporting events?</h2> The cost of these benefits, as the Parisians have realised, is steep. Host countries appear to suffer from increased tax burdens, low returns on public investments, high construction costs, and onerous running cost of facilities after the event. Communities can also be blighted by noise, pollution, and damage to the environment, while increased criminal activity and potential conflicts between locals and visitors can take a toll on their quality of life. As a result, in the recent past several major cities, including Rome and Hamburg, <a href="https://www.dw.com/en/6-cities-that-rejected-the-olympics/a-46289852">withdrew their bids to host the games</a>. A common feature of the economics of large-scale sporting events is that our expectations of them are more optimistic than what we make of them once they have taken place. Typically, expenditure tends to tip over the original budget, while the revenue-side indicators (such as the number of visitors) are rarely achieved. When analysing the effect of hosting large-scale sporting events on tourist visits, it is important to take into consideration both the positive and negative components of the overall effect. While positive effects may be associated with visitors, negative effects may arise when “regular” tourists refuse to visit the location due to the event. This might be because of overloaded infrastructure, sharp increases in accommodation costs, and inconveniences associated with overcrowding or raucous or/and violent visitors. On top of that, reports of poverty or crime in the global media can actually undermine the location’s attractiveness. <h2>When big sporting events crowd out regular tourists</h2> In an <a href="https://doi.org/10.1177/1527002523120639">article published in the Journal of Sports Economics</a> with Igor Drapkin and Ilya Zverev, I assess the effects of hosting large-scale sporting events, such as Winter and Summer Olympics plus FIFA World Cups, on international tourist visits. We utilise a comprehensive dataset on flow of tourists covering the world’s largest destination and origin countries between 1995 and 2019. As a first step, we built an econometric model that effectively predicts the flow of tourists between any pair of countries in our data. Subsequently we compared the predicted tourist inflow in a hypothetical scenario where no large-scale sporting event would have taken place with the actual figures. If the actual figures exceed the predicted ones, we consider the event to have a net positive impact. Otherwise, we consider that it had a “crowding out” effect on “regular” tourists. While conducting this analysis, we distinguished between short-term (i.e., focusing just on the year of the event) and mid-term (year of the event plus three subsequent years). Our results show that the effects of large-scale sporting events vary a lot across host countries: The World Cup in Japan and South Korea 2002 and South Africa 2010 were associated with a distinct increase in tourist arrivals, whereas all other World Cups were either neutral or negative. Among the Summer Olympics, China in 2008 is the only case with a significant positive effect on tourist inflows. The effects of the other four events (Australia 2000, Greece 2004, Great Britain 2012, and Brazil 2016) were found to be negative in the short- and medium-term. As for the Winter Olympics, the only positive case is Russia in 2014. The remaining five events had a negative impact except the one-year neutral effect for Japan 1998. Following large-scale sporting events, host countries are therefore typically less visited by tourists. Out of the 18 hosting countries studied, 11 saw tourist numbers decline over four years, and three did not experience a significant change. <h2>The case for cautious optimism</h2> Our research indicates that the positive effect of hosting large-scale sporting events on tourist inflows is, at best, moderate. While many tourists are attracted by FIFA World Cups and Olympic games, the crowding-out effect of “regular” tourists is strong and often underestimated. This implies that tourists visiting for an event like the Olympics typically dissuade those who would have come for other reasons. Thus, efforts to attract new visitors should be accompanied by efforts to retain the already existing ones. Large-scale sporting events should be considered as part of a long-term policy for promoting a territory to tourists rather than a standalone solution. Revealingly, our results indicate that it is easier to get a net increase in tourist inflows in countries that are less frequent destinations for tourists – for example, those in Asia or Africa. By contrast, the United States and Europe, both of which are traditionally popular with tourists, have no single case of a net positive effect. Put differently, the large-scale sporting events in Asia and Africa helped promote their host countries as tourist destinations, making the case for the initial investment. In the US and Europe, however, those in the last few decades brought little return, at least in terms of tourist inflow.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/222118/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/ivan-savin-678930">Ivan Savin</a>, Associate professor of quantitative analytics, research fellow at ICTA-UAB, <a href="https://theconversation.com/institutions/escp-business-school-813">ESCP Business School</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/does-hosting-the-olympics-the-world-cup-or-other-major-sports-events-really-pay-off-222118">original article</a>.

Travel Tips

"Unidentified life form" found off New Zealand coast

Ah, the deep sea, where the mysteries of the ocean lurk in the shadows, waiting to be discovered by intrepid marine scientists armed with nets, trawls and a healthy dose of confusion... Recently, a team of brave souls embarked on a journey off the coast of New Zealand, armed with curiosity and a fervent desire to find Nemo's distant relatives. What they found, however, was not just Nemo's cousins – but a veritable treasure trove of potential new species. Or at least, they think so. In a saga that could rival any aquatic adventure film, the scientists stumbled upon approximately 100 potential new species, including one particularly enigmatic life form that has left them scratching their heads in bewilderment. Initially mistaking it for a sea star – or perhaps a particularly flamboyant sea cucumber – they now suspect it might be a deep-sea coral. Or a cosmic jellyfish. Or a lost prop from a sci-fi movie. The possibilities are as endless as the ocean itself. Dr Michela Mitchell, a taxonomist with a penchant for the dramatic, declared it could be "a whole new group outside of the octocoral." Because why settle for identifying just one species when you can potentially create an entire taxonomic order? Dr Daniel Moore, another member of the expedition and self-proclaimed captain of the confusion ship, confessed, "We can't even describe it to family." One can only imagine the perplexed expressions at family gatherings as they attempt to explain their latest discovery: "Well, it's sort of like a sponge, but not really. And it might have tentacles. Or wings. We're not entirely sure." Their research vessel, the Tangaroa, became a floating laboratory of befuddlement as they collected nearly 1,800 samples from the abyssal depths. Armed with modified sleds and a healthy dose of optimism, they trawled the ocean floor, hoping to snag the elusive creatures that lurked below. "It was true exploration, very exciting," Dr Moore boasted, his enthusiasm undiminished by the fact that they still couldn't definitively identify half of what they'd found. Among their discoveries was a new species of fish, dubbed the "eelpout", which was "instantly recognised as being different to the others." Because, apparently, it had a flair for the dramatic and refused to conform to traditional fish norms. In a surprising revelation, Dr Moore admitted, "Finding new vertebrates is rare." One can only assume that the eelpout, upon hearing this declaration, puffed out its chest (or whatever passes for a chest in fish anatomy) and proclaimed itself the king of the ocean. As the expedition came to a close, the scientists reflected on the vastness of the ocean and the infinitesimal fraction of its inhabitants they had encountered. With only 240,000 species identified out of an estimated 2.2 million, they realised they had barely scratched the surface. Or, in this case, the sea floor. And so, armed with their nets, their sleds, and their unshakeable sense of optimism, the intrepid scientists set sail once more, ready to delve deeper into the mysteries of the ocean and perhaps stumble upon another baffling creature that defies explanation. After all, what's science without a little bit of confusion? Image: Ocean-Census | NIWA

Domestic Travel

Restaurant sparks outrage for "ridiculous" fee

As inflation rates continue to rise it is not surprising that restaurants are charging extra fees, but one disgruntled customer was particularly shocked to see this "ridiculous" fee on their bill. The customer, who dined at restaurant and cocktail bar in Georgia, USA shamed the restaurant for charging their customers a $20 fee for “live band entertainment”. They shared their complaints on Reddit with a copy of their receipt and an unexpected fee at the bottom which read: “Two Live Band Entertainment Fee — $20”. Most people in the comments were equally annoyed and called the fee "ridiculous". “This is one of those leave money on the table, hand the waiter a tip and leave, sorry but if I didn’t order it, I’m not paying for it,” one wrote. “Great way to not have repeat customers,” said another. “This will backfire for them, just be honest and upfront," a third added. Other commenters were less sympathetic and did not understand why the customer was complaining when it looked like they could afford it. “When you’re paying seven dollars for a bottle of water, you really don’t get to complain about ‘unexpected costs.’ You knew what you signed up for," one commenter wrote. “Imagine a live band getting paid, huh,” another added. “They’re buying $7 bottles of water, they can probably afford it,” added a third. Image: Getty/ Reddit

Money & Banking

What are ‘good’ and ‘bad’ debts, and which should I pay off first?

<a href="https://theconversation.com/profiles/angel-zhong-1204643">Angel Zhong</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> With the cost of living soaring and many struggling to get a pay rise, it’s not surprising people are using debt to navigate life’s financial twists and turns. Owing money can sometimes feel challenging, but not all debts should keep you awake at night. So which debts are good and which are bad? And in what order should you pay them off? As it all depends on your personal circumstances, all I can offer is general information and not financial advice. Ideally, you should seek guidance from an accredited financial adviser. But in the meantime, here are some ideas to consider. <h2>What is a ‘good debt’?</h2> Good debts can be strategic tools and help build a solid foundation for your future. They usually increase your net worth by helping you generate income or buy assets that increase in value. With good debts, you usually get back more than what you pay for. They usually have lower interest rates and longer repayment terms. But personal finance is dynamic, and the line between good and bad debt can be nuanced. If not managed properly, even good debts can cause problems. Some examples of “good debts” might include: Mortgages: A mortgage allows you to buy a house, which is an asset that generally increases in value over time. You may potentially get tax advantages, such as <a href="https://www.ato.gov.au/forms-and-instructions/rental-properties-2023/other-tax-considerations">negative gearing</a>, through investment properties. However, it’s crucial not to overstretch yourself and turn a mortgage into a nightmare. As a rule of thumb, try avoid spending <a href="https://www.cnbc.com/select/mortgage-affordability/">more than 30% of your income</a> per year on your mortgage repayments. Student loans: Education is an investment in yourself. Used well, student loans (such as <a href="https://www.studyassist.gov.au/help-loans/hecs-help">HECS-HELP</a>) can be the ticket to a higher-paying job and better career opportunities. <h2>What is a ‘bad debt’?</h2> “Bad debts” undermine your financial stability and can hinder your financial progress. They usually come with high interest rates and short repayment terms, making them more challenging to pay off. They can lead to a vicious cycle of debt. Examples of bad debts include: Payday loans: A payday loan offers a quick fix for people in a financial tight spot. However, their steep interest rates, high fees and tight repayment terms often end up worsening a person’s financial problems. The interest and fee you may end up paying can get close to the loan amount itself. Credit card debt: Credit cards can be like quicksand for your finances. If you don’t pay off your purchase on time, you’ll be subject to an annual interest rate of around <a href="https://www.rba.gov.au/statistics/tables/">19.94%</a>. For a A$3,000 credit card debt, for example, that could mean paying nearly $600 annual interest. Carrying credit card debt from month to month can lead to a seemingly never-ending debt cycle. Personal loans: People usually take personal loans from a bank to pay for something special, such as a nice holiday or a car. They often come with higher interest rates, averaging around <a href="https://www.finder.com.au/personal-loans">10%</a>. Spending money that you don’t have can lead to prolonged financial headaches. Buy-now-pay-later services: Buy-now-pay-later services often provide interest-free instalment options for purchases. This can be tempting, but the account fees and late payment fees associated with buy-now-pay-later services can lead to a long-term financial hangover. The convenience and accessibility of buy-now-pay-later services can also make it easy to get further and further into debt. <h2>So in what order should I pay off my debts?</h2> There is no one right answer to this question, but here are three factors to consider. Prioritise high-interest debts: Start by confronting the debts with the highest interest rates. This typically includes credit card debt and personal loans. Paying off high-interest debts first can save you money and reduce your total debt faster. Negotiate interest rates or switch lenders: Don’t be shy. A simple call to your lender requesting a lower rate can make a significant difference. You may also take advantage of sign-on offers and refinancing your loan with a new lender. In the banking business, customers are not usually rewarded for their loyalty. Consider different repayment strategies: Choose a debt repayment strategy that aligns with your preferences. Some people get a psychological boost from paying off smaller debts first (this is often called the “<a href="https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/snowball-vs-avalanche-paydown/#:%7E:text=The%20%22snowball%20method%2C%22%20simply,all%20accounts%20are%20paid%20off.">snowball method</a>”). Others focus on high-interest debts (often known as the “<a href="https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/snowball-vs-avalanche-paydown/#:%7E:text=The%20%22snowball%20method%2C%22%20simply,all%20accounts%20are%20paid%20off.">avalanche method</a>”). Find what works for you. The most important thing is to have a plan and stick to it. Review the terms of each debt carefully. Certain loans offer flexibility in repayment schedules, while others may impose penalties for early settlement. Take note of these conditions as you develop your repayment plan. Debt can be a useful tool or a dangerous trap, depending on how you use it. By understanding the difference between good and bad debts, and by having a smart strategy for paying them off, you can take charge of your financial future.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/217779/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/angel-zhong-1204643">Angel Zhong</a>, Associate Professor of Finance, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-are-good-and-bad-debts-and-which-should-i-pay-off-first-217779">original article</a>.

Money & Banking

Parents slapped with hefty fee over badly behaved children

Two parents have been slapped with a hefty fine tacked onto their restaurant bill after their children caused a ruckus during dinner. Kyle and Lyndsey Landmann were dining at a restaurant in Georgia, USA, when they were given a $50 fine for their allegedly badly behaved kids. Two weeks after the incident, Kyle took to Google to leave a negative review for the eatery to say he was “disappointed by the experience”. “The owner came out and told me he was adding $50 to my bill because of my children’s behaviour,” he wrote. “My kids watched a tablet until the food arrived, ate their food and my wife took them outside while I waited and paid the bill.” Lyndsey went on to tell Today that her kids were well behaved, although they were joined by other families, with 11 children in total at the table. “The kids were sitting at one end of the table and they were being so good,” Landmann said. “'I even commented halfway through the meal, ‘I can’t believe how well-behaved they are’.” After dinner, restaurant owner Tim Richter approached the table and told the party about the additional charge on the menu, which reads, “Adult surcharge: For adults unable to parent.” “Be Respectful to staff, property, and self. No Respect, No Service.” Landmann said she was expecting a compliment for the well behaved kids, but Richter said there would be $50 added to each bill at their table. When Landmann then asked for an explanation, she claimed Richter told her they were being “too loud”. He was angry that the kids were “running around outside” by the water after dinner, even though they were chaperoned by adults, she clarified. “I was like, ‘They were quiet the whole time’. He got in our faces and told us that we belonged at Burger King and not at his restaurant. We asked to speak to the owner and he said he was the owner,” Landmann explained. “I looked around the restaurant and everybody was frozen watching this show he was putting on. He was yelling.” The 61-year-old restaurant owner said that he implemented the rule during the pandemic, but never actually charged the couple, saying, “We want parents to be parents.” However, several other Google reviews blasted the quality of the service and the owner's attitude, including one that warns diners with children to steer clear. Image credits: Facebook

Money & Banking

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"Unidentified life form" found off New Zealand coast

Restaurant sparks outrage for "ridiculous" fee

What are ‘good’ and ‘bad’ debts, and which should I pay off first?

Parents slapped with hefty fee over badly behaved children